Q2 Holdings (QTWO) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.09x

Q2 Holdings (QTWO) has a Cash Flow-to-Debt Ratio of 0.09x as of March 2026, meaning its operating cash flow of $56.32 Million could theoretically repay 0% of its total liabilities ($634.67 Million) in one year. See Q2 Holdings (QTWO) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

CF-to-Debt Ratio

0.09x
Operating CF / Total Liabilities

Operating Cash Flow

$56.32 Million
USD

Total Liabilities

$634.67 Million
USD

Data as of

Mar 2026
Most recent filing

Q2 Holdings Cash Flow-to-Debt Ratio (2011–2025)

Historical debt coverage capacity for Q2 Holdings across 15 annual periods. Also explore Q2 Holdings equity growth rate to track the company's year-over-year net asset growth rate.

Annual Cash Flow-to-Debt Ratio for Q2 Holdings (2011–2025)

Year-by-year debt coverage analysis for Q2 Holdings. For market capitalisation and broader financial context, see QTWO company net worth.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.33x $201.46 Million $614.47 Million ▲ +87.7%
2024 0.17x $135.75 Million $777.00 Million ▲ +87.1%
2023 0.09x $70.29 Million $752.95 Million ▲ +137.7%
2022 0.04x $36.56 Million $930.70 Million ▲ +2.9%
2021 0.04x $31.09 Million $814.75 Million ▲ +1121.2%
2020 0.00x $-2.89 Million $773.34 Million ▼ -515.2%
2019 0.00x $567.00K $630.02 Million ▼ -94.0%
2018 0.02x $4.59 Million $304.82 Million ▼ -83.1%
2017 0.09x $9.47 Million $106.19 Million ▲ +164.8%
2016 0.03x $3.39 Million $100.75 Million ▼ -46.0%
2015 0.06x $5.40 Million $86.49 Million ▲ +168.3%
2014 -0.09x $-5.29 Million $57.87 Million ▼ -235.6%
2013 -0.03x $-1.51 Million $55.37 Million ▲ +54.2%
2012 -0.06x $-3.01 Million $50.66 Million ▼ -128.0%
2011 -0.03x $-1.12 Million $42.98 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.