SBI Life Insurance Company Limited (SBILIFE) — Financial Flexibility Index

Latest as of September 2025: 0.03x

SBI Life Insurance Company Limited (SBILIFE) has a Financial Flexibility Index of 0.03x as of September 2025. Free cash flow of Rs146.71 Billion (operating CF Rs145.78 Billion minus capex Rs926.60 Million) represents 0% of total liabilities (Rs4.72 Trillion). Check how strategically is SBI Life Insurance Company Limited's equity deployed to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rs146.71 Billion
Operating CF − Capex

Total Liabilities

Rs4.72 Trillion
INR

Capital Expenditures

Rs926.60 Million
INR

SBI Life Insurance Company Limited Financial Flexibility Index (2013–2026)

Historical Financial Flexibility Index trend for SBI Life Insurance Company Limited across 14 annual periods. See SBI Life Insurance Company Limited current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for SBI Life Insurance Company Limited (2013–2026)

Year-by-year free cash flow to debt coverage for SBI Life Insurance Company Limited. For the full company profile including market capitalisation, see market cap of SBI Life Insurance Company Limited.

Year Flexibility Index Free Cash Flow (INR) Operating CF Total Liabilities YoY Change
2026 0.07x Rs347.08 Billion Rs345.23 Billion Rs4.81 Trillion ▲ +23.8%
2025 0.06x Rs256.53 Billion Rs255.47 Billion Rs4.40 Trillion ▼ -23.6%
2024 0.08x Rs292.36 Billion Rs291.22 Billion Rs3.83 Trillion ▼ -19.9%
2023 0.10x Rs287.19 Billion Rs286.56 Billion Rs3.02 Trillion ▲ +1422.8%
2022 0.01x Rs16.37 Billion Rs15.81 Billion Rs2.62 Trillion ▼ -94.4%
2021 0.11x Rs239.82 Billion Rs238.78 Billion Rs2.16 Trillion ▼ -10.3%
2020 0.12x Rs193.80 Billion Rs192.99 Billion Rs1.57 Trillion ▲ +26.3%
2019 0.10x Rs136.15 Billion Rs134.73 Billion Rs1.39 Trillion ▲ +795.9%
2018 0.01x Rs12.58 Billion Rs11.50 Billion Rs1.15 Trillion ▼ -4.3%
2017 0.01x Rs11.03 Billion Rs9.55 Billion Rs966.87 Billion ▼ -12.4%
2016 0.01x Rs10.25 Billion Rs8.44 Billion Rs786.96 Billion ▲ +8.7%
2015 0.01x Rs8.40 Billion Rs8.15 Billion Rs700.64 Billion ▼ -11.9%
2014 0.01x Rs7.79 Billion Rs7.28 Billion Rs572.84 Billion ▲ +7.5%
2013 0.01x Rs6.45 Billion Rs6.30 Billion Rs509.78 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities