ICICI Lombard General Insurance Company Limited (ICICIGI) — Financial Flexibility Index
ICICI Lombard General Insurance Company Limited (ICICIGI) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of Rs5.88 Billion (operating CF Rs4.59 Billion minus capex Rs1.29 Billion) represents 0% of total liabilities (Rs573.60 Billion). Check ICICI Lombard General Insurance Company (ICICIGI) strategic investment index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
ICICI Lombard General Insurance Company Limited Financial Flexibility Index (2013–2026)
Historical Financial Flexibility Index trend for ICICI Lombard General Insurance Company Limited across 14 annual periods. See ICICI Lombard General Insurance Company short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for ICICI Lombard General Insurance Company Limited (2013–2026)
Year-by-year free cash flow to debt coverage for ICICI Lombard General Insurance Company Limited. For the full company profile including market capitalisation, see how much is ICICI Lombard General Insurance Company worth.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.05x | Rs28.65 Billion | Rs26.22 Billion | Rs594.77 Billion | ▲ +88.8% |
| 2025 | 0.03x | Rs13.78 Billion | Rs11.47 Billion | Rs540.36 Billion | ▼ -50.5% |
| 2024 | 0.05x | Rs25.97 Billion | Rs24.07 Billion | Rs503.58 Billion | ▼ -4.5% |
| 2023 | 0.05x | Rs24.11 Billion | Rs22.90 Billion | Rs446.42 Billion | ▲ +154.2% |
| 2022 | 0.02x | Rs8.85 Billion | Rs8.09 Billion | Rs416.56 Billion | ▼ -63.6% |
| 2021 | 0.06x | Rs18.53 Billion | Rs17.74 Billion | Rs316.99 Billion | ▼ -51.5% |
| 2020 | 0.12x | Rs37.36 Billion | Rs34.33 Billion | Rs310.03 Billion | ▲ +9.1% |
| 2019 | 0.11x | Rs30.93 Billion | Rs29.76 Billion | Rs280.02 Billion | ▲ +12.1% |
| 2018 | 0.10x | Rs24.65 Billion | Rs23.90 Billion | Rs250.23 Billion | ▲ +13.9% |
| 2017 | 0.09x | Rs16.82 Billion | Rs16.28 Billion | Rs194.50 Billion | ▲ +111.7% |
| 2016 | 0.04x | Rs5.64 Billion | Rs5.11 Billion | Rs138.18 Billion | ▲ +1142.3% |
| 2015 | 0.00x | Rs-458.10 Million | Rs-978.80 Million | Rs116.92 Billion | ▼ -107.6% |
| 2014 | 0.05x | Rs6.33 Billion | Rs5.95 Billion | Rs123.32 Billion | ▼ -46.7% |
| 2013 | 0.10x | Rs10.36 Billion | Rs9.84 Billion | Rs107.55 Billion | — |