Mercury General Corporation (MCY) — Defensive Interval Ratio
Mercury General Corporation (MCY) has a Defensive Interval Ratio of 83 days as of March 2026. Defensive assets of $1.47 Billion (cash $-, short-term investments $441.84 Million, receivables $1.03 Billion) cover 83 days of daily cash needs of $17.73 Million/day. Check MCY goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Mercury General Corporation Defensive Interval Ratio (1995–2025)
This chart shows how Mercury General Corporation's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of March 2026, the ratio stands at 83 days, meaning defensive assets of $1.47 Billion can fund 83 days of operations without new revenue. Also explore Mercury General Corporation annual equity growth to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Mercury General Corporation (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for Mercury General Corporation from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Mercury General Corporation worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 77 days | $1.35 Billion | $17.45 Million/day | $- | $336.99 Million | ▼ -18660 days |
| 2024 | 18738 days | $1.07 Billion | $56.85K/day | $- | $283.82 Million | ▲ +16984 days |
| 2023 | 1754 days | $841.85 Million | $480.05K/day | $- | $178.49 Million | ▲ +375 days |
| 2022 | 1379 days | $781.44 Million | $566.64K/day | $- | $122.94 Million | ▲ +1303 days |
| 2021 | 76 days | $828.58 Million | $10.87 Million/day | $- | $140.13 Million | ▼ -7172 days |
| 2020 | 7249 days | $1.02 Billion | $141.25K/day | $- | $375.61 Million | ▲ +4233 days |
| 2019 | 3016 days | $1.18 Billion | $392.65K/day | $- | $494.13 Million | ▼ -392 days |
| 2018 | 3408 days | $1.07 Billion | $315.26K/day | $- | $253.30 Million | ▼ -1961 days |
| 2017 | 5369 days | $901.03 Million | $167.83K/day | $- | $302.71 Million | ▼ -26121 days |
| 2016 | 31490 days | $859.47 Million | $27.29K/day | $- | $375.68 Million | ▲ +5133 days |
| 2015 | 26357 days | $652.86 Million | $24.77K/day | $- | $185.28 Million | ▼ -542735 days |
| 2014 | 569092 days | $784.26 Million | $1.38K/day | $- | $372.54 Million | ▲ +547392 days |
| 2013 | 21701 days | $704.88 Million | $32.48K/day | $- | $315.78 Million | ▼ -12682 days |
| 2012 | 34383 days | $664.85 Million | $19.34K/day | $- | $294.65 Million | ▼ -2827016 days |
| 2011 | 2861398 days | $525.24 Million | $183.56/day | $- | $236.44 Million | ▲ +2854868 days |
| 2010 | 6530 days | $460.15 Million | $70.46K/day | $- | $143.37 Million | ▲ +552 days |
| 2009 | 5979 days | $446.64 Million | $74.71K/day | $- | $156.16 Million | ▲ +4533 days |
| 2008 | 1446 days | $551.59 Million | $381.58K/day | $- | $204.76 Million | ▼ -68533 days |
| 2007 | 69979 days | $603.93 Million | $8.63K/day | $- | $272.68 Million | ▲ +67969 days |
| 2006 | 2010 days | $655.08 Million | $325.90K/day | $- | $282.30 Million | ▼ -21131 days |
| 2005 | 23141 days | $711.28 Million | $30.74K/day | $- | $321.05 Million | ▼ -5309 days |
| 2004 | 28450 days | $789.03 Million | $27.73K/day | $- | $421.37 Million | ▲ +8386 days |
| 2003 | 20064 days | $628.91 Million | $31.35K/day | $- | $329.81 Million | ▼ -9900 days |
| 2002 | 29964 days | $546.25 Million | $18.23K/day | $- | $286.81 Million | ▲ +29869 days |
| 2001 | 95 days | $290.33 Million | $3.06 Million/day | $- | $71.95 Million | ▲ +10 days |
| 2000 | 85 days | $232.37 Million | $2.74 Million/day | $- | $32.98 Million | ▼ -2 days |
| 1999 | 87 days | $215.65 Million | $2.48 Million/day | $- | $43.57 Million | ▼ -2 days |
| 1998 | 89 days | $214.92 Million | $2.42 Million/day | $- | $45.99 Million | ▼ -8 days |
| 1997 | 97 days | $225.89 Million | $2.33 Million/day | $- | $59.74 Million | ▼ -12 days |
| 1996 | 109 days | $210.28 Million | $1.93 Million/day | $- | $66.07 Million | ▲ +19 days |
| 1995 | 90 days | $121.10 Million | $1.35 Million/day | $- | $28.50 Million | — |