Assurant Inc (AIZ) — Tangible Net Worth Ratio

Latest as of December 2025: -82.4%

Assurant Inc (AIZ) has a Tangible Net Worth Ratio of -82.4% as of December 2025. This metric is calculated by deducting intangible assets ($10.71 Billion) from net assets ($5.87 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See working capital to net assets of Assurant Inc to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

-82.4%
Tangible equity / total equity

Net Assets (Equity)

$5.87 Billion
USD

Intangible Assets

$10.71 Billion
Goodwill, patents, brand value

Total Assets

$36.29 Billion
USD

Assurant Inc Tangible Net Worth Ratio (2000–2025)

This chart shows how Assurant Inc's Tangible Net Worth Ratio has changed across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at -82.4%, reflecting net assets of $5.87 Billion with intangible assets of $10.71 Billion USD. See AIZ cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Assurant Inc (2000–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Assurant Inc from 2000 to 2025, covering 26 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see AIZ market cap.

Year Tangible NW Ratio Net Assets (USD) Intangible Assets Total Assets Change (pp)
2025 -82.4% $5.87 Billion $10.71 Billion $36.29 Billion ▲ +23.8 pp
2024 -106.2% $5.11 Billion $10.53 Billion $35.02 Billion ▲ +14.6 pp
2023 -120.8% $4.81 Billion $10.62 Billion $33.64 Billion ▼ -214.6 pp
2022 93.8% $4.23 Billion $262.80 Million $33.12 Billion ▲ +4.4 pp
2021 89.4% $5.49 Billion $583.40 Million $33.91 Billion ▲ +8.8 pp
2020 80.6% $5.95 Billion $1.16 Billion $44.65 Billion ▲ +15.9 pp
2019 64.7% $5.68 Billion $2.00 Billion $44.29 Billion ▲ +26.2 pp
2018 38.5% $5.13 Billion $3.16 Billion $41.09 Billion ▼ -54.2 pp
2017 92.7% $4.28 Billion $313.00 Million $31.84 Billion ▼ -0.7 pp
2016 93.4% $4.10 Billion $272.48 Million $29.71 Billion ▲ +0.4 pp
2015 93.0% $4.52 Billion $318.32 Million $30.08 Billion ▲ +1.2 pp
2014 91.8% $5.18 Billion $427.42 Million $31.56 Billion ▲ +0.2 pp
2013 91.6% $4.83 Billion $408.19 Million $29.71 Billion ▼ -2.2 pp
2012 93.7% $5.19 Billion $325.10 Million $28.95 Billion ▲ +1.2 pp
2011 92.5% $5.03 Billion $374.85 Million $27.12 Billion ▼ -5.7 pp
2010 98.3% $4.78 Billion $82.21 Million $26.40 Billion ▲ +25.5 pp
2009 72.8% $4.85 Billion $1.32 Billion $25.84 Billion ▼ -0.2 pp
2008 73.0% $3.71 Billion $1.00 Billion $24.51 Billion ▲ +0.2 pp
2007 72.8% $4.11 Billion $1.12 Billion $26.75 Billion ▼ 0.0 pp
2006 72.8% $3.85 Billion $1.05 Billion $25.17 Billion ▼ -1.5 pp
2005 74.3% $3.72 Billion $956.38 Million $25.37 Billion ▲ +1.5 pp
2004 72.8% $3.66 Billion $993.72 Million $24.50 Billion ▲ +8.6 pp
2003 64.2% $2.85 Billion $1.02 Billion $23.73 Billion ▲ +5.3 pp
2002 58.9% $2.56 Billion $1.05 Billion $22.63 Billion ▲ +19.5 pp
2001 39.5% $3.45 Billion $2.09 Billion $24.43 Billion ▼ -60.5 pp
2000 100.0% $3.37 Billion $0.00 $24.39 Billion
pp = percentage points