Indian Railway Finance Corporation Limited (IRFC) — Financial Flexibility Index
Indian Railway Finance Corporation Limited (IRFC) has a Financial Flexibility Index of -0.03x as of December 2025. Free cash flow of Rs-140.10 Billion (operating CF Rs-140.13 Billion minus capex Rs25.60 Million) represents 0% of total liabilities (Rs4.42 Trillion). Check Indian Railway Finance Corporation Limit strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Indian Railway Finance Corporation Limited Financial Flexibility Index (2013–2025)
Historical Financial Flexibility Index trend for Indian Railway Finance Corporation Limited across 13 annual periods. See IRFC net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Indian Railway Finance Corporation Limited (2013–2025)
Year-by-year free cash flow to debt coverage for Indian Railway Finance Corporation Limited. For the full company profile including market capitalisation, see market cap of Indian Railway Finance Corporation Limit.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | Rs82.30 Billion | Rs82.30 Billion | Rs4.36 Trillion | ▲ +3.8% |
| 2024 | 0.02x | Rs79.22 Billion | Rs79.14 Billion | Rs4.36 Trillion | ▲ +128.3% |
| 2023 | -0.06x | Rs-285.83 Billion | Rs-285.84 Billion | Rs4.46 Trillion | ▲ +59.3% |
| 2022 | -0.16x | Rs-644.06 Billion | Rs-644.12 Billion | Rs4.09 Trillion | ▲ +39.6% |
| 2021 | -0.26x | Rs-899.06 Billion | Rs-899.07 Billion | Rs3.45 Trillion | ▼ -2.0% |
| 2020 | -0.26x | Rs-627.17 Billion | Rs-627.18 Billion | Rs2.45 Trillion | ▼ -11.2% |
| 2019 | -0.23x | Rs-417.48 Billion | Rs-417.48 Billion | Rs1.82 Trillion | ▼ -15.6% |
| 2018 | -0.20x | Rs-280.76 Billion | Rs-280.76 Billion | Rs1.41 Trillion | ▲ +93.3% |
| 2017 | -2.99x | Rs-194.93 Billion | Rs-194.93 Billion | Rs65.26 Billion | ▼ -1666.7% |
| 2016 | -0.17x | Rs-163.77 Billion | Rs-163.77 Billion | Rs968.75 Billion | ▼ -933.3% |
| 2015 | -0.02x | Rs-12.92 Billion | Rs-12.92 Billion | Rs789.65 Billion | ▲ +88.1% |
| 2014 | -0.14x | Rs-104.82 Billion | Rs-104.82 Billion | Rs763.68 Billion | ▼ -6.3% |
| 2013 | -0.13x | Rs-83.12 Billion | Rs-83.12 Billion | Rs643.61 Billion | — |