Sparebank 68 Grader Nord (SB68) — Cash Flow Quality Index
Sparebank 68 Grader Nord (SB68) has a Cash Flow Quality Index of -0.41x as of December 2025. Operating cash flow of Nkr-56.31 Million is below net income of Nkr137.88 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore SB68 operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sparebank 68 Grader Nord Cash Flow Quality Index (2018–2025)
Historical Cash Flow Quality Index for Sparebank 68 Grader Nord across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does Sparebank 68 Grader Nord generate cash.
Annual Cash Flow Quality Index for Sparebank 68 Grader Nord (2018–2025)
Year-by-year earnings quality comparison for Sparebank 68 Grader Nord.
| Year | Quality Index | Operating CF (NOK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.41x | Nkr-56.31 Million | Nkr137.88 Million | ▼ -136.5% |
| 2024 | 1.12x | Nkr157.63 Million | Nkr141.06 Million | ▲ +67.4% |
| 2023 | 0.67x | Nkr85.27 Million | Nkr127.73 Million | ▲ +145.5% |
| 2022 | -1.47x | Nkr-161.13 Million | Nkr109.91 Million | ▲ +62.3% |
| 2021 | -3.89x | Nkr-418.38 Million | Nkr107.55 Million | ▼ -353.2% |
| 2020 | 1.54x | Nkr88.92 Million | Nkr57.88 Million | ▲ +143.1% |
| 2019 | -3.57x | Nkr-248.03 Million | Nkr69.51 Million | ▼ -56.3% |
| 2018 | -2.28x | Nkr-103.79 Million | Nkr45.45 Million | — |