Aavas Financiers Limited
Aavas Financiers Limited provides housing finance services to low- and middle-income customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows, as well as resale properties; home construction loans for self-construction of residential house; and home improvement loans, including loans for tiling or flooring, plaster or painting, etc. It also … Read more
Aavas Financiers Limited - Asset Resilience Ratio
Aavas Financiers Limited (AAVAS) has an Asset Resilience Ratio of 18.85% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2015–2025)
This chart shows how Aavas Financiers Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Aavas Financiers Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹19.22 Billion | 9.89% |
| Short-term Investments | ₹17.43 Billion | 8.96% |
| Total Liquid Assets | ₹36.65 Billion | 18.85% |
Asset Resilience Insights
- Good Liquidity Position: Aavas Financiers Limited maintains a healthy 18.85% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Aavas Financiers Limited Industry Peers by Asset Resilience Ratio
Compare Aavas Financiers Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Eastside Distilling, Inc.
NASDAQ:BLNE |
Mortgage Finance | 212742.86% |
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
Annual Asset Resilience Ratio for Aavas Financiers Limited (2015–2025)
The table below shows the annual Asset Resilience Ratio data for Aavas Financiers Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 8.32% | ₹15.48 Billion | ₹186.18 Billion | -2.47pp |
| 2024-03-31 | 10.79% | ₹17.82 Billion | ₹165.19 Billion | +0.60pp |
| 2023-03-31 | 10.19% | ₹13.66 Billion | ₹134.10 Billion | -4.56pp |
| 2022-03-31 | 14.75% | ₹16.25 Billion | ₹110.17 Billion | +1.19pp |
| 2021-03-31 | 13.55% | ₹12.14 Billion | ₹89.59 Billion | -3.00pp |
| 2020-03-31 | 16.55% | ₹12.67 Billion | ₹76.58 Billion | +5.45pp |
| 2019-03-31 | 11.11% | ₹6.25 Billion | ₹56.27 Billion | +0.36pp |
| 2018-03-31 | 10.75% | ₹4.10 Billion | ₹38.17 Billion | +2.49pp |
| 2017-03-31 | 8.26% | ₹2.12 Billion | ₹25.70 Billion | +8.20pp |
| 2015-03-31 | 0.06% | ₹5.00 Million | ₹8.52 Billion | -- |