Isracard Ltd (ISCD) — Financial Flexibility Index

Latest as of September 2025: 0.04x

Isracard Ltd (ISCD) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of ILA1.08 Billion (operating CF ILA1.01 Billion minus capex ILA71.00 Million) represents 0% of total liabilities (ILA25.35 Billion). Check Isracard Ltd investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

ILA1.08 Billion
Operating CF − Capex

Total Liabilities

ILA25.35 Billion
ILA

Capital Expenditures

ILA71.00 Million
ILA

Isracard Ltd Financial Flexibility Index (2015–2024)

Historical Financial Flexibility Index trend for Isracard Ltd across 10 annual periods. For the full cash flow conversion analysis, see Isracard Ltd operating cash flow efficiency.

Annual Financial Flexibility Index for Isracard Ltd (2015–2024)

Year-by-year free cash flow to debt coverage for Isracard Ltd. Explore ISCD cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (ILA) Operating CF Total Liabilities YoY Change
2024 0.06x ILA1.26 Billion ILA1.10 Billion ILA22.42 Billion ▲ +462.5%
2023 0.01x ILA195.00 Million ILA34.00 Million ILA19.50 Billion ▼ -48.5%
2022 0.02x ILA386.00 Million ILA214.00 Million ILA19.88 Billion ▼ -95.8%
2021 0.46x ILA8.99 Billion ILA8.81 Billion ILA19.66 Billion ▲ +731.5%
2020 0.06x ILA1.18 Billion ILA1.01 Billion ILA21.47 Billion ▲ +215.4%
2019 -0.05x ILA-1.06 Billion ILA-1.21 Billion ILA22.29 Billion ▼ -401.0%
2018 0.02x ILA263.00 Million ILA136.00 Million ILA16.60 Billion ▲ +425.2%
2017 0.00x ILA-74.00 Million ILA-158.00 Million ILA15.19 Billion ▼ -142.7%
2016 0.01x ILA164.00 Million ILA67.00 Million ILA14.39 Billion ▲ +464.5%
2015 0.00x ILA-42.00 Million ILA-114.00 Million ILA13.44 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities