Washington Trust Bancorp Inc (WASH) — Defensive Interval Ratio
Washington Trust Bancorp Inc (WASH) has a Defensive Interval Ratio of 1 days as of June 2026. Defensive assets of $11.88 Million (cash $-, short-term investments $11.88 Million, receivables $-) cover 1 days of daily cash needs of $14.68 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Washington Trust Bancorp Inc Defensive Interval Ratio (1989–2025)
This chart shows how Washington Trust Bancorp Inc's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of June 2026, the ratio stands at 1 days, meaning defensive assets of $11.88 Million can fund 1 days of operations without new revenue. For the complete balance sheet picture, see Washington Trust Bancorp Inc assets under control.
Annual Defensive Interval Ratio for Washington Trust Bancorp Inc (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Washington Trust Bancorp Inc from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Washington Trust Bancorp Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1 days | $12.88 Million | $8.91 Million/day | $- | $12.88 Million | ▼ -3 days |
| 2024 | 5 days | $67.70 Million | $14.02 Million/day | $- | $67.70 Million | ▼ -64 days |
| 2023 | 69 days | $1.00 Billion | $14.65 Million/day | $- | $1.00 Billion | ▼ -4 days |
| 2022 | 73 days | $1.00 Billion | $13.75 Million/day | $- | $996.86 Million | ▼ -4 days |
| 2021 | 77 days | $1.05 Billion | $13.64 Million/day | $- | $1.05 Billion | ▲ +2 days |
| 2020 | 76 days | $907.50 Million | $12.00 Million/day | $- | $902.70 Million | ▼ -19 days |
| 2019 | 95 days | $910.25 Million | $9.59 Million/day | $- | $905.75 Million | ▼ -2 days |
| 2018 | 97 days | $936.16 Million | $9.65 Million/day | $- | $931.36 Million | ▲ +8 days |
| 2017 | 89 days | $789.72 Million | $8.88 Million/day | $- | $784.02 Million | ▲ +1 days |
| 2016 | 88 days | $741.52 Million | $8.39 Million/day | $- | $741.52 Million | ▲ +47 days |
| 2015 | 41 days | $379.45 Million | $9.24 Million/day | $- | $379.45 Million | ▲ +0 days |
| 2014 | 41 days | $361.63 Million | $8.82 Million/day | $- | $361.63 Million | ▼ -17 days |
| 2013 | 58 days | $396.28 Million | $6.86 Million/day | $- | $396.28 Million | ▼ -195 days |
| 2012 | 253 days | $1.60 Billion | $6.34 Million/day | $- | $394.67 Million | ▲ +160 days |
| 2011 | 93 days | $546.03 Million | $5.88 Million/day | $- | $546.03 Million | ▲ +92 days |
| 2010 | 1 days | $6.76 Million | $5.58 Million/day | $- | $6.76 Million | ▼ -1 days |
| 2009 | 3 days | $14.54 Million | $5.39 Million/day | $- | $5.41 Million | ▲ +0 days |
| 2008 | 3 days | $12.86 Million | $5.04 Million/day | $- | $1.82 Million | ▼ 0 days |
| 2007 | 3 days | $12.15 Million | $4.52 Million/day | $- | $722.00K | ▼ -4 days |
| 2006 | 6 days | $28.84 Million | $4.60 Million/day | $- | $17.57 Million | ▲ +1 days |
| 2005 | 6 days | $27.76 Million | $4.89 Million/day | $- | $17.17 Million | ▼ 0 days |
| 2004 | 6 days | $26.65 Million | $4.62 Million/day | $- | $17.28 Million | ▼ -3 days |
| 2003 | 9 days | $28.31 Million | $3.31 Million/day | $- | $20.40 Million | ▲ +4 days |
| 2002 | 4 days | $19.52 Million | $4.36 Million/day | $- | $11.75 Million | ▼ -8 days |
| 2001 | 12 days | $27.62 Million | $2.25 Million/day | $- | $20.50 Million | ▲ +3 days |
| 2000 | 10 days | $29.20 Million | $3.06 Million/day | $- | $21.40 Million | ▲ +7 days |
| 1999 | 2 days | $6.01 Million | $2.79 Million/day | $- | $- | ▼ 0 days |
| 1998 | 2 days | $5.90 Million | $2.49 Million/day | $- | $- | ▼ -1 days |
| 1997 | 3 days | $4.90 Million | $1.51 Million/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $4.20 Million | $1.35 Million/day | $- | $- | ▲ +0 days |
| 1995 | 3 days | $3.50 Million | $1.28 Million/day | $- | $- | ▲ +0 days |
| 1994 | 3 days | $3.20 Million | $1.21 Million/day | $- | $- | ▲ +0 days |
| 1993 | 2 days | $2.90 Million | $1.16 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $2.90 Million | $1.12 Million/day | $- | $- | ▼ -1 days |
| 1991 | 3 days | $3.80 Million | $1.10 Million/day | $- | $- | ▼ -1 days |
| 1990 | 4 days | $4.60 Million | $1.09 Million/day | $- | $- | ▲ +0 days |
| 1989 | 4 days | $4.00 Million | $1.02 Million/day | $- | $- | — |