Isracard Ltd (ISCD) — Defensive Interval Ratio

Latest as of September 2025: 456 days

Isracard Ltd (ISCD) has a Defensive Interval Ratio of 456 days as of September 2025. Defensive assets of ILA26.02 Billion (cash ILA-, short-term investments ILA-, receivables ILA26.02 Billion) cover 456 days of daily cash needs of ILA57.10 Million/day. See Isracard Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

456 days
Days of operational coverage

Defensive Assets

ILA26.02 Billion
Cash + ST Investments + Receivables

Daily Cash Need

ILA57.10 Million
Current Liabilities ÷ 365

Current Liabilities

ILA20.84 Billion
ILA

Isracard Ltd Defensive Interval Ratio (2015–2024)

This chart shows how Isracard Ltd's Defensive Interval Ratio has evolved across 10 annual periods from 2015 to 2024. As of September 2025, the ratio stands at 456 days, meaning defensive assets of ILA26.02 Billion can fund 456 days of operations without new revenue. See ISCD net asset quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Isracard Ltd (2015–2024)

The table below presents the year-by-year Defensive Interval Ratio for Isracard Ltd from 2015 to 2024, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Isracard Ltd market capitalisation.

Year DIR (days) Defensive Assets (ILA) Daily Cash Need Cash ST Investments Change (days)
2024 428 days ILA23.00 Billion ILA53.76 Million/day ILA- ILA9.00 Million ▼ -6 days
2023 434 days ILA20.25 Billion ILA46.67 Million/day ILA- ILA8.00 Million ▲ +51 days
2022 382 days ILA19.42 Billion ILA50.79 Million/day ILA- ILA8.00 Million ▲ +43 days
2021 339 days ILA16.61 Billion ILA49.00 Million/day ILA- ILA7.00 Million ▼ -94 days
2020 433 days ILA22.81 Billion ILA52.67 Million/day ILA- ILA7.00 Million ▼ -1 days
2019 434 days ILA23.68 Billion ILA54.59 Million/day ILA- ILA7.00 Million ▼ -3 days
2018 437 days ILA21.24 Billion ILA48.63 Million/day ILA- ILA8.00 Million ▼ -15 days
2017 452 days ILA17.23 Billion ILA38.11 Million/day ILA- ILA7.00 Million ▲ +9 days
2016 443 days ILA16.45 Billion ILA37.16 Million/day ILA- ILA13.00 Million ▼ -1 days
2015 444 days ILA15.38 Billion ILA34.62 Million/day ILA- ILA- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)