Beacon Financial Corporation (BBT) — Cash Flow Quality Index
Beacon Financial Corporation (BBT) has a Cash Flow Quality Index of -0.30x as of March 2026. Operating cash flow of $-13.85 Million is below net income of $46.22 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Beacon Financial Corporation cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Beacon Financial Corporation Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for Beacon Financial Corporation across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Beacon Financial Corporation operating cash flow efficiency.
Annual Cash Flow Quality Index for Beacon Financial Corporation (2021–2025)
Year-by-year earnings quality comparison for Beacon Financial Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.49x | $224.44 Million | $90.27 Million | ▲ +62.8% |
| 2024 | 1.53x | $104.95 Million | $68.72 Million | ▼ -1.8% |
| 2023 | 1.55x | $116.60 Million | $75.00 Million | ▲ +41.3% |
| 2022 | 1.10x | $120.76 Million | $109.74 Million | ▼ -4.6% |
| 2021 | 1.15x | $133.21 Million | $115.44 Million | — |