Beacon Financial Corporation (BBT) — Defensive Interval Ratio

Latest as of September 2025: 8 days

Beacon Financial Corporation (BBT) has a Defensive Interval Ratio of 8 days as of September 2025. Defensive assets of $439.29 Million (cash $-, short-term investments $439.29 Million, receivables $-) cover 8 days of daily cash needs of $51.79 Million/day. Check Beacon Financial Corporation tangible book value ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

8 days
Days of operational coverage

Defensive Assets

$439.29 Million
Cash + ST Investments + Receivables

Daily Cash Need

$51.79 Million
Current Liabilities ÷ 365

Current Liabilities

$18.90 Billion
USD

Beacon Financial Corporation Defensive Interval Ratio (2021–2024)

This chart shows how Beacon Financial Corporation's Defensive Interval Ratio has evolved across 4 annual periods from 2021 to 2024. As of September 2025, the ratio stands at 8 days, meaning defensive assets of $439.29 Million can fund 8 days of operations without new revenue. Also explore Beacon Financial Corporation (BBT) net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Beacon Financial Corporation (2021–2024)

The table below presents the year-by-year Defensive Interval Ratio for Beacon Financial Corporation from 2021 to 2024, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Beacon Financial Corporation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 32 days $894.95 Million $28.11 Million/day $- $894.95 Million ▼ -7 days
2023 39 days $916.16 Million $23.42 Million/day $- $916.16 Million ▲ +3 days
2022 36 days $656.66 Million $18.40 Million/day $- $656.66 Million ▼ -1 days
2021 37 days $720.87 Million $19.75 Million/day $- $720.87 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)