Beacon Financial Corporation (BBT) — Defensive Interval Ratio

Latest as of March 2026: 10646 days

Beacon Financial Corporation (BBT) has a Defensive Interval Ratio of 10646 days as of March 2026. Defensive assets of $418.57 Million (cash $-, short-term investments $418.57 Million, receivables $-) cover 10646 days of daily cash needs of $39.32K/day.

Defensive Interval Ratio

10646 days
Days of operational coverage

Defensive Assets

$418.57 Million
Cash + ST Investments + Receivables

Daily Cash Need

$39.32K
Current Liabilities ÷ 365

Current Liabilities

$14.35 Million
USD

Beacon Financial Corporation Defensive Interval Ratio (2021–2025)

This chart shows how Beacon Financial Corporation's Defensive Interval Ratio has evolved across 5 annual periods from 2021 to 2025. As of March 2026, the ratio stands at 10646 days, meaning defensive assets of $418.57 Million can fund 10646 days of operations without new revenue. For the complete balance sheet picture, see BBT total asset value.

Annual Defensive Interval Ratio for Beacon Financial Corporation (2021–2025)

The table below presents the year-by-year Defensive Interval Ratio for Beacon Financial Corporation from 2021 to 2025, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See BBT net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 32 days $1.77 Billion $54.96 Million/day $- $1.69 Billion ▲ +0 days
2024 32 days $894.95 Million $28.11 Million/day $- $894.95 Million ▼ -7 days
2023 39 days $916.16 Million $23.42 Million/day $- $916.16 Million ▲ +3 days
2022 36 days $656.66 Million $18.40 Million/day $- $656.66 Million ▼ -1 days
2021 37 days $720.87 Million $19.75 Million/day $- $720.87 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)