Sparebank 68 Grader Nord (SB68) — Cash Flow Quality Index

Latest as of December 2025: -0.41x

Sparebank 68 Grader Nord (SB68) has a Cash Flow Quality Index of -0.41x as of December 2025. Operating cash flow of Nkr-56.31 Million is below net income of Nkr137.88 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore SB68 strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-0.41x
Operating CF / Net Income

Operating Cash Flow

Nkr-56.31 Million
NOK

Net Income

Nkr137.88 Million
NOK

Data as of

Dec 2025
Most recent filing

Sparebank 68 Grader Nord Cash Flow Quality Index (2018–2025)

Historical Cash Flow Quality Index for Sparebank 68 Grader Nord across 8 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Sparebank 68 Grader Nord to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Sparebank 68 Grader Nord (2018–2025)

Year-by-year earnings quality comparison for Sparebank 68 Grader Nord. For live market cap and the full company financial profile, see SB68 stock market capitalisation.

Year Quality Index Operating CF (NOK) Net Income YoY Change
2025 -0.41x Nkr-56.31 Million Nkr137.88 Million ▼ -136.5%
2024 1.12x Nkr157.63 Million Nkr141.06 Million ▲ +67.4%
2023 0.67x Nkr85.27 Million Nkr127.73 Million ▲ +145.5%
2022 -1.47x Nkr-161.13 Million Nkr109.91 Million ▲ +62.3%
2021 -3.89x Nkr-418.38 Million Nkr107.55 Million ▼ -353.2%
2020 1.54x Nkr88.92 Million Nkr57.88 Million ▲ +143.1%
2019 -3.57x Nkr-248.03 Million Nkr69.51 Million ▼ -56.3%
2018 -2.28x Nkr-103.79 Million Nkr45.45 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.