SBI Life Insurance Company Limited Financial Flexibility Index
SBI Life Insurance Company Limited financial flexibility index. SBI Life Insurance Company Limited (SBILIFE) has a Financial Flexibility Index of 0.03x as of September 2025. Free cash flow of Rs146.71 Billion (operating CF Rs145.78 Billion minus capex Rs926.60 Million) represents 0% of total liabilities (Rs4.72 Trillion). See SBI Life Insurance Company Limited free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of SBI Life Insurance Company Limited (2013–2026)
Financial flexibility index of SBI Life Insurance Company Limited from 2013 to 2026. Historical Financial Flexibility Index trend for SBI Life Insurance Company Limited across 14 annual periods. Check SBI Life Insurance Company Limited (SBILIFE) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
SBI Life Insurance Company Limited Financial Flexibility Index by Year (2013–2026)
SBI Life Insurance Company Limited financial flexibility index by year from 2013 to 2026. Year-by-year free cash flow to debt coverage for SBI Life Insurance Company Limited. For the full cash flow conversion analysis, see SBILIFE operating cash flow.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.07x | Rs347.08 Billion | Rs345.23 Billion | Rs4.81 Trillion | ▲ +23.8% |
| 2025 | 0.06x | Rs256.53 Billion | Rs255.47 Billion | Rs4.40 Trillion | ▼ -23.6% |
| 2024 | 0.08x | Rs292.36 Billion | Rs291.22 Billion | Rs3.83 Trillion | ▼ -19.9% |
| 2023 | 0.10x | Rs287.19 Billion | Rs286.56 Billion | Rs3.02 Trillion | ▲ +1422.8% |
| 2022 | 0.01x | Rs16.37 Billion | Rs15.81 Billion | Rs2.62 Trillion | ▼ -94.4% |
| 2021 | 0.11x | Rs239.82 Billion | Rs238.78 Billion | Rs2.16 Trillion | ▼ -10.3% |
| 2020 | 0.12x | Rs193.80 Billion | Rs192.99 Billion | Rs1.57 Trillion | ▲ +26.3% |
| 2019 | 0.10x | Rs136.15 Billion | Rs134.73 Billion | Rs1.39 Trillion | ▲ +795.9% |
| 2018 | 0.01x | Rs12.58 Billion | Rs11.50 Billion | Rs1.15 Trillion | ▼ -4.3% |
| 2017 | 0.01x | Rs11.03 Billion | Rs9.55 Billion | Rs966.87 Billion | ▼ -12.4% |
| 2016 | 0.01x | Rs10.25 Billion | Rs8.44 Billion | Rs786.96 Billion | ▲ +8.7% |
| 2015 | 0.01x | Rs8.40 Billion | Rs8.15 Billion | Rs700.64 Billion | ▼ -11.9% |
| 2014 | 0.01x | Rs7.79 Billion | Rs7.28 Billion | Rs572.84 Billion | ▲ +7.5% |
| 2013 | 0.01x | Rs6.45 Billion | Rs6.30 Billion | Rs509.78 Billion | — |