Mercury General Corporation (MCY) — Cash Flow Quality Index

Latest as of March 2026: 1.71x

Mercury General Corporation (MCY) has a Cash Flow Quality Index of 1.71x as of March 2026. Operating cash flow of $325.60 Million exceeds net income of $190.42 Million, indicating high earnings quality where cash backs reported profits. Explore Mercury General Corporation strategic investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.71x
Operating CF / Net Income

Operating Cash Flow

$325.60 Million
USD

Net Income

$190.42 Million
USD

Data as of

Mar 2026
Most recent filing

Mercury General Corporation Cash Flow Quality Index (1989–2025)

Historical Cash Flow Quality Index for Mercury General Corporation across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Mercury General Corporation (MCY) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Mercury General Corporation (1989–2025)

Year-by-year earnings quality comparison for Mercury General Corporation. For live market cap and the full company financial profile, see how much is Mercury General Corporation worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 2.01x $1.09 Billion $541.09 Million ▼ -9.3%
2024 2.22x $1.04 Billion $467.95 Million ▼ -52.9%
2023 4.70x $452.99 Million $96.34 Million ▲ +132.4%
2021 2.02x $501.58 Million $247.94 Million ▲ +25.1%
2020 1.62x $605.62 Million $374.61 Million ▼ -0.4%
2019 1.62x $519.68 Million $320.09 Million ▼ -31.1%
2017 2.36x $341.40 Million $144.88 Million ▼ -40.1%
2016 3.94x $287.47 Million $73.04 Million ▲ +54.1%
2015 2.55x $190.24 Million $74.48 Million ▲ +84.4%
2014 1.39x $246.53 Million $177.95 Million ▼ -25.9%
2013 1.87x $209.80 Million $112.14 Million ▲ +47.7%
2012 1.27x $148.06 Million $116.91 Million ▲ +52.7%
2011 0.83x $158.53 Million $191.16 Million ▲ +37.5%
2010 0.60x $91.78 Million $152.20 Million ▲ +28.6%
2009 0.47x $189.03 Million $403.07 Million ▼ -48.4%
2007 0.91x $216.12 Million $237.83 Million ▼ -46.1%
2006 1.68x $361.94 Million $214.82 Million ▼ -12.9%
2005 1.93x $489.82 Million $253.26 Million ▲ +18.1%
2004 1.64x $468.66 Million $286.21 Million ▼ -32.1%
2003 2.41x $444.45 Million $184.32 Million ▼ -53.5%
2002 5.18x $342.56 Million $66.11 Million ▲ +173.7%
2001 1.89x $199.45 Million $105.34 Million ▲ +35.3%
2000 1.40x $153.07 Million $109.37 Million ▼ -0.9%
1999 1.41x $188.93 Million $133.71 Million ▲ +30.5%
1998 1.08x $192.14 Million $177.53 Million ▼ -36.9%
1997 1.72x $268.21 Million $156.31 Million ▼ -7.7%
1996 1.86x $196.62 Million $105.76 Million ▲ +22.9%
1995 1.51x $136.56 Million $90.30 Million ▲ +8.7%
1994 1.39x $92.20 Million $66.30 Million ▲ +76.3%
1993 0.79x $75.90 Million $96.20 Million ▲ +98.6%
1992 0.40x $33.10 Million $83.30 Million ▼ -43.7%
1991 0.71x $46.20 Million $65.50 Million ▼ -50.6%
1990 1.43x $73.70 Million $51.60 Million ▼ -54.1%
1989 3.11x $105.40 Million $33.90 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.