Assurant Inc (AIZ) — Financial Flexibility Index
Assurant Inc (AIZ) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of $730.30 Million (operating CF $671.00 Million minus capex $59.30 Million) represents 0% of total liabilities ($30.42 Billion). Check AIZ strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Assurant Inc Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Assurant Inc across 25 annual periods. See Assurant Inc (AIZ) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Assurant Inc (2001–2025)
Year-by-year free cash flow to debt coverage for Assurant Inc. For the full company profile including market capitalisation, see AIZ market cap overview.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.07x | $2.07 Billion | $1.83 Billion | $30.42 Billion | ▲ +31.0% |
| 2024 | 0.05x | $1.55 Billion | $1.33 Billion | $29.91 Billion | ▲ +11.7% |
| 2023 | 0.05x | $1.34 Billion | $1.14 Billion | $28.83 Billion | ▲ +71.6% |
| 2022 | 0.03x | $783.20 Million | $596.90 Million | $28.90 Billion | ▼ -20.5% |
| 2021 | 0.03x | $969.10 Million | $781.70 Million | $28.42 Billion | ▼ -9.8% |
| 2020 | 0.04x | $1.46 Billion | $1.34 Billion | $38.70 Billion | ▼ -4.2% |
| 2019 | 0.04x | $1.52 Billion | $1.41 Billion | $38.61 Billion | ▲ +91.9% |
| 2018 | 0.02x | $739.50 Million | $656.70 Million | $35.96 Billion | ▼ -4.3% |
| 2017 | 0.02x | $592.50 Million | $530.40 Million | $27.56 Billion | ▲ +150.5% |
| 2016 | 0.01x | $219.76 Million | $134.53 Million | $25.61 Billion | ▼ -40.7% |
| 2015 | 0.01x | $369.47 Million | $254.57 Million | $25.55 Billion | ▼ -20.1% |
| 2014 | 0.02x | $477.42 Million | $393.82 Million | $26.38 Billion | ▼ -58.3% |
| 2013 | 0.04x | $1.08 Billion | $1.03 Billion | $24.88 Billion | ▲ +40.1% |
| 2012 | 0.03x | $736.15 Million | $679.70 Million | $23.76 Billion | ▼ -23.2% |
| 2011 | 0.04x | $891.05 Million | $855.30 Million | $22.09 Billion | ▲ +47.3% |
| 2010 | 0.03x | $591.95 Million | $540.74 Million | $21.62 Billion | ▲ +76.4% |
| 2009 | 0.02x | $325.81 Million | $269.93 Million | $20.99 Billion | ▼ -69.4% |
| 2008 | 0.05x | $1.06 Billion | $999.13 Million | $20.81 Billion | ▼ -9.0% |
| 2007 | 0.06x | $1.26 Billion | $1.20 Billion | $22.64 Billion | ▲ +19.1% |
| 2006 | 0.05x | $997.70 Million | $923.00 Million | $21.31 Billion | ▼ -5.8% |
| 2005 | 0.05x | $1.08 Billion | $1.02 Billion | $21.64 Billion | ▲ +16.0% |
| 2004 | 0.04x | $892.57 Million | $834.16 Million | $20.84 Billion | ▲ +8.6% |
| 2003 | 0.04x | $822.98 Million | $741.23 Million | $20.88 Billion | ▲ +80.1% |
| 2002 | 0.02x | $439.63 Million | $364.96 Million | $20.08 Billion | ▼ -21.3% |
| 2001 | 0.03x | $583.94 Million | $536.16 Million | $20.98 Billion | — |