Banco Santander Chile - Asset Resilience Ratio

Latest as of September 2025: 6.29%

Banco Santander Chile (BSAC) has an Asset Resilience Ratio of 6.29% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$4.29 Trillion

Cash + Short-term Investments

Total Assets

$68.24 Trillion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2024)

This chart shows how Banco Santander Chile's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Banco Santander Chile's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$4.29 Trillion	6.29%
Total Liquid Assets	$4.29 Trillion	6.29%

Asset Resilience Insights

Limited Liquidity: Banco Santander Chile maintains only 6.29% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Banco Santander Chile Industry Peers by Asset Resilience Ratio

Compare Banco Santander Chile's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
OptimumBank Holdings, Inc. NYSE MKT:OPHC	Banks - Regional	2.27%
Catalyst Bancorp Inc NASDAQ:CLST	Banks - Regional	15.80%
Pathfinder Bancorp Inc NASDAQ:PBHC	Banks - Regional	19.42%
Societe Generale S.A. PA:GLE	Banks - Regional	11.25%
Commerzbank AG XETRA:CBK	Banks - Regional	5.22%
SB Financial Group Inc NASDAQ:SBFG	Banks - Regional	2.96%
Indian Overseas Bank NSE:IOB	Banks - Regional	-0.43%
Spar Nord Bank CO:SPNO	Banks - Regional	-3.96%

Annual Asset Resilience Ratio for Banco Santander Chile (2000–2024)

The table below shows the annual Asset Resilience Ratio data for Banco Santander Chile.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	2.85%	$1.95 Trillion	$68.40 Trillion	-3.82pp
2023-12-31	6.67%	$4.74 Trillion	$71.09 Trillion	-2.15pp
2022-12-31	8.82%	$6.03 Trillion	$68.42 Trillion	-0.39pp
2021-12-31	9.21%	$5.88 Trillion	$63.84 Trillion	-3.89pp
2020-12-31	13.10%	$7.30 Trillion	$55.70 Trillion	+4.63pp
2019-12-31	8.46%	$4.28 Trillion	$50.57 Trillion	+2.36pp
2018-12-31	6.11%	$2.39 Trillion	$39.20 Trillion	-1.08pp
2017-12-31	7.19%	$2.57 Trillion	$35.80 Trillion	-1.97pp
2016-12-31	9.16%	$3.39 Trillion	$37.01 Trillion	+3.26pp
2015-12-31	5.90%	$2.04 Trillion	$34.65 Trillion	+0.49pp
2014-12-31	5.41%	$1.65 Trillion	$30.53 Trillion	-0.86pp
2013-12-31	6.27%	$1.70 Trillion	$27.12 Trillion	-1.10pp
2012-12-31	7.38%	$1.83 Trillion	$24.76 Trillion	+0.64pp
2011-12-31	6.73%	$1.66 Trillion	$24.67 Trillion	+6.73pp
2010-12-31	0.00%	$-1.00 Million	$22.09 Trillion	+0.00pp
2009-12-31	0.00%	$-1.00 Million	$20.77 Trillion	-0.01pp
2007-12-31	0.01%	$1.48 Billion	$18.54 Trillion	+0.01pp
2006-12-31	0.00%	$325.33 Million	$15.96 Trillion	0.00pp
2005-12-31	0.00%	$455.33 Million	$13.77 Trillion	+0.00pp
2004-12-31	0.00%	$362.52 Million	$11.98 Trillion	+0.00pp
2003-12-31	0.00%	$205.81 Million	$10.83 Trillion	0.00pp
2002-12-31	0.01%	$619.33 Million	$11.79 Trillion	+0.00pp
2001-12-31	0.00%	$211.13 Million	$6.76 Trillion	0.00pp
2000-12-31	0.00%	$243.45 Million	$5.85 Trillion	--

pp = percentage points

About Banco Santander Chile

NYSE:BSAC USA Banks - Regional

Market Cap

$15.99 Billion

Market Cap Rank

#1532 Global

#588 in USA

Share Price

$33.94

Change (1 day)

+1.50%

52-Week Range

$22.88 - $37.46

All Time High

$37.46