Sparebank 68 Grader Nord - Asset Resilience Ratio
Sparebank 68 Grader Nord (SB68) has an Asset Resilience Ratio of 4.68% as of September 2022. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Sparebank 68 Grader Nord to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2021)
This chart shows how Sparebank 68 Grader Nord's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see SB68 total assets.
Liquid Assets Composition Over Time
This chart breaks down Sparebank 68 Grader Nord's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Sparebank 68 Grader Nord (SB68) long-term investment share to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Nkr505.53 Million | 4.68% |
| Short-term Investments | Nkr0.00 | 0% |
| Total Liquid Assets | Nkr505.53 Million | 4.68% |
Asset Resilience Insights
- Limited Liquidity: Sparebank 68 Grader Nord maintains only 4.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Sparebank 68 Grader Nord Industry Peers by Asset Resilience Ratio
Compare Sparebank 68 Grader Nord's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bendigo and Adelaide Bank Ltd
AU:BEN |
Banks - Regional | -3.55% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
First Mid Illinois Bancshares Inc
NASDAQ:FMBH |
Banks - Regional | 12.77% |
|
Banco Mercantil do Brasil S.A
SA:BMEB3 |
Banks - Regional | -18.66% |
|
Southern California Bancorp Common Stock
NASDAQ:BCAL |
Banks - Regional | 7.67% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Banco Hipotecario SA
BA:BHIP |
Banks - Regional | 4.67% |
|
Merkur PrivatBank KgaA
XETRA:MBK |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Sparebank 68 Grader Nord (2018–2021)
The table below shows the annual Asset Resilience Ratio data for Sparebank 68 Grader Nord.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2021-12-31 | 5.59% | Nkr574.59 Million ≈ $60.46 Million |
Nkr10.28 Billion ≈ $1.08 Billion |
-2.61pp |
| 2020-12-31 | 8.20% | Nkr798.97 Million ≈ $84.07 Million |
Nkr9.74 Billion ≈ $1.03 Billion |
+7.13pp |
| 2019-12-31 | 1.07% | Nkr67.36 Million ≈ $7.09 Million |
Nkr6.27 Billion ≈ $659.89 Million |
-0.50pp |
| 2018-12-31 | 1.57% | Nkr63.96 Million ≈ $6.73 Million |
Nkr4.07 Billion ≈ $428.44 Million |
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About Sparebank 68 Grader Nord
Sparebank 68° Nord, a savings bank, provides various banking services to the personal and corporate market in Norway. The company offers savings accounts; house, retirement, and mutual fund savings; debit and credit cards; and stock trading services. It also provides mortgage, housing, car and other vehicle, boat, and green loans; consumer loans and refinancing; insurance products; online and mob… Read more