ICICI Lombard General Insurance Company Limited (ICICIGI) — Cash Flow Quality Index

Latest as of September 2025: 0.56x

ICICI Lombard General Insurance Company Limited (ICICIGI) has a Cash Flow Quality Index of 0.56x as of September 2025. Operating cash flow of Rs4.59 Billion is below net income of Rs8.20 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of ICICI Lombard General Insurance Company 's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.56x
Operating CF / Net Income

Operating Cash Flow

Rs4.59 Billion
INR

Net Income

Rs8.20 Billion
INR

Data as of

Sep 2025
Most recent filing

ICICI Lombard General Insurance Company Limited Cash Flow Quality Index (2013–2026)

Historical Cash Flow Quality Index for ICICI Lombard General Insurance Company Limited across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ICICIGI intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for ICICI Lombard General Insurance Company Limited (2013–2026)

Year-by-year earnings quality comparison for ICICI Lombard General Insurance Company Limited. For live market cap and the full company financial profile, see market cap of ICICI Lombard General Insurance Company .

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 0.95x Rs26.22 Billion Rs27.72 Billion ▲ +106.8%
2025 0.46x Rs11.47 Billion Rs25.08 Billion ▼ -63.5%
2024 1.25x Rs24.07 Billion Rs19.19 Billion ▼ -5.3%
2023 1.32x Rs22.90 Billion Rs17.29 Billion ▲ +108.1%
2022 0.64x Rs8.09 Billion Rs12.71 Billion ▼ -47.1%
2021 1.20x Rs17.74 Billion Rs14.73 Billion ▼ -58.1%
2020 2.88x Rs34.33 Billion Rs11.94 Billion ▲ +1.4%
2019 2.84x Rs29.76 Billion Rs10.49 Billion ▲ +2.3%
2018 2.77x Rs23.90 Billion Rs8.62 Billion ▲ +9.3%
2017 2.54x Rs16.28 Billion Rs6.42 Billion ▲ +150.6%
2016 1.01x Rs5.11 Billion Rs5.05 Billion ▲ +705.2%
2015 -0.17x Rs-978.80 Million Rs5.85 Billion ▼ -114.6%
2014 1.14x Rs5.95 Billion Rs5.20 Billion ▼ -59.0%
2013 2.79x Rs9.84 Billion Rs3.53 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.