SBI Life Insurance Company Limited Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.03x

SBI Life Insurance Company Limited cash flow-to-debt ratio. SBI Life Insurance Company Limited (SBILIFE) has a Cash Flow-to-Debt Ratio of 0.03x as of September 2025, meaning its operating cash flow of Rs145.78 Billion could theoretically repay 0% of its total liabilities (Rs4.72 Trillion) in one year. Check SBILIFE cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

CF-to-Debt Ratio

0.03x
Operating CF / Total Liabilities

Operating Cash Flow

Rs145.78 Billion
INR

Total Liabilities

Rs4.72 Trillion
INR

Data as of

Sep 2025
Most recent filing

Cash Flow-to-Debt Ratio of SBI Life Insurance Company Limited (2013–2026)

Cash flow-to-debt ratio of SBI Life Insurance Company Limited from 2013 to 2026. Historical debt coverage capacity for SBI Life Insurance Company Limited across 14 annual periods. Check SBI Life Insurance Company Limited cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

SBI Life Insurance Company Limited Cash Flow-to-Debt Ratio by Year (2013–2026)

SBI Life Insurance Company Limited cash flow-to-debt ratio by year from 2013 to 2026. Year-by-year debt coverage analysis for SBI Life Insurance Company Limited. For the full cash flow conversion analysis, see how efficiently does SBI Life Insurance Company Limited generate cash.

Year CF-to-Debt Ratio Operating CF (INR) Total Liabilities YoY Change
2026 0.07x Rs345.23 Billion Rs4.81 Trillion ▲ +23.7%
2025 0.06x Rs255.47 Billion Rs4.40 Trillion ▼ -23.6%
2024 0.08x Rs291.22 Billion Rs3.83 Trillion ▼ -20.1%
2023 0.10x Rs286.56 Billion Rs3.02 Trillion ▲ +1473.0%
2022 0.01x Rs15.81 Billion Rs2.62 Trillion ▼ -94.5%
2021 0.11x Rs238.78 Billion Rs2.16 Trillion ▼ -10.3%
2020 0.12x Rs192.99 Billion Rs1.57 Trillion ▲ +27.1%
2019 0.10x Rs134.73 Billion Rs1.39 Trillion ▲ +869.4%
2018 0.01x Rs11.50 Billion Rs1.15 Trillion ▲ +1.2%
2017 0.01x Rs9.55 Billion Rs966.87 Billion ▼ -7.9%
2016 0.01x Rs8.44 Billion Rs786.96 Billion ▼ -7.8%
2015 0.01x Rs8.15 Billion Rs700.64 Billion ▼ -8.5%
2014 0.01x Rs7.28 Billion Rs572.84 Billion ▲ +2.8%
2013 0.01x Rs6.30 Billion Rs509.78 Billion —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.