Q2 Holdings (QTWO) — Cash Flow-to-Debt Ratio
Latest as of June 2026:
0.19x
Q2 Holdings (QTWO) has a Cash Flow-to-Debt Ratio of 0.19x as of June 2026, meaning its operating cash flow of $60.65 Million could theoretically repay 0% of its total liabilities ($324.96 Million) in one year. See financial flexibility index of Q2 Holdings to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
0.19x
Operating CF / Total Liabilities
Operating Cash Flow
$60.65 Million
USD
Total Liabilities
$324.96 Million
USD
Data as of
Jun 2026
Most recent filing
Q2 Holdings Cash Flow-to-Debt Ratio (2011–2025)
Historical debt coverage capacity for Q2 Holdings across 15 annual periods. For the full cash flow conversion analysis, see QTWO operating cash flow.
Annual Cash Flow-to-Debt Ratio for Q2 Holdings (2011–2025)
Year-by-year debt coverage analysis for Q2 Holdings. Check QTWO cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.33x | $201.46 Million | $614.47 Million | ▲ +87.7% |
| 2024 | 0.17x | $135.75 Million | $777.00 Million | ▲ +87.1% |
| 2023 | 0.09x | $70.29 Million | $752.95 Million | ▲ +137.7% |
| 2022 | 0.04x | $36.56 Million | $930.70 Million | ▲ +2.9% |
| 2021 | 0.04x | $31.09 Million | $814.75 Million | ▲ +1121.2% |
| 2020 | 0.00x | $-2.89 Million | $773.34 Million | ▼ -515.2% |
| 2019 | 0.00x | $567.00K | $630.02 Million | ▼ -94.0% |
| 2018 | 0.02x | $4.59 Million | $304.82 Million | ▼ -83.1% |
| 2017 | 0.09x | $9.47 Million | $106.19 Million | ▲ +164.8% |
| 2016 | 0.03x | $3.39 Million | $100.75 Million | ▼ -46.0% |
| 2015 | 0.06x | $5.40 Million | $86.49 Million | ▲ +168.3% |
| 2014 | -0.09x | $-5.29 Million | $57.87 Million | ▼ -235.6% |
| 2013 | -0.03x | $-1.51 Million | $55.37 Million | ▲ +54.2% |
| 2012 | -0.06x | $-3.01 Million | $50.66 Million | ▼ -128.0% |
| 2011 | -0.03x | $-1.12 Million | $42.98 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.