Isracard Ltd (ISCD) - Total Assets
Based on the latest financial reports, Isracard Ltd (ISCD) holds total assets worth ILA28.48 Billion ILA (≈ $76.37 Million USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check total reinvestment intensity of Isracard Ltd to assess the company's total reinvestment commitment from operating cash flow.
Isracard Ltd - Total Assets Trend (2015–2024)
This chart illustrates how Isracard Ltd's total assets have evolved over time, based on quarterly financial data. Explore how much of Isracard Ltd's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Isracard Ltd - Asset Composition Analysis
Current Asset Composition (December 2024)
Isracard Ltd's total assets of ILA28.48 Billion consist of 95.9% current assets and 4.1% non-current assets.
| Asset Category | Amount (ILA) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ILA0.00 | 3.9% |
| Accounts Receivable | ILA22.99 Billion | 89.8% |
| Inventory | ILA0.00 | 0.0% |
| Property, Plant & Equipment | ILA0.00 | 0.0% |
| Intangible Assets | ILA0.00 | 0.0% |
| Goodwill | ILA21.00 Million | 0.1% |
Asset Composition Trend (2015–2024)
This chart illustrates how Isracard Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see ISCD company net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Isracard Ltd's current assets represent 95.9% of total assets in 2024, a decrease from 97.6% in 2015.
- Cash Position: Cash and equivalents constituted 3.9% of total assets in 2024, up from 0.3% in 2015.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2015.
- Asset Diversification: The largest asset category is accounts receivable at 89.8% of total assets.
Isracard Ltd Competitors by Total Assets
Key competitors of Isracard Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Credit Acceptance Corporation
NASDAQ:CACC
|
USA | $8.69 Billion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
CREDITACCESS GRAMEEN LIMITED
NSE:CREDITACC
|
India | Rs285.94 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
BFI Finance Indonesia Tbk
JK:BFIN
|
Indonesia | Rp25.43 Trillion |
|
IndoStar Capital Finance Limited
NSE:INDOSTAR
|
India | Rs95.17 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
|
Jacob Finance And Investments Ltd
TA:JCFN
|
Israel | ILA2.67 Billion |
Isracard Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.28 | 1.26 | 1.20 |
| Quick Ratio | 1.28 | 1.26 | 1.20 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ILA5.80 Billion | ILA5.00 Billion | ILA3.85 Billion |
Isracard Ltd - Advanced Valuation Insights
This section examines the relationship between Isracard Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.63 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 13.7% |
| Total Assets | ILA25.60 Billion |
| Market Capitalization | $1.06 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Isracard Ltd's assets below their book value (0.04x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Isracard Ltd's assets grew by 13.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Isracard Ltd (2015–2024)
The table below shows the annual total assets of Isracard Ltd from 2015 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | ILA25.60 Billion ≈ $68.62 Million |
+13.69% |
| 2023-12-31 | ILA22.51 Billion ≈ $60.36 Million |
-0.75% |
| 2022-12-31 | ILA22.68 Billion ≈ $60.81 Million |
+1.10% |
| 2021-12-31 | ILA22.44 Billion ≈ $60.15 Million |
-6.19% |
| 2020-12-31 | ILA23.92 Billion ≈ $64.12 Million |
-3.25% |
| 2019-12-31 | ILA24.72 Billion ≈ $66.27 Million |
+26.18% |
| 2018-12-31 | ILA19.59 Billion ≈ $52.52 Million |
+9.48% |
| 2017-12-31 | ILA17.89 Billion ≈ $47.98 Million |
+4.91% |
| 2016-12-31 | ILA17.06 Billion ≈ $45.73 Million |
+7.33% |
| 2015-12-31 | ILA15.89 Billion ≈ $42.61 Million |
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About Isracard Ltd
Isracard Ltd. operates as a credit card company in Israel. It offers various payment solutions, including Digital credit card, Apple Pay, Google Pay, Garmin Pay, Topcash, and Isracard application, as well as commercial credit and debit card clearing. The company also provides credit and finance services; and issuance of debit and settlement cards; as well discounting and settlement services for t… Read more