INDIA SHELTER FINANCE CORPORATION LIMITED
India Shelter Finance Corporation Limited operates as a housing finance company in India. The company offers home loan, purchase and home construction loan, home renovation loan, and loan against property. The company was formerly known as Satyaprakash Housing Finance India Limited and changed its name to India Shelter Finance Corporation Limited in March 2010. India Shelter Finance Corporation L… Read more
INDIA SHELTER FINANCE CORPORATION LIMITED - Asset Resilience Ratio
INDIA SHELTER FINANCE CORPORATION LIMITED (INDIASHLTR) has an Asset Resilience Ratio of 1.11% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2024)
This chart shows how INDIA SHELTER FINANCE CORPORATION LIMITED's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down INDIA SHELTER FINANCE CORPORATION LIMITED's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹860.57 Million | 1.11% |
| Total Liquid Assets | ₹860.57 Million | 1.11% |
Asset Resilience Insights
- Limited Liquidity: INDIA SHELTER FINANCE CORPORATION LIMITED maintains only 1.11% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
INDIA SHELTER FINANCE CORPORATION LIMITED Industry Peers by Asset Resilience Ratio
Compare INDIA SHELTER FINANCE CORPORATION LIMITED's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
Annual Asset Resilience Ratio for INDIA SHELTER FINANCE CORPORATION LIMITED (2020–2024)
The table below shows the annual Asset Resilience Ratio data for INDIA SHELTER FINANCE CORPORATION LIMITED.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-09-30 | 1.11% | ₹860.57 Million | ₹77.48 Billion | -3.73pp |
| 2023-09-30 | 4.84% | ₹2.80 Billion | ₹57.94 Billion | +1.20pp |
| 2022-09-30 | 3.64% | ₹1.56 Billion | ₹42.96 Billion | -1.88pp |
| 2021-09-30 | 5.52% | ₹1.78 Billion | ₹32.21 Billion | -0.41pp |
| 2020-09-30 | 5.93% | ₹1.46 Billion | ₹24.63 Billion | -- |