Q2 Holdings (QTWO) — Defensive Interval Ratio

Latest as of March 2026: 86 days

Q2 Holdings (QTWO) has a Defensive Interval Ratio of 86 days as of March 2026. Defensive assets of $133.25 Million (cash $-, short-term investments $36.56 Million, receivables $96.69 Million) cover 86 days of daily cash needs of $1.54 Million/day. Check Q2 Holdings tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

86 days
Days of operational coverage

Defensive Assets

$133.25 Million
Cash + ST Investments + Receivables

Daily Cash Need

$1.54 Million
Current Liabilities ÷ 365

Current Liabilities

$562.49 Million
USD

Q2 Holdings Defensive Interval Ratio (2011–2025)

This chart shows how Q2 Holdings's Defensive Interval Ratio has evolved across 15 annual periods from 2011 to 2025. As of March 2026, the ratio stands at 86 days, meaning defensive assets of $133.25 Million can fund 86 days of operations without new revenue. Also explore Q2 Holdings (QTWO) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Q2 Holdings (2011–2025)

The table below presents the year-by-year Defensive Interval Ratio for Q2 Holdings from 2011 to 2025, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see QTWO market cap overview.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 94 days $139.48 Million $1.49 Million/day $- $65.06 Million ▼ -33 days
2024 126 days $138.04 Million $1.09 Million/day $- $88.07 Million ▼ -153 days
2023 279 days $146.44 Million $524.83K/day $- $94.35 Million ▼ -271 days
2022 550 days $289.40 Million $526.14K/day $- $233.75 Million ▲ +217 days
2021 333 days $153.70 Million $461.25K/day $- $104.88 Million ▼ -89 days
2020 423 days $168.87 Million $399.52K/day $- $131.35 Million ▲ +270 days
2019 153 days $55.64 Million $364.29K/day $- $32.33 Million ▼ -289 days
2018 442 days $89.25 Million $201.87K/day $- $68.98 Million ▲ +148 days
2017 294 days $54.89 Million $186.50K/day $- $41.69 Million ▼ -42 days
2016 336 days $54.49 Million $162.22K/day $- $42.25 Million ▼ -84 days
2015 420 days $52.58 Million $125.19K/day $- $43.57 Million ▲ +132 days
2014 288 days $25.96 Million $90.10K/day $- $20.96 Million ▲ +173 days
2013 115 days $9.18 Million $79.98K/day $- $116.00K ▲ +3 days
2012 112 days $5.86 Million $52.28K/day $- $- ▼ -1 days
2011 113 days $3.89 Million $34.42K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)