Sparebank 68 Grader Nord (SB68) — Financial Flexibility Index
Sparebank 68 Grader Nord (SB68) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of Nkr-54.04 Million (operating CF Nkr-56.31 Million minus capex Nkr2.27 Million) represents 0% of total liabilities (Nkr11.17 Billion). Check SB68 cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sparebank 68 Grader Nord Financial Flexibility Index (2018–2025)
Historical Financial Flexibility Index trend for Sparebank 68 Grader Nord across 8 annual periods. For the full cash flow conversion analysis, see Sparebank 68 Grader Nord (SB68) cash flow conversion.
Annual Financial Flexibility Index for Sparebank 68 Grader Nord (2018–2025)
Year-by-year free cash flow to debt coverage for Sparebank 68 Grader Nord. Explore Sparebank 68 Grader Nord (SB68) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | Nkr-54.04 Million | Nkr-56.31 Million | Nkr11.17 Billion | ▼ -132.1% |
| 2024 | 0.02x | Nkr159.10 Million | Nkr157.63 Million | Nkr10.56 Billion | ▲ +76.7% |
| 2023 | 0.01x | Nkr87.55 Million | Nkr85.27 Million | Nkr10.27 Billion | ▲ +151.9% |
| 2022 | -0.02x | Nkr-159.28 Million | Nkr-161.13 Million | Nkr9.71 Billion | ▲ +64.0% |
| 2021 | -0.05x | Nkr-409.96 Million | Nkr-418.38 Million | Nkr9.00 Billion | ▼ -517.7% |
| 2020 | 0.01x | Nkr93.35 Million | Nkr88.92 Million | Nkr8.56 Billion | ▲ +124.6% |
| 2019 | -0.04x | Nkr-246.19 Million | Nkr-248.03 Million | Nkr5.55 Billion | ▼ -54.3% |
| 2018 | -0.03x | Nkr-102.46 Million | Nkr-103.79 Million | Nkr3.56 Billion | — |