Home First Finance Company India Limited
Home First Finance Company India Limited operates as a housing finance company in India. It offers home, self-construction, renovation, mortgage, shop, and resale, as well as top-up loans. The company also offers loans through mobile application. It serves salaried professionals, self-employed individuals, and small business owners, as well as corporates. The company was incorporated in 2010 and … Read more
Home First Finance Company India Limited - Asset Resilience Ratio
Home First Finance Company India Limited (HOMEFIRST) has an Asset Resilience Ratio of 8.45% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how Home First Finance Company India Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Home First Finance Company India Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹10.32 Billion | 8.45% |
| Total Liquid Assets | ₹10.32 Billion | 8.45% |
Asset Resilience Insights
- Limited Liquidity: Home First Finance Company India Limited maintains only 8.45% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Home First Finance Company India Limited Industry Peers by Asset Resilience Ratio
Compare Home First Finance Company India Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
Annual Asset Resilience Ratio for Home First Finance Company India Limited (2017–2025)
The table below shows the annual Asset Resilience Ratio data for Home First Finance Company India Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 8.45% | ₹10.32 Billion | ₹122.12 Billion | +5.92pp |
| 2024-03-31 | 2.53% | ₹2.41 Billion | ₹95.34 Billion | -2.58pp |
| 2023-03-31 | 5.11% | ₹3.44 Billion | ₹67.37 Billion | +4.27pp |
| 2022-03-31 | 0.84% | ₹429.88 Million | ₹51.17 Billion | -18.66pp |
| 2021-03-31 | 19.50% | ₹8.79 Billion | ₹45.10 Billion | +12.75pp |
| 2020-03-31 | 6.75% | ₹2.35 Billion | ₹34.80 Billion | +2.35pp |
| 2019-03-31 | 4.40% | ₹1.09 Billion | ₹24.82 Billion | +3.87pp |
| 2018-03-31 | 0.53% | ₹72.04 Million | ₹13.64 Billion | -55.49pp |
| 2017-03-31 | 56.02% | ₹661.72 Million | ₹1.18 Billion | -- |