Washington Trust Bancorp Inc (WASH) — Defensive Interval Ratio
Washington Trust Bancorp Inc (WASH) has a Defensive Interval Ratio of 33 days as of December 2025. Defensive assets of $36.08 Million (cash $-, short-term investments $12.88 Million, receivables $23.20 Million) cover 33 days of daily cash needs of $1.08 Million/day. Check Washington Trust Bancorp Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Washington Trust Bancorp Inc Defensive Interval Ratio (1989–2025)
This chart shows how Washington Trust Bancorp Inc's Defensive Interval Ratio has evolved across 37 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 33 days, meaning defensive assets of $36.08 Million can fund 33 days of operations without new revenue. Also explore Washington Trust Bancorp Inc equity growth rate to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Washington Trust Bancorp Inc (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Washington Trust Bancorp Inc from 1989 to 2025, covering 37 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Washington Trust Bancorp Inc stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1 days | $12.88 Million | $8.91 Million/day | $- | $12.88 Million | ▼ -3 days |
| 2024 | 5 days | $67.70 Million | $14.02 Million/day | $- | $67.70 Million | ▼ -64 days |
| 2023 | 69 days | $1.00 Billion | $14.65 Million/day | $- | $1.00 Billion | ▼ -4 days |
| 2022 | 73 days | $1.00 Billion | $13.75 Million/day | $- | $996.86 Million | ▼ -4 days |
| 2021 | 77 days | $1.05 Billion | $13.64 Million/day | $- | $1.05 Billion | ▲ +2 days |
| 2020 | 76 days | $907.50 Million | $12.00 Million/day | $- | $902.70 Million | ▼ -19 days |
| 2019 | 95 days | $910.25 Million | $9.59 Million/day | $- | $905.75 Million | ▼ -2 days |
| 2018 | 97 days | $936.16 Million | $9.65 Million/day | $- | $931.36 Million | ▲ +8 days |
| 2017 | 89 days | $789.72 Million | $8.88 Million/day | $- | $784.02 Million | ▲ +1 days |
| 2016 | 88 days | $741.52 Million | $8.39 Million/day | $- | $741.52 Million | ▲ +47 days |
| 2015 | 41 days | $379.45 Million | $9.24 Million/day | $- | $379.45 Million | ▲ +0 days |
| 2014 | 41 days | $361.63 Million | $8.82 Million/day | $- | $361.63 Million | ▼ -17 days |
| 2013 | 58 days | $396.28 Million | $6.86 Million/day | $- | $396.28 Million | ▼ -195 days |
| 2012 | 253 days | $1.60 Billion | $6.34 Million/day | $- | $394.67 Million | ▲ +160 days |
| 2011 | 93 days | $546.03 Million | $5.88 Million/day | $- | $546.03 Million | ▲ +92 days |
| 2010 | 1 days | $6.76 Million | $5.58 Million/day | $- | $6.76 Million | ▼ -1 days |
| 2009 | 3 days | $14.54 Million | $5.39 Million/day | $- | $5.41 Million | ▲ +0 days |
| 2008 | 3 days | $12.86 Million | $5.04 Million/day | $- | $1.82 Million | ▼ 0 days |
| 2007 | 3 days | $12.15 Million | $4.52 Million/day | $- | $722.00K | ▼ -4 days |
| 2006 | 6 days | $28.84 Million | $4.60 Million/day | $- | $17.57 Million | ▲ +1 days |
| 2005 | 6 days | $27.76 Million | $4.89 Million/day | $- | $17.17 Million | ▼ 0 days |
| 2004 | 6 days | $26.65 Million | $4.62 Million/day | $- | $17.28 Million | ▼ -3 days |
| 2003 | 9 days | $28.31 Million | $3.31 Million/day | $- | $20.40 Million | ▲ +4 days |
| 2002 | 4 days | $19.52 Million | $4.36 Million/day | $- | $11.75 Million | ▼ -8 days |
| 2001 | 12 days | $27.62 Million | $2.25 Million/day | $- | $20.50 Million | ▲ +3 days |
| 2000 | 10 days | $29.20 Million | $3.06 Million/day | $- | $21.40 Million | ▲ +7 days |
| 1999 | 2 days | $6.01 Million | $2.79 Million/day | $- | $- | ▼ 0 days |
| 1998 | 2 days | $5.90 Million | $2.49 Million/day | $- | $- | ▼ -1 days |
| 1997 | 3 days | $4.90 Million | $1.51 Million/day | $- | $- | ▲ +0 days |
| 1996 | 3 days | $4.20 Million | $1.35 Million/day | $- | $- | ▲ +0 days |
| 1995 | 3 days | $3.50 Million | $1.28 Million/day | $- | $- | ▲ +0 days |
| 1994 | 3 days | $3.20 Million | $1.21 Million/day | $- | $- | ▲ +0 days |
| 1993 | 2 days | $2.90 Million | $1.16 Million/day | $- | $- | ▼ 0 days |
| 1992 | 3 days | $2.90 Million | $1.12 Million/day | $- | $- | ▼ -1 days |
| 1991 | 3 days | $3.80 Million | $1.10 Million/day | $- | $- | ▼ -1 days |
| 1990 | 4 days | $4.60 Million | $1.09 Million/day | $- | $- | ▲ +0 days |
| 1989 | 4 days | $4.00 Million | $1.02 Million/day | $- | $- | — |