SBI Life Insurance Company Limited (SBILIFE) — Cash Flow-to-Debt Ratio
SBI Life Insurance Company Limited (SBILIFE) has a Cash Flow-to-Debt Ratio of 0.03x as of September 2025, meaning its operating cash flow of Rs145.78 Billion could theoretically repay 0% of its total liabilities (Rs4.72 Trillion) in one year. See SBILIFE financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
SBI Life Insurance Company Limited Cash Flow-to-Debt Ratio (2013–2026)
Historical debt coverage capacity for SBI Life Insurance Company Limited across 14 annual periods. For the full cash flow conversion analysis, see SBILIFE cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for SBI Life Insurance Company Limited (2013–2026)
Year-by-year debt coverage analysis for SBI Life Insurance Company Limited. Check earnings quality score of SBI Life Insurance Company Limited to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (INR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2026 | 0.07x | Rs345.23 Billion | Rs4.81 Trillion | ▲ +23.7% |
| 2025 | 0.06x | Rs255.47 Billion | Rs4.40 Trillion | ▼ -23.6% |
| 2024 | 0.08x | Rs291.22 Billion | Rs3.83 Trillion | ▼ -20.1% |
| 2023 | 0.10x | Rs286.56 Billion | Rs3.02 Trillion | ▲ +1473.0% |
| 2022 | 0.01x | Rs15.81 Billion | Rs2.62 Trillion | ▼ -94.5% |
| 2021 | 0.11x | Rs238.78 Billion | Rs2.16 Trillion | ▼ -10.3% |
| 2020 | 0.12x | Rs192.99 Billion | Rs1.57 Trillion | ▲ +27.1% |
| 2019 | 0.10x | Rs134.73 Billion | Rs1.39 Trillion | ▲ +869.4% |
| 2018 | 0.01x | Rs11.50 Billion | Rs1.15 Trillion | ▲ +1.2% |
| 2017 | 0.01x | Rs9.55 Billion | Rs966.87 Billion | ▼ -7.9% |
| 2016 | 0.01x | Rs8.44 Billion | Rs786.96 Billion | ▼ -7.8% |
| 2015 | 0.01x | Rs8.15 Billion | Rs700.64 Billion | ▼ -8.5% |
| 2014 | 0.01x | Rs7.28 Billion | Rs572.84 Billion | ▲ +2.8% |
| 2013 | 0.01x | Rs6.30 Billion | Rs509.78 Billion | — |