Coface SA Net Assets
Coface SA net assets. Based on the latest financial reports, Coface SA (COFA) has net assets worth €2.17 Billion EUR (≈ $2.53 Billion USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€8.47 Billion ≈ $9.90 Billion USD) and total liabilities (€6.30 Billion ≈ $7.37 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore net asset growth rate of Coface SA to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €2.17 Billion |
| % of Total Assets | 25.58% |
| Annual Growth Rate | 5.7% |
| 5-Year Change | -0.66% |
| 10-Year Change | 25.82% |
| Growth Volatility | 11.23 |
Net Assets of Coface SA (2000–2025)
Net assets of Coface SA from 2000 to 2025. This chart illustrates how Coface SA's net assets have evolved over time, based on quarterly financial data. See Coface SA net asset quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Coface SA (2000–2025)
The table below shows the annual net assets of Coface SA from 2000 to 2025. For live market cap and overall valuation, see Coface SA (COFA) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €2.22 Billion ≈ $2.59 Billion |
+0.89% |
| 2024-12-31 | €2.20 Billion ≈ $2.57 Billion |
+6.96% |
| 2023-12-31 | €2.05 Billion ≈ $2.40 Billion |
+4.62% |
| 2022-12-31 | €1.96 Billion ≈ $2.29 Billion |
-12.00% |
| 2021-12-31 | €2.23 Billion ≈ $2.61 Billion |
+11.57% |
| 2020-12-31 | €2.00 Billion ≈ $2.34 Billion |
+3.84% |
| 2019-12-31 | €1.92 Billion ≈ $2.25 Billion |
+6.56% |
| 2018-12-31 | €1.81 Billion ≈ $2.11 Billion |
+0.20% |
| 2017-12-31 | €1.80 Billion ≈ $2.11 Billion |
+2.38% |
| 2016-12-31 | €1.76 Billion ≈ $2.06 Billion |
-0.36% |
| 2015-12-31 | €1.77 Billion ≈ $2.07 Billion |
+2.46% |
| 2014-12-31 | €1.72 Billion ≈ $2.02 Billion |
-3.84% |
| 2013-12-31 | €1.79 Billion ≈ $2.10 Billion |
+0.96% |
| 2012-12-31 | €1.78 Billion ≈ $2.08 Billion |
+8.13% |
| 2011-12-31 | €1.64 Billion ≈ $1.92 Billion |
+17.65% |
| 2010-12-31 | €1.40 Billion ≈ $1.63 Billion |
+28.18% |
| 2009-12-31 | €1.09 Billion ≈ $1.27 Billion |
-6.99% |
| 2008-12-31 | €1.17 Billion ≈ $1.37 Billion |
-0.88% |
| 2007-12-31 | €1.18 Billion ≈ $1.38 Billion |
+16.53% |
| 2006-12-31 | €1.01 Billion ≈ $1.19 Billion |
+12.89% |
| 2005-12-31 | €898.19 Million ≈ $1.05 Billion |
+42.60% |
| 2004-12-31 | €629.85 Million ≈ $736.36 Million |
+0.78% |
| 2003-12-31 | €625.00 Million ≈ $730.69 Million |
+12.82% |
| 2002-12-31 | €554.00 Million ≈ $647.68 Million |
-4.96% |
| 2001-12-31 | €582.92 Million ≈ $681.50 Million |
+5.30% |
| 2000-12-31 | €553.59 Million ≈ $647.20 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Coface SA's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 22200900000.0% over the analyzed period, indicating profitable operations and earnings retention.
Coface SA Net Assets Breakdown (December 2025)
Coface SA net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €222.01 Million | 10.03% |
| Common Stock | €300.36 Million | 13.57% |
| Other Comprehensive Income | €-61.16 Million | -2.76% |
| Other Components | €1.75 Billion | 79.16% |
| Total Equity | €2.21 Billion | 100.00% |
Coface SA Competitors by Market Cap
The table below lists competitors of Coface SA ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Baoding Tianwei Baobian Electric Co Ltd
SHG:600550
|
$2.39 Billion |
|
SKC Co. Ltd
KO:011790
|
$2.39 Billion |
|
SCHOTT Pharma AG & Co. KGaA
XETRA:1SXP
|
$2.39 Billion |
|
An Hui Wenergy Co Ltd
SHE:000543
|
$2.39 Billion |
|
Scandic Hotels Group AB (publ)
ST:SHOT
|
$2.39 Billion |
|
ePlus inc
NASDAQ:PLUS
|
$2.39 Billion |
|
DO & CO Aktiengesellschaft
VI:DOC
|
$2.39 Billion |
|
Com7 PCL
BK:COM7
|
$2.39 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Coface SA's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,193,555,000 to 2,213,003,000, a change of 19,448,000 (0.9%).
- Net income of 222,000,000 contributed positively to equity growth.
- Dividend payments of 209,060,000 reduced retained earnings.
- Share repurchases of 5,757,000 reduced equity.
- Other comprehensive income decreased equity by 3,278,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €222.00 Million | +10.03% |
| Dividends Paid | €209.06 Million | -9.45% |
| Share Repurchases | €5.76 Million | -0.26% |
| Other Comprehensive Income | €-3.28 Million | -0.15% |
| Other Changes | €15.54 Million | +0.7% |
| Total Change | €- | 0.89% |
Book Value vs Market Value Analysis
This analysis compares Coface SA's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.05x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.24x to 1.05x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | €64.55 | €15.60 | x |
| 2006-12-31 | €61.46 | €15.60 | x |
| 2007-12-31 | €57.15 | €15.60 | x |
| 2008-12-31 | €48.15 | €15.60 | x |
| 2009-12-31 | €34.85 | €15.60 | x |
| 2010-12-31 | €41.33 | €15.60 | x |
| 2011-12-31 | €10.40 | €15.60 | x |
| 2012-12-31 | €11.24 | €15.60 | x |
| 2013-12-31 | €11.35 | €15.60 | x |
| 2014-12-31 | €10.94 | €15.60 | x |
| 2015-12-31 | €11.21 | €15.60 | x |
| 2016-12-31 | €11.18 | €15.60 | x |
| 2017-12-31 | €5.87 | €15.60 | x |
| 2018-12-31 | €6.10 | €15.60 | x |
| 2019-12-31 | €12.73 | €15.60 | x |
| 2020-12-31 | €13.29 | €15.60 | x |
| 2021-12-31 | €14.96 | €15.60 | x |
| 2022-12-31 | €9.02 | €15.60 | x |
| 2023-12-31 | €13.76 | €15.60 | x |
| 2024-12-31 | €14.69 | €15.60 | x |
| 2025-12-31 | €14.85 | €15.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Coface SA utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.03%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.70%
- • Asset Turnover: 0.23x
- • Equity Multiplier: 3.66x
- Recent ROE (10.03%) is above the historical average (7.88%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 13.07% | 9.16% | 0.32x | 4.43x | €27.44 Million |
| 2006 | 11.32% | 8.50% | 0.26x | 5.14x | €13.38 Million |
| 2007 | 13.90% | 11.17% | 0.22x | 5.58x | €45.84 Million |
| 2008 | 3.51% | 2.65% | 0.22x | 6.09x | €-75.68 Million |
| 2009 | -15.04% | -10.27% | 0.23x | 6.29x | €-271.28 Million |
| 2010 | 8.31% | 6.84% | 0.22x | 5.51x | €-23.44 Million |
| 2011 | 3.90% | 4.97% | 0.18x | 4.48x | €-99.44 Million |
| 2012 | 7.04% | 9.46% | 0.22x | 3.45x | €-52.17 Million |
| 2013 | 7.16% | 9.77% | 0.22x | 3.37x | €-50.58 Million |
| 2014 | 7.28% | 9.51% | 0.20x | 3.83x | €-46.76 Million |
| 2015 | 7.17% | 9.22% | 0.20x | 3.91x | €-49.86 Million |
| 2016 | 2.37% | 3.20% | 0.18x | 4.02x | €-133.99 Million |
| 2017 | 9.04% | 6.77% | 0.17x | 7.85x | €-8.84 Million |
| 2018 | 13.02% | 9.89% | 0.17x | 7.69x | €28.41 Million |
| 2019 | 7.62% | 11.28% | 0.18x | 3.84x | €-45.72 Million |
| 2020 | 4.15% | 7.44% | 0.15x | 3.78x | €-116.93 Million |
| 2021 | 10.04% | 17.46% | 0.18x | 3.26x | €862.30K |
| 2022 | 17.88% | 15.27% | 0.19x | 6.28x | €105.96 Million |
| 2023 | 11.73% | 15.02% | 0.20x | 3.85x | €35.42 Million |
| 2024 | 11.90% | 15.83% | 0.20x | 3.69x | €41.71 Million |
| 2025 | 10.03% | 11.70% | 0.23x | 3.66x | €699.70K |
Industry Comparison
This section compares Coface SA's net assets metrics with peer companies in the Insurance - Reinsurance industry.
Industry Context
- Industry: Insurance - Reinsurance
- Average net assets among peers: $1,357,000,000
- Average return on equity (ROE) among peers: 6.56%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Coface SA (COFA) | €2.17 Billion | 13.07% | 2.91x | $2.39 Billion |
| SCOR SE (SCR) | $1.36 Billion | 6.56% | 5.92x | $5.55 Billion |
About Coface SA
COFACE SA, through its subsidiaries, provides trade credit insurance products and services for small and medium enterprises, mid-market companies, international corporations, international companies, financial institutions, and clients of distribution partners. It offers insurance products, including TradeLiner; EasyLiner, a range of contracts for small and medium enterprises; GlobaLiner, that of… Read more