SBI Life Insurance Company Limited (SBILIFE) — Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.03x

SBI Life Insurance Company Limited (SBILIFE) has a Cash Flow-to-Debt Ratio of 0.03x as of September 2025, meaning its operating cash flow of Rs145.78 Billion could theoretically repay 0% of its total liabilities (Rs4.72 Trillion) in one year. See SBI Life Insurance Company Limited (SBILIFE) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.03x
Operating CF / Total Liabilities

Operating Cash Flow

Rs145.78 Billion
INR

Total Liabilities

Rs4.72 Trillion
INR

Data as of

Sep 2025
Most recent filing

SBI Life Insurance Company Limited Cash Flow-to-Debt Ratio (2013–2025)

Historical debt coverage capacity for SBI Life Insurance Company Limited across 13 annual periods. Also explore SBILIFE net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for SBI Life Insurance Company Limited (2013–2025)

Year-by-year debt coverage analysis for SBI Life Insurance Company Limited. For market capitalisation and broader financial context, see SBI Life Insurance Company Limited stock valuation.

Year CF-to-Debt Ratio Operating CF (INR) Total Liabilities YoY Change
2025 0.06x Rs255.47 Billion Rs4.40 Trillion ▼ -23.6%
2024 0.08x Rs291.22 Billion Rs3.83 Trillion ▼ -20.1%
2023 0.10x Rs286.56 Billion Rs3.02 Trillion ▲ +1473.0%
2022 0.01x Rs15.81 Billion Rs2.62 Trillion ▼ -94.5%
2021 0.11x Rs238.78 Billion Rs2.16 Trillion ▼ -10.3%
2020 0.12x Rs192.99 Billion Rs1.57 Trillion ▲ +27.1%
2019 0.10x Rs134.73 Billion Rs1.39 Trillion ▲ +869.4%
2018 0.01x Rs11.50 Billion Rs1.15 Trillion ▲ +1.2%
2017 0.01x Rs9.55 Billion Rs966.87 Billion ▼ -7.9%
2016 0.01x Rs8.44 Billion Rs786.96 Billion ▼ -7.8%
2015 0.01x Rs8.15 Billion Rs700.64 Billion ▼ -8.5%
2014 0.01x Rs7.28 Billion Rs572.84 Billion ▲ +2.8%
2013 0.01x Rs6.30 Billion Rs509.78 Billion
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.