Washington Trust Bancorp Inc - Asset Resilience Ratio
Washington Trust Bancorp Inc (WASH) has an Asset Resilience Ratio of 0.19% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Washington Trust Bancorp Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Washington Trust Bancorp Inc's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Washington Trust Bancorp Inc to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Washington Trust Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see WASH market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $12.88 Million | 0.19% |
| Total Liquid Assets | $12.88 Million | 0.19% |
Asset Resilience Insights
- Limited Liquidity: Washington Trust Bancorp Inc maintains only 0.19% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Washington Trust Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Washington Trust Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Washington Trust Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Washington Trust Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.19% | $12.88 Million | $6.62 Billion | -0.78pp |
| 2024-12-31 | 0.98% | $67.70 Million | $6.93 Billion | -12.96pp |
| 2023-12-31 | 13.94% | $1.00 Billion | $7.20 Billion | -1.03pp |
| 2022-12-31 | 14.97% | $996.86 Million | $6.66 Billion | -2.91pp |
| 2021-12-31 | 17.88% | $1.05 Billion | $5.85 Billion | +2.08pp |
| 2020-12-31 | 15.80% | $902.70 Million | $5.71 Billion | -1.31pp |
| 2019-12-31 | 17.11% | $905.75 Million | $5.29 Billion | -1.47pp |
| 2018-12-31 | 18.59% | $931.36 Million | $5.01 Billion | +1.28pp |
| 2017-12-31 | 17.31% | $784.02 Million | $4.53 Billion | +0.38pp |
| 2016-12-31 | 16.93% | $741.52 Million | $4.38 Billion | +6.86pp |
| 2015-12-31 | 10.06% | $379.45 Million | $3.77 Billion | -0.02pp |
| 2014-12-31 | 10.08% | $361.63 Million | $3.59 Billion | -2.35pp |
| 2013-12-31 | 12.43% | $396.28 Million | $3.19 Billion | -0.42pp |
| 2012-12-31 | 12.85% | $394.67 Million | $3.07 Billion | -4.97pp |
| 2011-12-31 | 17.82% | $546.03 Million | $3.06 Billion | +17.59pp |
| 2010-12-31 | 0.23% | $6.76 Million | $2.91 Billion | +0.05pp |
| 2009-12-31 | 0.19% | $5.41 Million | $2.88 Billion | +0.13pp |
| 2008-12-31 | 0.06% | $1.82 Million | $2.97 Billion | +0.03pp |
| 2007-12-31 | 0.03% | $722.00K | $2.54 Billion | -0.70pp |
| 2006-12-31 | 0.73% | $17.57 Million | $2.40 Billion | +0.02pp |
| 2005-12-31 | 0.71% | $17.17 Million | $2.40 Billion | -0.03pp |
| 2004-12-31 | 0.75% | $17.28 Million | $2.31 Billion | -0.28pp |
| 2003-12-31 | 1.03% | $20.40 Million | $1.97 Billion | +0.36pp |
| 2002-12-31 | 0.67% | $11.75 Million | $1.75 Billion | -0.83pp |
| 2001-12-31 | 1.50% | $20.50 Million | $1.36 Billion | -0.25pp |
| 2000-12-31 | 1.76% | $21.40 Million | $1.22 Billion | -- |
About Washington Trust Bancorp Inc
Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposit… Read more