Beacon Financial Corporation - Asset Resilience Ratio
Beacon Financial Corporation (BBT) has an Asset Resilience Ratio of 1.88% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how Beacon Financial Corporation's Asset Resilience Ratio has changed over time. Check Beacon Financial Corporation PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Beacon Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Beacon Financial Corporation stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $418.57 Million | 1.88% |
| Total Liquid Assets | $418.57 Million | 1.88% |
Asset Resilience Insights
- Limited Liquidity: Beacon Financial Corporation maintains only 1.88% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Beacon Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Beacon Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Beacon Financial Corporation (2021–2025)
The table below shows the annual Asset Resilience Ratio data for Beacon Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 7.27% | $1.69 Billion | $23.22 Billion | -0.24pp |
| 2024-12-31 | 7.52% | $894.95 Million | $11.91 Billion | -0.53pp |
| 2023-12-31 | 8.05% | $916.16 Million | $11.38 Billion | +0.90pp |
| 2022-12-31 | 7.15% | $656.66 Million | $9.19 Billion | -1.23pp |
| 2021-12-31 | 8.38% | $720.87 Million | $8.60 Billion | -- |
About Beacon Financial Corporation
Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity… Read more