SBI Life Insurance Company Limited (SBILIFE) — Defensive Interval Ratio

Latest as of September 2024: 257 days

SBI Life Insurance Company Limited (SBILIFE) has a Defensive Interval Ratio of 257 days as of September 2024. Defensive assets of Rs41.74 Billion (cash Rs41.74 Billion, short-term investments Rs-, receivables Rs-) cover 257 days of daily cash needs of Rs162.61 Million/day. Check SBILIFE intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

257 days
Days of operational coverage

Defensive Assets

Rs41.74 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs162.61 Million
Current Liabilities ÷ 365

Current Liabilities

Rs59.35 Billion
INR

SBI Life Insurance Company Limited Defensive Interval Ratio (2013–2025)

This chart shows how SBI Life Insurance Company Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of September 2024, the ratio stands at 257 days, meaning defensive assets of Rs41.74 Billion can fund 257 days of operations without new revenue. Also explore SBI Life Insurance Company Limited (SBILIFE) net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for SBI Life Insurance Company Limited (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for SBI Life Insurance Company Limited from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see SBI Life Insurance Company Limited (SBILIFE) market capitalisation.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 322 days Rs51.12 Billion Rs158.65 Million/day Rs- Rs1.73 Billion ▼ -68 days
2024 390 days Rs55.49 Billion Rs142.33 Million/day Rs- Rs903.57 Million ▲ +37 days
2023 353 days Rs49.30 Billion Rs139.72 Million/day Rs- Rs7.52 Billion ▼ -705 days
2022 1057 days Rs51.68 Billion Rs48.87 Million/day Rs- Rs16.53 Billion ▲ +678 days
2021 380 days Rs15.10 Billion Rs39.78 Million/day Rs- Rs3.29 Billion ▲ +66 days
2020 313 days Rs10.51 Billion Rs33.57 Million/day Rs- Rs2.56 Billion ▲ +83 days
2019 231 days Rs10.08 Billion Rs43.74 Million/day Rs- Rs2.22 Billion ▲ +33 days
2018 198 days Rs8.60 Billion Rs43.49 Million/day Rs- Rs1.31 Billion ▼ -1461 days
2017 1659 days Rs54.67 Billion Rs32.96 Million/day Rs- Rs49.84 Billion ▲ +1366 days
2016 292 days Rs9.91 Billion Rs33.91 Million/day Rs- Rs4.55 Billion ▲ +120 days
2015 172 days Rs4.44 Billion Rs25.78 Million/day Rs- Rs647.53 Million ▲ +16 days
2014 156 days Rs3.45 Billion Rs22.15 Million/day Rs- Rs596.33 Million ▲ +148 days
2013 8 days Rs149.26 Million Rs18.55 Million/day Rs- Rs149.26 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)