Q2 Holdings (QTWO) — Financial Flexibility Index

Latest as of March 2026: 0.10x

Q2 Holdings (QTWO) has a Financial Flexibility Index of 0.10x as of March 2026. Free cash flow of $62.92 Million (operating CF $56.32 Million minus capex $6.60 Million) represents 0% of total liabilities ($634.67 Million). Check QTWO PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.10x
Free Cash Flow / Total Liabilities

Free Cash Flow

$62.92 Million
Operating CF − Capex

Total Liabilities

$634.67 Million
USD

Capital Expenditures

$6.60 Million
USD

Q2 Holdings Financial Flexibility Index (2011–2025)

Historical Financial Flexibility Index trend for Q2 Holdings across 15 annual periods. See how liquid is Q2 Holdings's working capital to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Q2 Holdings (2011–2025)

Year-by-year free cash flow to debt coverage for Q2 Holdings. For the full company profile including market capitalisation, see QTWO market cap.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.34x $208.27 Million $201.46 Million $614.47 Million ▲ +84.9%
2024 0.18x $142.44 Million $135.75 Million $777.00 Million ▲ +36.8%
2023 0.13x $100.94 Million $70.29 Million $752.95 Million ▲ +87.3%
2022 0.07x $66.61 Million $36.56 Million $930.70 Million ▲ +2.8%
2021 0.07x $56.71 Million $31.09 Million $814.75 Million ▲ +147.2%
2020 0.03x $21.78 Million $-2.89 Million $773.34 Million ▲ +19.1%
2019 0.02x $14.89 Million $567.00K $630.02 Million ▼ -59.8%
2018 0.06x $17.93 Million $4.59 Million $304.82 Million ▼ -72.6%
2017 0.21x $22.76 Million $9.47 Million $106.19 Million ▲ +4.0%
2016 0.21x $20.76 Million $3.39 Million $100.75 Million ▲ +38.8%
2015 0.15x $12.84 Million $5.40 Million $86.49 Million ▲ +3536.1%
2014 0.00x $-250.00K $-5.29 Million $57.87 Million ▼ -102.5%
2013 0.18x $9.76 Million $-1.51 Million $55.37 Million ▲ +1244.3%
2012 -0.02x $-780.00K $-3.01 Million $50.66 Million ▼ -361.6%
2011 0.01x $253.00K $-1.12 Million $42.98 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities