Reliance Home Finance Limited

NSE:RHFL India Mortgage Finance
Market Cap
$15.12 Million
₹1.31 Billion INR
Market Cap Rank
#27014 Global
#1443 in India
Share Price
₹2.70
Change (1 day)
+0.00%
52-Week Range
₹1.99 - ₹7.78
All Time High
₹110.89
About

Reliance Home Finance Limited engages in the housing finance business in India. The company offers a range of loans, such as home and affordable housing loans, loans against properties, and construction finance loans. It also provides property services. Reliance Home Finance Limited was incorporated in 2008 and is based in Mumbai, India.

Reliance Home Finance Limited - Asset Resilience Ratio

Latest as of September 2025: 1.18%

Reliance Home Finance Limited (RHFL) has an Asset Resilience Ratio of 1.18% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
₹1.81 Billion
Cash + Short-term Investments
Total Assets
₹153.10 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2008–2022)

This chart shows how Reliance Home Finance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Reliance Home Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ₹1.81 Billion 1.18%
Short-term Investments ₹0.00 0%
Total Liquid Assets ₹1.81 Billion 1.18%

Asset Resilience Insights

  • Limited Liquidity: Reliance Home Finance Limited maintains only 1.18% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Reliance Home Finance Limited Industry Peers by Asset Resilience Ratio

Compare Reliance Home Finance Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
PennyMac Financial Services Inc
F:1AC
Mortgage Finance 0.24%
Aadhar Housing Finance Ltd
NSE:AADHARHFC
Mortgage Finance 3.98%
Aavas Financiers Limited
NSE:AAVAS
Mortgage Finance 18.85%
Australian Finance Group Ltd
AU:AFG
Mortgage Finance 0.00%
Atrium Mortgage Investment Corporation
PINK:AMIVF
Mortgage Finance 0.00%
Aptus Value Housing Finance India Limited
NSE:APTUS
Mortgage Finance 3.95%
Bajaj Housing Finance
NSE:BAJAJHFL
Mortgage Finance 0.00%
Better Home & Finance Holding Company
NYSE:BETR
Mortgage Finance 10.91%

Annual Asset Resilience Ratio for Reliance Home Finance Limited (2008–2022)

The table below shows the annual Asset Resilience Ratio data for Reliance Home Finance Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2022-03-31 0.64% ₹647.60 Million ₹101.44 Billion +0.02pp
2021-03-31 0.62% ₹927.90 Million ₹148.98 Billion +0.62pp
2020-03-31 0.00% ₹5.80 Million ₹157.29 Billion -2.99pp
2019-03-31 2.99% ₹5.43 Billion ₹181.25 Billion +1.63pp
2018-03-31 1.37% ₹2.11 Billion ₹154.08 Billion -3.82pp
2017-03-31 5.19% ₹5.79 Billion ₹111.52 Billion +4.24pp
2016-03-31 0.96% ₹734.77 Million ₹76.94 Billion -7.59pp
2014-03-31 8.54% ₹3.20 Billion ₹37.45 Billion +8.54pp
2008-03-31 0.00% ₹105.00K ₹7.38 Billion --
pp = percentage points