Assurant, Inc. (AIZ) — Financial Flexibility Index

Latest as of June 2026: 0.02x

Assurant, Inc. (AIZ) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of $502.10 Million (operating CF $454.40 Million minus capex $47.70 Million) represents 0% of total liabilities ($29.98 Billion). Check Assurant, Inc. total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$502.10 Million
Operating CF − Capex

Total Liabilities

$29.98 Billion
USD

Capital Expenditures

$47.70 Million
USD

Assurant, Inc. Financial Flexibility Index (2001–2025)

Historical Financial Flexibility Index trend for Assurant, Inc. across 25 annual periods. For the full cash flow conversion analysis, see how efficiently does Assurant, Inc. generate cash.

Annual Financial Flexibility Index for Assurant, Inc. (2001–2025)

Year-by-year free cash flow to debt coverage for Assurant, Inc.. Explore Assurant, Inc. debt service capacity to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.07x $2.07 Billion $1.83 Billion $30.42 Billion ▲ +31.0%
2024 0.05x $1.55 Billion $1.33 Billion $29.91 Billion ▲ +11.7%
2023 0.05x $1.34 Billion $1.14 Billion $28.83 Billion ▲ +71.6%
2022 0.03x $783.20 Million $596.90 Million $28.90 Billion ▼ -20.5%
2021 0.03x $969.10 Million $781.70 Million $28.42 Billion ▼ -9.8%
2020 0.04x $1.46 Billion $1.34 Billion $38.70 Billion ▼ -4.2%
2019 0.04x $1.52 Billion $1.41 Billion $38.61 Billion ▲ +91.9%
2018 0.02x $739.50 Million $656.70 Million $35.96 Billion ▼ -4.3%
2017 0.02x $592.50 Million $530.40 Million $27.56 Billion ▲ +150.5%
2016 0.01x $219.76 Million $134.53 Million $25.61 Billion ▼ -40.7%
2015 0.01x $369.47 Million $254.57 Million $25.55 Billion ▼ -20.1%
2014 0.02x $477.42 Million $393.82 Million $26.38 Billion ▼ -58.3%
2013 0.04x $1.08 Billion $1.03 Billion $24.88 Billion ▲ +40.1%
2012 0.03x $736.15 Million $679.70 Million $23.76 Billion ▼ -23.2%
2011 0.04x $891.05 Million $855.30 Million $22.09 Billion ▲ +47.3%
2010 0.03x $591.95 Million $540.74 Million $21.62 Billion ▲ +76.4%
2009 0.02x $325.81 Million $269.93 Million $20.99 Billion ▼ -69.4%
2008 0.05x $1.06 Billion $999.13 Million $20.81 Billion ▼ -9.0%
2007 0.06x $1.26 Billion $1.20 Billion $22.64 Billion ▲ +19.1%
2006 0.05x $997.70 Million $923.00 Million $21.31 Billion ▼ -5.8%
2005 0.05x $1.08 Billion $1.02 Billion $21.64 Billion ▲ +16.0%
2004 0.04x $892.57 Million $834.16 Million $20.84 Billion ▲ +8.6%
2003 0.04x $822.98 Million $741.23 Million $20.88 Billion ▲ +80.1%
2002 0.02x $439.63 Million $364.96 Million $20.08 Billion ▼ -21.3%
2001 0.03x $583.94 Million $536.16 Million $20.98 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities