Beacon Financial Corporation (BBT) - Net Assets
Based on the latest financial reports, Beacon Financial Corporation (BBT) has net assets worth $2.50 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($22.23 Billion) and total liabilities ($19.72 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Beacon Financial Corporation tangible equity quality to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.50 Billion |
| % of Total Assets | 11.27% |
| Annual Growth Rate | 16.01% |
| 5-Year Change | 150.77% |
| 10-Year Change | N/A |
| Growth Volatility | 42.73 |
Beacon Financial Corporation - Net Assets Trend (2020–2025)
This chart illustrates how Beacon Financial Corporation's net assets have evolved over time, based on quarterly financial data. See BBT defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Beacon Financial Corporation (2020–2025)
The table below shows the annual net assets of Beacon Financial Corporation from 2020 to 2025. For live valuation and market cap data, see how much is Beacon Financial Corporation worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $2.50 Billion | +104.27% |
| 2024-12-31 | $1.22 Billion | +1.94% |
| 2023-12-31 | $1.20 Billion | +20.82% |
| 2022-12-31 | $992.12 Million | -0.32% |
| 2021-12-31 | $995.34 Million | -16.20% |
| 2020-12-31 | $1.19 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Beacon Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 71920600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $485.86 Million | 19.47% |
| Common Stock | $896.00K | 0.04% |
| Other Comprehensive Income | $-20.00 Million | -0.80% |
| Other Components | $2.03 Billion | 81.30% |
| Total Equity | $2.50 Billion | 100.00% |
Beacon Financial Corporation Competitors by Market Cap
The table below lists competitors of Beacon Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Visteon Corp
NASDAQ:VC
|
$2.46 Billion |
|
Xiamen Intretech Inc Class A
SHE:002925
|
$2.47 Billion |
|
Now Inc
NYSE:DNOW
|
$2.47 Billion |
|
StoneCo Ltd
NASDAQ:STNE
|
$2.47 Billion |
|
ZTE Corporation
F:FZM
|
$2.46 Billion |
|
Huada Automotive Tech Corp Ltd
SHG:603358
|
$2.46 Billion |
|
Malaysian Pacific Industries
KLSE:3867
|
$2.46 Billion |
|
Grindwell Norton Limited
NSE:GRINDWELL
|
$2.46 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Beacon Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,221,939,000 to 2,496,061,000, a change of 1,274,122,000 (104.3%).
- Net income of 90,271,000 contributed positively to equity growth.
- Dividend payments of 63,119,000 reduced retained earnings.
- Other comprehensive income increased equity by 32,880,000.
- Other factors increased equity by 1,214,090,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $90.27 Million | +3.62% |
| Dividends Paid | $63.12 Million | -2.53% |
| Other Comprehensive Income | $32.88 Million | +1.32% |
| Other Changes | $1.21 Billion | +48.64% |
| Total Change | $- | 104.27% |
Book Value vs Market Value Analysis
This analysis compares Beacon Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.03x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.49x to 1.03x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $11.81 | $29.39 | x |
| 2021-12-31 | $10.04 | $29.39 | x |
| 2022-12-31 | $10.80 | $29.39 | x |
| 2023-12-31 | $13.78 | $29.39 | x |
| 2024-12-31 | $14.29 | $29.39 | x |
| 2025-12-31 | $28.46 | $29.39 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Beacon Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.62%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.89%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 9.30x
- Recent ROE (3.62%) is above the historical average (-1.54%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | -44.88% | 0.00% | -0.05x | 10.84x | $-651.79 Million |
| 2021 | 11.92% | 25.76% | 0.05x | 8.64x | $19.13 Million |
| 2022 | 9.33% | 21.11% | 0.05x | 9.26x | $-6.68 Million |
| 2023 | 5.81% | 11.47% | 0.05x | 9.50x | $-50.27 Million |
| 2024 | 4.99% | 9.48% | 0.05x | 9.74x | $-61.19 Million |
| 2025 | 3.62% | 11.89% | 0.03x | 9.30x | $-159.34 Million |
Industry Comparison
This section compares Beacon Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $389,399,400
- Average return on equity (ROE) among peers: 10.20%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Beacon Financial Corporation (BBT) | $2.50 Billion | -44.88% | 7.87x | $2.46 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $68.20 Million | 10.85% | 9.15x | $5.79 Billion |
| ACNB Corporation (ACNB) | $51.46 Million | 12.55% | 7.93x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $76.38 Million | 0.59% | 3.01x | $137.13 Million |
| Alerus Financial Corp (ALRS) | $127.25 Million | 8.42% | 8.09x | $736.27 Million |
| Amalgamated Bank (AMAL) | $508.95 Million | 16.01% | 14.41x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $1.00 Billion | 3.23% | 8.67x | $974.56 Million |
| Arrow Financial Corporation (AROW) | $431.85 Million | 10.18% | 9.29x | $622.98 Million |
| Associated Banc-Corp (ASB) | $968.70 Million | 17.34% | 12.55x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $141.70 Million | 14.89% | 15.78x | $62.43 Million |
About Beacon Financial Corporation
Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits. It originates mortgage loans on commercial and residential real estate, as well as commercial loans and leases. It is also involved in investment in debt and equity… Read more