Guild Holdings Co
Guild Holdings Company, through its subsidiary, originates, sells, and services residential mortgage loans in the United States. The company operates in two segments, Origination and Servicing. It is involved in loan origination, and acquisition and sale activities; servicing activities, including collection and remittance of loan payments, managing borrower's impound accounts for taxes and insur… Read more
Guild Holdings Co - Asset Resilience Ratio
Guild Holdings Co (GHLD) has an Asset Resilience Ratio of 16.93% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2024)
This chart shows how Guild Holdings Co's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Guild Holdings Co's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $807.28 Million | 16.93% |
| Total Liquid Assets | $807.28 Million | 16.93% |
Asset Resilience Insights
- Good Liquidity Position: Guild Holdings Co maintains a healthy 16.93% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Guild Holdings Co Industry Peers by Asset Resilience Ratio
Compare Guild Holdings Co's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC |
Mortgage Finance | 3.98% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
Annual Asset Resilience Ratio for Guild Holdings Co (2018–2024)
The table below shows the annual Asset Resilience Ratio data for Guild Holdings Co.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 16.93% | $807.28 Million | $4.77 Billion | +16.48pp |
| 2023-12-31 | 0.45% | $16.56 Million | $3.68 Billion | +0.40pp |
| 2022-12-31 | 0.05% | $1.61 Million | $3.24 Billion | -0.46pp |
| 2021-12-31 | 0.51% | $22.23 Million | $4.38 Billion | -2.20pp |
| 2020-12-31 | 2.71% | $130.42 Million | $4.82 Billion | +1.94pp |
| 2019-12-31 | 0.77% | $20.02 Million | $2.61 Billion | +0.15pp |
| 2018-12-31 | 0.62% | $12.62 Million | $2.04 Billion | -- |