ICICI Lombard General Insurance Company Limited (ICICIGI) — Financial Flexibility Index

Latest as of September 2025: 0.01x

ICICI Lombard General Insurance Company Limited (ICICIGI) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of Rs5.88 Billion (operating CF Rs4.59 Billion minus capex Rs1.29 Billion) represents 0% of total liabilities (Rs573.60 Billion). Also explore ICICI Lombard General Insurance Company annual equity growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs5.88 Billion
Operating CF − Capex

Total Liabilities

Rs573.60 Billion
INR

Capital Expenditures

Rs1.29 Billion
INR

ICICI Lombard General Insurance Company Limited Financial Flexibility Index (2013–2026)

Historical Financial Flexibility Index trend for ICICI Lombard General Insurance Company Limited across 14 annual periods. Check ICICIGI capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for ICICI Lombard General Insurance Company Limited (2013–2026)

Year-by-year free cash flow to debt coverage for ICICI Lombard General Insurance Company Limited. For the full company profile including market capitalisation, see ICICIGI market cap.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.05x Rs28.65 Billion Rs26.22 Billion Rs598.26 Billion ▲ +87.7%
2025 0.03x Rs13.78 Billion Rs11.47 Billion Rs540.36 Billion ▼ -50.5%
2024 0.05x Rs25.97 Billion Rs24.07 Billion Rs503.58 Billion ▼ -4.5%
2023 0.05x Rs24.11 Billion Rs22.90 Billion Rs446.42 Billion ▲ +154.2%
2022 0.02x Rs8.85 Billion Rs8.09 Billion Rs416.56 Billion ▼ -63.6%
2021 0.06x Rs18.53 Billion Rs17.74 Billion Rs316.99 Billion ▼ -51.5%
2020 0.12x Rs37.36 Billion Rs34.33 Billion Rs310.03 Billion ▲ +9.1%
2019 0.11x Rs30.93 Billion Rs29.76 Billion Rs280.02 Billion ▲ +12.1%
2018 0.10x Rs24.65 Billion Rs23.90 Billion Rs250.23 Billion ▲ +13.9%
2017 0.09x Rs16.82 Billion Rs16.28 Billion Rs194.50 Billion ▲ +111.7%
2016 0.04x Rs5.64 Billion Rs5.11 Billion Rs138.18 Billion ▲ +1142.3%
2015 0.00x Rs-458.10 Million Rs-978.80 Million Rs116.92 Billion ▼ -107.6%
2014 0.05x Rs6.33 Billion Rs5.95 Billion Rs123.32 Billion ▼ -46.7%
2013 0.10x Rs10.36 Billion Rs9.84 Billion Rs107.55 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities