Coface SA - Asset Resilience Ratio
Coface SA (COFA) has an Asset Resilience Ratio of 33.99% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check COFA capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2025)
This chart shows how Coface SA's Asset Resilience Ratio has changed over time. See debt-free asset ratio of Coface SA to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Coface SA's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see COFA stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €40.69 Million | 0.5% |
| Short-term Investments | €2.71 Billion | 33.49% |
| Total Liquid Assets | €2.75 Billion | 33.99% |
Asset Resilience Insights
- Very High Liquidity: Coface SA maintains exceptional liquid asset reserves at 33.99% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Coface SA Industry Peers by Asset Resilience Ratio
Compare Coface SA's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
IRB-Brasil Resseguros S.A.
SA:IRBR3 |
Insurance - Reinsurance | 32.12% |
|
Till Capital Ltd
V:TIL |
Insurance - Reinsurance | 10.07% |
|
SCOR SE
PA:SCR |
Insurance - Reinsurance | 57.90% |
|
MUENCH.RUECK.UNS.ADR 1/10
F:MUVB |
Insurance - Reinsurance | 60.98% |
|
Münchener Rück AG
XETRA:MUV2 |
Insurance - Reinsurance | 1.94% |
|
HANN.RUECKV.SE ADR 1/2/ON
F:HNRB |
Insurance - Reinsurance | 80.88% |
|
Hannover Rück SE
F:HNR1 |
Insurance - Reinsurance | 80.88% |
|
RenaissanceRe Holdings Ltd
F:RRJ |
Insurance - Reinsurance | 22.29% |
Annual Asset Resilience Ratio for Coface SA (2011–2025)
The table below shows the annual Asset Resilience Ratio data for Coface SA.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 33.99% | €2.75 Billion ≈ $3.22 Billion |
€8.09 Billion ≈ $9.46 Billion |
-0.01pp |
| 2024-12-31 | 34.00% | €2.75 Billion ≈ $3.21 Billion |
€8.08 Billion ≈ $9.45 Billion |
+4.03pp |
| 2023-12-31 | 29.97% | €2.37 Billion ≈ $2.77 Billion |
€7.90 Billion ≈ $9.23 Billion |
-10.93pp |
| 2022-12-31 | 40.90% | €3.46 Billion ≈ $4.04 Billion |
€8.45 Billion ≈ $9.88 Billion |
-2.20pp |
| 2021-12-31 | 43.10% | €3.13 Billion ≈ $3.66 Billion |
€7.27 Billion ≈ $8.50 Billion |
+4.45pp |
| 2020-12-31 | 38.65% | €2.92 Billion ≈ $3.41 Billion |
€7.55 Billion ≈ $8.83 Billion |
-1.11pp |
| 2019-12-31 | 39.76% | €2.94 Billion ≈ $3.43 Billion |
€7.38 Billion ≈ $8.63 Billion |
+1.40pp |
| 2018-12-31 | 38.36% | €2.77 Billion ≈ $3.24 Billion |
€7.22 Billion ≈ $8.44 Billion |
+0.00pp |
| 2017-12-31 | 38.36% | €2.77 Billion ≈ $3.24 Billion |
€7.22 Billion ≈ $8.44 Billion |
+1.02pp |
| 2016-12-31 | 37.34% | €2.64 Billion ≈ $3.08 Billion |
€7.06 Billion ≈ $8.26 Billion |
+0.83pp |
| 2015-12-31 | 36.51% | €2.51 Billion ≈ $2.94 Billion |
€6.88 Billion ≈ $8.05 Billion |
+1.21pp |
| 2014-12-31 | 35.29% | €2.32 Billion ≈ $2.72 Billion |
€6.59 Billion ≈ $7.70 Billion |
+3.74pp |
| 2013-12-31 | 31.56% | €1.89 Billion ≈ $2.21 Billion |
€5.99 Billion ≈ $7.01 Billion |
+7.24pp |
| 2012-12-31 | 24.31% | €1.48 Billion ≈ $1.73 Billion |
€6.08 Billion ≈ $7.11 Billion |
+6.51pp |
| 2011-12-31 | 17.80% | €1.30 Billion ≈ $1.52 Billion |
€7.30 Billion ≈ $8.54 Billion |
-- |
About Coface SA
COFACE SA, through its subsidiaries, provides trade credit insurance products and services for small and medium enterprises, mid-market companies, international corporations, international companies, financial institutions, and clients of distribution partners. It offers insurance products, including TradeLiner; EasyLiner, a range of contracts for small and medium enterprises; GlobaLiner, that of… Read more