Mercury General Corporation (MCY) — Cash Flow-to-Debt Ratio
Mercury General Corporation (MCY) has a Cash Flow-to-Debt Ratio of 0.04x as of March 2026, meaning its operating cash flow of $325.60 Million could theoretically repay 0% of its total liabilities ($7.28 Billion) in one year. See Mercury General Corporation (MCY) flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Mercury General Corporation Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for Mercury General Corporation across 37 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Mercury General Corporation.
Annual Cash Flow-to-Debt Ratio for Mercury General Corporation (1989–2025)
Year-by-year debt coverage analysis for Mercury General Corporation. Check MCY cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.15x | $1.09 Billion | $7.14 Billion | ▼ -6.6% |
| 2024 | 0.16x | $1.04 Billion | $6.36 Billion | ▲ +99.9% |
| 2023 | 0.08x | $452.99 Million | $5.56 Billion | ▲ +15.4% |
| 2022 | 0.07x | $352.59 Million | $4.99 Billion | ▼ -34.8% |
| 2021 | 0.11x | $501.58 Million | $4.63 Billion | ▼ -23.2% |
| 2020 | 0.14x | $605.62 Million | $4.30 Billion | ▲ +10.9% |
| 2019 | 0.13x | $519.68 Million | $4.09 Billion | ▲ +26.5% |
| 2018 | 0.10x | $383.43 Million | $3.82 Billion | ▼ -1.7% |
| 2017 | 0.10x | $341.40 Million | $3.34 Billion | ▲ +8.0% |
| 2016 | 0.09x | $287.47 Million | $3.04 Billion | ▲ +39.7% |
| 2015 | 0.07x | $190.24 Million | $2.81 Billion | ▼ -25.1% |
| 2014 | 0.09x | $246.53 Million | $2.72 Billion | ▲ +7.5% |
| 2013 | 0.08x | $209.80 Million | $2.49 Billion | ▲ +33.4% |
| 2012 | 0.06x | $148.06 Million | $2.35 Billion | ▼ -12.0% |
| 2011 | 0.07x | $158.53 Million | $2.21 Billion | ▲ +88.0% |
| 2010 | 0.04x | $91.78 Million | $2.41 Billion | ▼ -50.4% |
| 2009 | 0.08x | $189.03 Million | $2.46 Billion | ▲ +191.9% |
| 2008 | 0.03x | $64.60 Million | $2.46 Billion | ▼ -68.9% |
| 2007 | 0.08x | $216.12 Million | $2.55 Billion | ▼ -39.7% |
| 2006 | 0.14x | $361.94 Million | $2.58 Billion | ▼ -30.2% |
| 2005 | 0.20x | $489.82 Million | $2.43 Billion | ▼ -7.7% |
| 2004 | 0.22x | $468.66 Million | $2.15 Billion | ▼ -8.6% |
| 2003 | 0.24x | $444.45 Million | $1.86 Billion | ▲ +7.6% |
| 2002 | 0.22x | $342.56 Million | $1.55 Billion | ▲ +38.5% |
| 2001 | 0.16x | $199.45 Million | $1.25 Billion | ▲ +15.9% |
| 2000 | 0.14x | $153.07 Million | $1.11 Billion | ▼ -27.2% |
| 1999 | 0.19x | $188.93 Million | $996.78 Million | ▼ -5.3% |
| 1998 | 0.20x | $192.14 Million | $959.65 Million | ▼ -30.9% |
| 1997 | 0.29x | $268.21 Million | $925.94 Million | ▲ +14.7% |
| 1996 | 0.25x | $196.62 Million | $778.71 Million | ▼ -4.5% |
| 1995 | 0.26x | $136.56 Million | $516.47 Million | ▼ -92.8% |
| 1994 | 3.69x | $92.20 Million | $25.00 Million | ▼ -27.1% |
| 1993 | 5.06x | $75.90 Million | $15.00 Million | ▲ +410.6% |
| 1992 | 0.99x | $33.10 Million | $33.40 Million | ▼ -64.6% |
| 1991 | 2.80x | $46.20 Million | $16.50 Million | ▼ -25.9% |
| 1990 | 3.78x | $73.70 Million | $19.50 Million | ▼ -19.3% |
| 1989 | 4.68x | $105.40 Million | $22.50 Million | — |