Banco Santander Chile Asset Resilience Ratio
Banco Santander Chile asset resilience ratio. Banco Santander Chile (BSAC) has an Asset Resilience Ratio of 7.94% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Banco Santander Chile (BSAC) defensive interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Banco Santander Chile (2000–2025)
Asset resilience ratio of Banco Santander Chile from 2000 to 2025. This chart shows how Banco Santander Chile's Asset Resilience Ratio has changed over time. Read Banco Santander Chile (BSAC) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Banco Santander Chile's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see total assets of Banco Santander Chile.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $5.58 Trillion | 7.94% |
| Total Liquid Assets | $5.58 Trillion | 7.94% |
Asset Resilience Insights
- Limited Liquidity: Banco Santander Chile maintains only 7.94% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco Santander Chile Industry Peers by Asset Resilience Ratio
Compare Banco Santander Chile's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Banco Santander Chile Asset Resilience Ratio by Year (2000–2025)
Banco Santander Chile asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Banco Santander Chile.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 2.05% | $1.40 Trillion | $68.15 Trillion | -0.80pp |
| 2024-12-31 | 2.85% | $1.95 Trillion | $68.40 Trillion | -3.82pp |
| 2023-12-31 | 6.67% | $4.74 Trillion | $71.09 Trillion | -2.15pp |
| 2022-12-31 | 8.82% | $6.03 Trillion | $68.42 Trillion | -0.39pp |
| 2021-12-31 | 9.21% | $5.88 Trillion | $63.84 Trillion | -3.89pp |
| 2020-12-31 | 13.10% | $7.30 Trillion | $55.70 Trillion | +4.63pp |
| 2019-12-31 | 8.46% | $4.28 Trillion | $50.57 Trillion | +2.36pp |
| 2018-12-31 | 6.11% | $2.39 Trillion | $39.20 Trillion | -1.08pp |
| 2017-12-31 | 7.19% | $2.57 Trillion | $35.80 Trillion | -1.97pp |
| 2016-12-31 | 9.16% | $3.39 Trillion | $37.01 Trillion | +3.26pp |
| 2015-12-31 | 5.90% | $2.04 Trillion | $34.65 Trillion | +0.49pp |
| 2014-12-31 | 5.41% | $1.65 Trillion | $30.53 Trillion | -0.86pp |
| 2013-12-31 | 6.27% | $1.70 Trillion | $27.12 Trillion | -1.10pp |
| 2012-12-31 | 7.38% | $1.83 Trillion | $24.76 Trillion | +0.64pp |
| 2011-12-31 | 6.73% | $1.66 Trillion | $24.67 Trillion | +6.73pp |
| 2010-12-31 | 0.00% | $-1.00 Million | $22.09 Trillion | +0.00pp |
| 2009-12-31 | 0.00% | $-1.00 Million | $20.77 Trillion | -0.01pp |
| 2007-12-31 | 0.01% | $1.48 Billion | $18.54 Trillion | +0.01pp |
| 2006-12-31 | 0.00% | $325.33 Million | $15.96 Trillion | 0.00pp |
| 2005-12-31 | 0.00% | $455.33 Million | $13.77 Trillion | +0.00pp |
| 2004-12-31 | 0.00% | $362.52 Million | $11.98 Trillion | +0.00pp |
| 2003-12-31 | 0.00% | $205.81 Million | $10.83 Trillion | 0.00pp |
| 2002-12-31 | 0.01% | $619.33 Million | $11.79 Trillion | +0.00pp |
| 2001-12-31 | 0.00% | $211.13 Million | $6.76 Trillion | 0.00pp |
| 2000-12-31 | 0.00% | $243.45 Million | $5.85 Trillion | -- |
About Banco Santander Chile
Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments. The company provides checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgag… Read more