Banco Santander Chile (BSAC) — Defensive Interval Ratio

Latest as of March 2026: 42 days

Banco Santander Chile (BSAC) has a Defensive Interval Ratio of 42 days as of March 2026. Defensive assets of $6.35 Trillion (cash $-, short-term investments $4.42 Trillion, receivables $1.93 Trillion) cover 42 days of daily cash needs of $149.93 Billion/day. Check BSAC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

42 days
Days of operational coverage

Defensive Assets

$6.35 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

$149.93 Billion
Current Liabilities ÷ 365

Current Liabilities

$54.73 Trillion
USD

Banco Santander Chile Defensive Interval Ratio (2000–2025)

This chart shows how Banco Santander Chile's Defensive Interval Ratio has evolved across 25 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 42 days, meaning defensive assets of $6.35 Trillion can fund 42 days of operations without new revenue. Also explore net asset growth rate of Banco Santander Chile to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Banco Santander Chile (2000–2025)

The table below presents the year-by-year Defensive Interval Ratio for Banco Santander Chile from 2000 to 2025, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BSAC market cap overview.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 17 days $1.50 Trillion $89.64 Billion/day $- $1.40 Trillion ▼ -1821 days
2024 1837 days $3.23 Trillion $1.76 Billion/day $- $1.95 Trillion ▲ +1773 days
2023 65 days $5.12 Trillion $78.88 Billion/day $- $4.74 Trillion ▼ -5331 days
2022 5396 days $6.54 Trillion $1.21 Billion/day $- $6.03 Trillion ▼ -2954 days
2021 8350 days $6.22 Trillion $744.37 Million/day $- $5.88 Trillion ▼ -2990 days
2020 11339 days $7.50 Trillion $661.45 Million/day $- $7.30 Trillion ▲ +3913 days
2019 7426 days $4.55 Trillion $612.95 Million/day $- $4.28 Trillion ▲ +1646 days
2018 5780 days $2.58 Trillion $447.17 Million/day $- $2.39 Trillion ▲ +1762 days
2017 4018 days $4.23 Trillion $1.05 Billion/day $- $2.57 Trillion ▼ -1603 days
2016 5621 days $5.04 Trillion $897.05 Million/day $- $3.39 Trillion ▲ +400 days
2015 5221 days $3.70 Trillion $709.33 Million/day $- $2.04 Trillion ▼ -8161 days
2014 13382 days $3.31 Trillion $247.29 Million/day $- $1.65 Trillion ▲ +13307 days
2013 75 days $3.25 Trillion $43.23 Billion/day $- $1.70 Trillion ▼ -8 days
2012 84 days $3.36 Trillion $40.18 Billion/day $- $1.83 Trillion ▲ +13 days
2011 70 days $3.09 Trillion $43.96 Billion/day $- $1.66 Trillion ▲ +70 days
2010 0 days $-1.00 Million $4.34 Billion/day $- $-1.00 Million ▼ 0 days
2009 0 days $-1.00 Million $5.61 Billion/day $- $-1.00 Million ▼ -5 days
2007 5 days $182.15 Billion $36.29 Billion/day $- $1.48 Billion ▼ -1 days
2006 6 days $155.23 Billion $27.72 Billion/day $- $325.33 Million ▲ +2 days
2005 4 days $81.59 Billion $22.74 Billion/day $- $455.33 Million ▲ +4 days
2004 0 days $362.52 Million $18.34 Billion/day $- $362.52 Million ▲ +0 days
2003 0 days $205.81 Million $15.02 Billion/day $- $205.81 Million ▼ 0 days
2002 0 days $619.33 Million $16.86 Billion/day $- $619.33 Million ▲ +0 days
2001 0 days $211.13 Million $9.52 Billion/day $- $211.13 Million ▼ 0 days
2000 0 days $243.45 Million $8.34 Billion/day $- $243.45 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)