ICICI Lombard General Insurance Company Limited (ICICIGI) — Financial Flexibility Index
ICICI Lombard General Insurance Company Limited (ICICIGI) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of Rs5.88 Billion (operating CF Rs4.59 Billion minus capex Rs1.29 Billion) represents 0% of total liabilities (Rs573.60 Billion). Check ICICI Lombard General Insurance Company (ICICIGI) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
ICICI Lombard General Insurance Company Limited Financial Flexibility Index (2013–2026)
Historical Financial Flexibility Index trend for ICICI Lombard General Insurance Company Limited across 14 annual periods. For the full cash flow conversion analysis, see ICICI Lombard General Insurance Company (ICICIGI) cash conversion ratio.
Annual Financial Flexibility Index for ICICI Lombard General Insurance Company Limited (2013–2026)
Year-by-year free cash flow to debt coverage for ICICI Lombard General Insurance Company Limited. Explore ICICI Lombard General Insurance Company cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.05x | Rs28.65 Billion | Rs26.22 Billion | Rs594.86 Billion | ▲ +89.1% |
| 2025 | 0.03x | Rs13.78 Billion | Rs11.47 Billion | Rs541.18 Billion | ▼ -49.9% |
| 2024 | 0.05x | Rs25.97 Billion | Rs24.07 Billion | Rs511.03 Billion | ▼ -5.9% |
| 2023 | 0.05x | Rs24.11 Billion | Rs22.90 Billion | Rs446.42 Billion | ▲ +154.2% |
| 2022 | 0.02x | Rs8.85 Billion | Rs8.09 Billion | Rs416.56 Billion | ▼ -63.6% |
| 2021 | 0.06x | Rs18.53 Billion | Rs17.74 Billion | Rs316.99 Billion | ▼ -51.5% |
| 2020 | 0.12x | Rs37.36 Billion | Rs34.33 Billion | Rs310.03 Billion | ▲ +9.1% |
| 2019 | 0.11x | Rs30.93 Billion | Rs29.76 Billion | Rs280.02 Billion | ▲ +12.1% |
| 2018 | 0.10x | Rs24.65 Billion | Rs23.90 Billion | Rs250.23 Billion | ▲ +13.9% |
| 2017 | 0.09x | Rs16.82 Billion | Rs16.28 Billion | Rs194.50 Billion | ▲ +111.7% |
| 2016 | 0.04x | Rs5.64 Billion | Rs5.11 Billion | Rs138.18 Billion | ▲ +1142.3% |
| 2015 | 0.00x | Rs-458.10 Million | Rs-978.80 Million | Rs116.92 Billion | ▼ -107.6% |
| 2014 | 0.05x | Rs6.33 Billion | Rs5.95 Billion | Rs123.32 Billion | ▼ -46.7% |
| 2013 | 0.10x | Rs10.36 Billion | Rs9.84 Billion | Rs107.55 Billion | — |