Mercury General Corporation Asset Resilience Ratio
Mercury General Corporation asset resilience ratio. Mercury General Corporation (MCY) has an Asset Resilience Ratio of 4.48% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Mercury General Corporation (MCY) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Mercury General Corporation (1995–2025)
Asset resilience ratio of Mercury General Corporation from 1995 to 2025. This chart shows how Mercury General Corporation's Asset Resilience Ratio has changed over time. Read Mercury General Corporation total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Mercury General Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Mercury General Corporation asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $441.84 Million | 4.48% |
| Total Liquid Assets | $441.84 Million | 4.48% |
Asset Resilience Insights
- Limited Liquidity: Mercury General Corporation maintains only 4.48% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Mercury General Corporation Industry Peers by Asset Resilience Ratio
Compare Mercury General Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Root Inc
NASDAQ:ROOT |
Insurance - Property & Casualty | 30.99% |
|
REVO INSURANCE SPA O.N.
F:H0O |
Insurance - Property & Casualty | 43.34% |
|
Libra Insurance Company Ltd
TA:LBRA |
Insurance - Property & Casualty | 40.38% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
Mercury General Corporation Asset Resilience Ratio by Year (1995–2025)
Mercury General Corporation asset resilience ratio by year from 1995 to 2025. The table below shows the annual Asset Resilience Ratio data for Mercury General Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 3.52% | $336.99 Million | $9.56 Billion | +0.11pp |
| 2024-12-31 | 3.42% | $283.82 Million | $8.31 Billion | +0.90pp |
| 2023-12-31 | 2.51% | $178.49 Million | $7.10 Billion | +0.63pp |
| 2022-12-31 | 1.89% | $122.94 Million | $6.51 Billion | -0.18pp |
| 2021-12-31 | 2.07% | $140.13 Million | $6.77 Billion | -3.87pp |
| 2020-12-31 | 5.94% | $375.61 Million | $6.33 Billion | -2.46pp |
| 2019-12-31 | 8.39% | $494.13 Million | $5.89 Billion | +3.73pp |
| 2018-12-31 | 4.66% | $253.30 Million | $5.43 Billion | -1.27pp |
| 2017-12-31 | 5.93% | $302.71 Million | $5.10 Billion | -1.91pp |
| 2016-12-31 | 7.85% | $375.68 Million | $4.79 Billion | +3.84pp |
| 2015-12-31 | 4.00% | $185.28 Million | $4.63 Billion | -4.10pp |
| 2014-12-31 | 8.10% | $372.54 Million | $4.60 Billion | +0.78pp |
| 2013-12-31 | 7.32% | $315.78 Million | $4.32 Billion | +0.28pp |
| 2012-12-31 | 7.03% | $294.65 Million | $4.19 Billion | +1.22pp |
| 2011-12-31 | 5.81% | $236.44 Million | $4.07 Billion | +2.40pp |
| 2010-12-31 | 3.41% | $143.37 Million | $4.20 Billion | -0.28pp |
| 2009-12-31 | 3.69% | $156.16 Million | $4.23 Billion | -1.49pp |
| 2008-12-31 | 5.18% | $204.76 Million | $3.95 Billion | -0.99pp |
| 2007-12-31 | 6.18% | $272.68 Million | $4.41 Billion | -0.39pp |
| 2006-12-31 | 6.56% | $282.30 Million | $4.30 Billion | -1.38pp |
| 2005-12-31 | 7.94% | $321.05 Million | $4.04 Billion | -3.73pp |
| 2004-12-31 | 11.67% | $421.37 Million | $3.61 Billion | +1.10pp |
| 2003-12-31 | 10.57% | $329.81 Million | $3.12 Billion | -0.27pp |
| 2002-12-31 | 10.84% | $286.81 Million | $2.65 Billion | +7.74pp |
| 2001-12-31 | 3.11% | $71.95 Million | $2.32 Billion | +1.57pp |
| 2000-12-31 | 1.54% | $32.98 Million | $2.14 Billion | -0.75pp |
| 1999-12-31 | 2.29% | $43.57 Million | $1.91 Billion | -0.16pp |
| 1998-12-31 | 2.45% | $45.99 Million | $1.88 Billion | -1.01pp |
| 1997-12-31 | 3.46% | $59.74 Million | $1.73 Billion | -1.19pp |
| 1996-12-31 | 4.65% | $66.07 Million | $1.42 Billion | +2.02pp |
| 1995-12-31 | 2.63% | $28.50 Million | $1.08 Billion | -- |
About Mercury General Corporation
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, un… Read more