Sparebank 68 Grader Nord (SB68) — Financial Flexibility Index
Sparebank 68 Grader Nord (SB68) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of Nkr-54.04 Million (operating CF Nkr-56.31 Million minus capex Nkr2.27 Million) represents 0% of total liabilities (Nkr11.17 Billion). Check SB68 strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sparebank 68 Grader Nord Financial Flexibility Index (2018–2025)
Historical Financial Flexibility Index trend for Sparebank 68 Grader Nord across 8 annual periods. See Sparebank 68 Grader Nord (SB68) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Sparebank 68 Grader Nord (2018–2025)
Year-by-year free cash flow to debt coverage for Sparebank 68 Grader Nord. For the full company profile including market capitalisation, see Sparebank 68 Grader Nord (SB68) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | Nkr-54.04 Million | Nkr-56.31 Million | Nkr11.17 Billion | ▼ -132.1% |
| 2024 | 0.02x | Nkr159.10 Million | Nkr157.63 Million | Nkr10.56 Billion | ▲ +76.7% |
| 2023 | 0.01x | Nkr87.55 Million | Nkr85.27 Million | Nkr10.27 Billion | ▲ +151.9% |
| 2022 | -0.02x | Nkr-159.28 Million | Nkr-161.13 Million | Nkr9.71 Billion | ▲ +64.0% |
| 2021 | -0.05x | Nkr-409.96 Million | Nkr-418.38 Million | Nkr9.00 Billion | ▼ -517.7% |
| 2020 | 0.01x | Nkr93.35 Million | Nkr88.92 Million | Nkr8.56 Billion | ▲ +124.6% |
| 2019 | -0.04x | Nkr-246.19 Million | Nkr-248.03 Million | Nkr5.55 Billion | ▼ -54.3% |
| 2018 | -0.03x | Nkr-102.46 Million | Nkr-103.79 Million | Nkr3.56 Billion | — |