ICICI Lombard General Insurance Company Limited Financial Flexibility Index

Latest as of September 2025: 0.01x

ICICI Lombard General Insurance Company Limited financial flexibility index. ICICI Lombard General Insurance Company Limited (ICICIGI) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of Rs5.88 Billion (operating CF Rs4.59 Billion minus capex Rs1.29 Billion) represents 0% of total liabilities (Rs573.60 Billion). See free cash flow generation of ICICI Lombard General Insurance Company to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs5.88 Billion
Operating CF − Capex

Total Liabilities

Rs573.60 Billion
INR

Capital Expenditures

Rs1.29 Billion
INR

Financial Flexibility Index of ICICI Lombard General Insurance Company Limited (2013–2026)

Financial flexibility index of ICICI Lombard General Insurance Company Limited from 2013 to 2026. Historical Financial Flexibility Index trend for ICICI Lombard General Insurance Company Limited across 14 annual periods. Check how high is ICICI Lombard General Insurance Company 's earnings quality to evaluate the quality of earnings relative to operating cash generation.

ICICI Lombard General Insurance Company Limited Financial Flexibility Index by Year (2013–2026)

ICICI Lombard General Insurance Company Limited financial flexibility index by year from 2013 to 2026. Year-by-year free cash flow to debt coverage for ICICI Lombard General Insurance Company Limited. For the full cash flow conversion analysis, see ICICI Lombard General Insurance Company cash flow conversion.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.05x Rs28.65 Billion Rs26.22 Billion Rs594.86 Billion ▲ +89.1%
2025 0.03x Rs13.78 Billion Rs11.47 Billion Rs541.18 Billion ▼ -49.9%
2024 0.05x Rs25.97 Billion Rs24.07 Billion Rs511.03 Billion ▼ -5.9%
2023 0.05x Rs24.11 Billion Rs22.90 Billion Rs446.42 Billion ▲ +154.2%
2022 0.02x Rs8.85 Billion Rs8.09 Billion Rs416.56 Billion ▼ -63.6%
2021 0.06x Rs18.53 Billion Rs17.74 Billion Rs316.99 Billion ▼ -51.5%
2020 0.12x Rs37.36 Billion Rs34.33 Billion Rs310.03 Billion ▲ +9.1%
2019 0.11x Rs30.93 Billion Rs29.76 Billion Rs280.02 Billion ▲ +12.1%
2018 0.10x Rs24.65 Billion Rs23.90 Billion Rs250.23 Billion ▲ +13.9%
2017 0.09x Rs16.82 Billion Rs16.28 Billion Rs194.50 Billion ▲ +111.7%
2016 0.04x Rs5.64 Billion Rs5.11 Billion Rs138.18 Billion ▲ +1142.3%
2015 0.00x Rs-458.10 Million Rs-978.80 Million Rs116.92 Billion ▼ -107.6%
2014 0.05x Rs6.33 Billion Rs5.95 Billion Rs123.32 Billion ▼ -46.7%
2013 0.10x Rs10.36 Billion Rs9.84 Billion Rs107.55 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities