Washington Trust Bancorp Inc - Asset Resilience Ratio
Washington Trust Bancorp Inc (WASH) has an Asset Resilience Ratio of 0.18% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See WASH working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Washington Trust Bancorp Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see WASH total asset value.
Liquid Assets Composition Over Time
This chart breaks down Washington Trust Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore WASH long-term investment intensity to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $11.88 Million | 0.18% |
| Total Liquid Assets | $11.88 Million | 0.18% |
Asset Resilience Insights
- Limited Liquidity: Washington Trust Bancorp Inc maintains only 0.18% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Washington Trust Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Washington Trust Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Washington Trust Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Washington Trust Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.19% | $12.88 Million | $6.62 Billion | -0.78pp |
| 2024-12-31 | 0.98% | $67.70 Million | $6.93 Billion | -12.96pp |
| 2023-12-31 | 13.94% | $1.00 Billion | $7.20 Billion | -1.03pp |
| 2022-12-31 | 14.97% | $996.86 Million | $6.66 Billion | -2.91pp |
| 2021-12-31 | 17.88% | $1.05 Billion | $5.85 Billion | +2.08pp |
| 2020-12-31 | 15.80% | $902.70 Million | $5.71 Billion | -1.31pp |
| 2019-12-31 | 17.11% | $905.75 Million | $5.29 Billion | -1.47pp |
| 2018-12-31 | 18.59% | $931.36 Million | $5.01 Billion | +1.28pp |
| 2017-12-31 | 17.31% | $784.02 Million | $4.53 Billion | +0.38pp |
| 2016-12-31 | 16.93% | $741.52 Million | $4.38 Billion | +6.86pp |
| 2015-12-31 | 10.06% | $379.45 Million | $3.77 Billion | -0.02pp |
| 2014-12-31 | 10.08% | $361.63 Million | $3.59 Billion | -2.35pp |
| 2013-12-31 | 12.43% | $396.28 Million | $3.19 Billion | -0.42pp |
| 2012-12-31 | 12.85% | $394.67 Million | $3.07 Billion | -4.97pp |
| 2011-12-31 | 17.82% | $546.03 Million | $3.06 Billion | +17.59pp |
| 2010-12-31 | 0.23% | $6.76 Million | $2.91 Billion | +0.05pp |
| 2009-12-31 | 0.19% | $5.41 Million | $2.88 Billion | +0.13pp |
| 2008-12-31 | 0.06% | $1.82 Million | $2.97 Billion | +0.03pp |
| 2007-12-31 | 0.03% | $722.00K | $2.54 Billion | -0.70pp |
| 2006-12-31 | 0.73% | $17.57 Million | $2.40 Billion | +0.02pp |
| 2005-12-31 | 0.71% | $17.17 Million | $2.40 Billion | -0.03pp |
| 2004-12-31 | 0.75% | $17.28 Million | $2.31 Billion | -0.28pp |
| 2003-12-31 | 1.03% | $20.40 Million | $1.97 Billion | +0.36pp |
| 2002-12-31 | 0.67% | $11.75 Million | $1.75 Billion | -0.83pp |
| 2001-12-31 | 1.50% | $20.50 Million | $1.36 Billion | -0.25pp |
| 2000-12-31 | 1.76% | $21.40 Million | $1.22 Billion | -- |
About Washington Trust Bancorp Inc
Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposit… Read more