Sparebank 68 Grader Nord (SB68) — Defensive Interval Ratio

Latest as of September 2022: 24 days

Sparebank 68 Grader Nord (SB68) has a Defensive Interval Ratio of 24 days as of September 2022. Defensive assets of Nkr505.53 Million (cash Nkr505.53 Million, short-term investments Nkr-, receivables Nkr-) cover 24 days of daily cash needs of Nkr20.97 Million/day. See Sparebank 68 Grader Nord (SB68) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

24 days
Days of operational coverage

Defensive Assets

Nkr505.53 Million
Cash + ST Investments + Receivables

Daily Cash Need

Nkr20.97 Million
Current Liabilities ÷ 365

Current Liabilities

Nkr7.66 Billion
NOK

Sparebank 68 Grader Nord Defensive Interval Ratio (2018–2021)

This chart shows how Sparebank 68 Grader Nord's Defensive Interval Ratio has evolved across 4 annual periods from 2018 to 2021. As of September 2022, the ratio stands at 24 days, meaning defensive assets of Nkr505.53 Million can fund 24 days of operations without new revenue. See SB68 net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Sparebank 68 Grader Nord (2018–2021)

The table below presents the year-by-year Defensive Interval Ratio for Sparebank 68 Grader Nord from 2018 to 2021, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Sparebank 68 Grader Nord.

Year DIR (days) Defensive Assets (NOK) Daily Cash Need Cash ST Investments Change (days)
2021 29 days Nkr574.59 Million Nkr19.57 Million/day Nkr574.59 Million Nkr- ▼ -14 days
2020 43 days Nkr798.97 Million Nkr18.37 Million/day Nkr798.97 Million Nkr- ▲ +38 days
2019 6 days Nkr67.36 Million Nkr11.90 Million/day Nkr67.36 Million Nkr- ▼ -3 days
2018 9 days Nkr63.96 Million Nkr7.46 Million/day Nkr63.96 Million Nkr-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)