Isracard Ltd - Asset Resilience Ratio
Isracard Ltd (ISCD) has an Asset Resilience Ratio of 0.04% as of December 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Isracard Ltd to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how Isracard Ltd's Asset Resilience Ratio has changed over time. See Isracard Ltd (ISCD) balance sheet quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Isracard Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Isracard Ltd (ISCD) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ILA0.00 | 0% |
| Short-term Investments | ILA9.00 Million | 0.04% |
| Total Liquid Assets | ILA9.00 Million | 0.04% |
Asset Resilience Insights
- Limited Liquidity: Isracard Ltd maintains only 0.04% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Isracard Ltd Industry Peers by Asset Resilience Ratio
Compare Isracard Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Credit Acceptance Corporation
NASDAQ:CACC |
Credit Services | 1.26% |
|
Upstart Holdings Inc
NASDAQ:UPST |
Credit Services | 1.39% |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC |
Credit Services | 3.39% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
BFI Finance Indonesia Tbk
JK:BFIN |
Credit Services | 1.84% |
|
IndoStar Capital Finance Limited
NSE:INDOSTAR |
Credit Services | 2.88% |
|
Hexa Tradex Limited
NSE:HEXATRADEX |
Credit Services | 0.09% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Annual Asset Resilience Ratio for Isracard Ltd (2016–2024)
The table below shows the annual Asset Resilience Ratio data for Isracard Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 0.04% | ILA9.00 Million ≈ $24.13K |
ILA25.60 Billion ≈ $68.62 Million |
0.00pp |
| 2023-12-31 | 0.04% | ILA8.00 Million ≈ $21.45K |
ILA22.51 Billion ≈ $60.36 Million |
+0.00pp |
| 2022-12-31 | 0.04% | ILA8.00 Million ≈ $21.45K |
ILA22.68 Billion ≈ $60.81 Million |
+0.00pp |
| 2021-12-31 | 0.03% | ILA7.00 Million ≈ $18.77K |
ILA22.44 Billion ≈ $60.15 Million |
+0.00pp |
| 2020-12-31 | 0.03% | ILA7.00 Million ≈ $18.77K |
ILA23.92 Billion ≈ $64.12 Million |
+0.00pp |
| 2019-12-31 | 0.03% | ILA7.00 Million ≈ $18.77K |
ILA24.72 Billion ≈ $66.27 Million |
-0.01pp |
| 2018-12-31 | 0.04% | ILA8.00 Million ≈ $21.45K |
ILA19.59 Billion ≈ $52.52 Million |
+0.00pp |
| 2017-12-31 | 0.04% | ILA7.00 Million ≈ $18.77K |
ILA17.89 Billion ≈ $47.98 Million |
-0.04pp |
| 2016-12-31 | 0.08% | ILA13.00 Million ≈ $34.85K |
ILA17.06 Billion ≈ $45.73 Million |
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About Isracard Ltd
Isracard Ltd. operates as a credit card company in Israel. It offers various payment solutions, including Digital credit card, Apple Pay, Google Pay, Garmin Pay, Topcash, and Isracard application, as well as commercial credit and debit card clearing. The company also provides credit and finance services; and issuance of debit and settlement cards; as well discounting and settlement services for t… Read more