Indian Overseas Bank
Indian Overseas Bank provides various banking products and services in India and internationally. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company accepts various deposits, such as demand, savings, current, fixed, recurring, tax saver, and term deposits. Its loan products include home, vehicle, jewel, consumer durable, e… Read more
Indian Overseas Bank - Asset Resilience Ratio
Indian Overseas Bank (IOB) has an Asset Resilience Ratio of -0.43% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2024)
This chart shows how Indian Overseas Bank's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Indian Overseas Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹-15.90 Billion | -0.43% |
| Total Liquid Assets | ₹-15.90 Billion | -0.43% |
Asset Resilience Insights
- Limited Liquidity: Indian Overseas Bank maintains only -0.43% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Indian Overseas Bank Industry Peers by Asset Resilience Ratio
Compare Indian Overseas Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Indian Overseas Bank (2019–2024)
The table below shows the annual Asset Resilience Ratio data for Indian Overseas Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-03-31 | 0.00% | ₹-6.00K | ₹3.52 Trillion | +5.11pp |
| 2023-03-31 | -5.11% | ₹-160.25 Billion | ₹3.13 Trillion | +2.11pp |
| 2022-03-31 | -7.22% | ₹-215.96 Billion | ₹2.99 Trillion | -3.20pp |
| 2021-03-31 | -4.02% | ₹-110.23 Billion | ₹2.74 Trillion | -3.36pp |
| 2020-03-31 | -0.65% | ₹-17.08 Billion | ₹2.61 Trillion | +3.05pp |
| 2019-03-31 | -3.71% | ₹-92.64 Billion | ₹2.50 Trillion | -- |