Banco Santander Chile - Asset Resilience Ratio
Banco Santander Chile (BSAC) has an Asset Resilience Ratio of 6.33% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check how strategically is Banco Santander Chile's equity deployed to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Banco Santander Chile's Asset Resilience Ratio has changed over time. See Banco Santander Chile net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Banco Santander Chile's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Banco Santander Chile (BSAC) market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $4.42 Trillion | 6.33% |
| Total Liquid Assets | $4.42 Trillion | 6.33% |
Asset Resilience Insights
- Limited Liquidity: Banco Santander Chile maintains only 6.33% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco Santander Chile Industry Peers by Asset Resilience Ratio
Compare Banco Santander Chile's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Banco Santander Chile (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Banco Santander Chile.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.05% | $1.40 Trillion | $68.15 Trillion | -0.80pp |
| 2024-12-31 | 2.85% | $1.95 Trillion | $68.40 Trillion | -3.82pp |
| 2023-12-31 | 6.67% | $4.74 Trillion | $71.09 Trillion | -2.15pp |
| 2022-12-31 | 8.82% | $6.03 Trillion | $68.42 Trillion | -0.39pp |
| 2021-12-31 | 9.21% | $5.88 Trillion | $63.84 Trillion | -3.89pp |
| 2020-12-31 | 13.10% | $7.30 Trillion | $55.70 Trillion | +4.63pp |
| 2019-12-31 | 8.46% | $4.28 Trillion | $50.57 Trillion | +2.36pp |
| 2018-12-31 | 6.11% | $2.39 Trillion | $39.20 Trillion | -1.08pp |
| 2017-12-31 | 7.19% | $2.57 Trillion | $35.80 Trillion | -1.97pp |
| 2016-12-31 | 9.16% | $3.39 Trillion | $37.01 Trillion | +3.26pp |
| 2015-12-31 | 5.90% | $2.04 Trillion | $34.65 Trillion | +0.49pp |
| 2014-12-31 | 5.41% | $1.65 Trillion | $30.53 Trillion | -0.86pp |
| 2013-12-31 | 6.27% | $1.70 Trillion | $27.12 Trillion | -1.10pp |
| 2012-12-31 | 7.38% | $1.83 Trillion | $24.76 Trillion | +0.64pp |
| 2011-12-31 | 6.73% | $1.66 Trillion | $24.67 Trillion | +6.73pp |
| 2010-12-31 | 0.00% | $-1.00 Million | $22.09 Trillion | +0.00pp |
| 2009-12-31 | 0.00% | $-1.00 Million | $20.77 Trillion | -0.01pp |
| 2007-12-31 | 0.01% | $1.48 Billion | $18.54 Trillion | +0.01pp |
| 2006-12-31 | 0.00% | $325.33 Million | $15.96 Trillion | 0.00pp |
| 2005-12-31 | 0.00% | $455.33 Million | $13.77 Trillion | +0.00pp |
| 2004-12-31 | 0.00% | $362.52 Million | $11.98 Trillion | +0.00pp |
| 2003-12-31 | 0.00% | $205.81 Million | $10.83 Trillion | 0.00pp |
| 2002-12-31 | 0.01% | $619.33 Million | $11.79 Trillion | +0.00pp |
| 2001-12-31 | 0.00% | $211.13 Million | $6.76 Trillion | 0.00pp |
| 2000-12-31 | 0.00% | $243.45 Million | $5.85 Trillion | -- |
About Banco Santander Chile
Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments. The company provides checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgag… Read more