SBI Life Insurance Company Limited - Asset Resilience Ratio
SBI Life Insurance Company Limited (SBILIFE) has an Asset Resilience Ratio of 0.35% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how SBI Life Insurance Company Limited's Asset Resilience Ratio has changed over time. Check SBI Life Insurance Company Limited (SBILIFE) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down SBI Life Insurance Company Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SBI Life Insurance Company Limited (SBILIFE) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs17.34 Billion | 0.35% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs17.34 Billion | 0.35% |
Asset Resilience Insights
- Limited Liquidity: SBI Life Insurance Company Limited maintains only 0.35% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
SBI Life Insurance Company Limited Industry Peers by Asset Resilience Ratio
Compare SBI Life Insurance Company Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Prudential plc
F:PRU2 |
Insurance - Life | 0.00% |
|
HDFC Life Insurance Company Limited
NSE:HDFCLIFE |
Insurance - Life | 0.15% |
|
Brighthouse Financial Inc
NASDAQ:BHF |
Insurance - Life | 33.32% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 10.15% |
|
Prudential plc
LSE:PRU |
Insurance - Life | 2.65% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 11.03% |
Annual Asset Resilience Ratio for SBI Life Insurance Company Limited (2013–2025)
The table below shows the annual Asset Resilience Ratio data for SBI Life Insurance Company Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.04% | Rs1.73 Billion ≈ $18.68 Million |
Rs4.57 Trillion ≈ $49.43 Billion |
+0.02pp |
| 2024-03-31 | 0.02% | Rs903.57 Million ≈ $9.77 Million |
Rs3.98 Trillion ≈ $43.07 Billion |
-0.22pp |
| 2023-03-31 | 0.24% | Rs7.52 Billion ≈ $81.35 Million |
Rs3.15 Trillion ≈ $34.03 Billion |
-0.37pp |
| 2022-03-31 | 0.60% | Rs16.53 Billion ≈ $178.81 Million |
Rs2.73 Trillion ≈ $29.56 Billion |
+0.46pp |
| 2021-03-31 | 0.15% | Rs3.29 Billion ≈ $35.62 Million |
Rs2.27 Trillion ≈ $24.53 Billion |
-0.01pp |
| 2020-03-31 | 0.15% | Rs2.56 Billion ≈ $27.64 Million |
Rs1.66 Trillion ≈ $17.91 Billion |
+0.00pp |
| 2019-03-31 | 0.15% | Rs2.22 Billion ≈ $24.06 Million |
Rs1.47 Trillion ≈ $15.87 Billion |
+0.04pp |
| 2018-03-31 | 0.11% | Rs1.31 Billion ≈ $14.12 Million |
Rs1.22 Trillion ≈ $13.16 Billion |
-4.77pp |
| 2017-03-31 | 4.87% | Rs49.84 Billion ≈ $538.96 Million |
Rs1.02 Trillion ≈ $11.06 Billion |
+4.33pp |
| 2016-03-31 | 0.55% | Rs4.55 Billion ≈ $49.21 Million |
Rs834.29 Billion ≈ $9.02 Billion |
+0.46pp |
| 2015-03-31 | 0.09% | Rs647.53 Million ≈ $7.00 Million |
Rs741.21 Billion ≈ $8.02 Billion |
-0.01pp |
| 2014-03-31 | 0.10% | Rs596.33 Million ≈ $6.45 Million |
Rs606.40 Billion ≈ $6.56 Billion |
+0.07pp |
| 2013-03-31 | 0.03% | Rs149.26 Million ≈ $1.61 Million |
Rs537.14 Billion ≈ $5.81 Billion |
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About SBI Life Insurance Company Limited
SBI Life Insurance Company Limited operates as a private life insurance company in India. The company's life insurance business comprises individual and group life insurance products, including participating, non-participating, pension, group gratuity, group leave encashment, group superannuation, group immediate annuity, unit-linked and variable insurance products, health, and micro insurance. I… Read more