Commonwealth Bank of Australia (CBA) - Cash Flow Conversion Efficiency

Latest as of December 2025: 0.022x

Based on the latest financial reports, Commonwealth Bank of Australia (CBA) has a cash flow conversion efficiency ratio of 0.022x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (AU$1.67 Billion ≈ $1.18 Billion USD) by net assets (AU$77.23 Billion ≈ $54.65 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See CBA defensive asset coverage days to measure how many days the company can operate on defensive assets alone.

Commonwealth Bank of Australia - Cash Flow Conversion Efficiency Trend (1991–2025)

This chart illustrates how Commonwealth Bank of Australia's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Commonwealth Bank of Australia Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Commonwealth Bank of Australia ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Verizon Communications Inc SA:VERZ34	0.076x
T-Mobile US Inc NASDAQ:TMUS	0.129x
Shopify Inc NYSE:SHOP	0.041x
Nestle S.A. SW:NESN	0.334x
Verizon Communications Inc NYSE:VZ	0.076x
PepsiCo Inc NASDAQ:PEP	0.322x
Mitsubishi UFJ Financial Group Inc ADR NYSE:MUFG	0.023x
McDonald’s Corporation NYSE:MCD	-1.876x

Annual Cash Flow Conversion Efficiency for Commonwealth Bank of Australia (1991–2025)

The table below shows the annual cash flow conversion efficiency of Commonwealth Bank of Australia from 1991 to 2025. For the full company profile with market capitalisation and key ratios, see CBA stock market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-06-30	AU$78.78 Billion ≈ $55.74 Billion	AU$-825.00 Million ≈ $-583.74 Million	-0.010x	+98.41%
2024-06-30	AU$73.09 Billion ≈ $51.71 Billion	AU$-48.16 Billion ≈ $-34.08 Billion	-0.659x	-465.57%
2023-06-30	AU$72.00 Billion ≈ $50.95 Billion	AU$-8.39 Billion ≈ $-5.94 Billion	-0.117x	-136.52%
2022-06-30	AU$72.84 Billion ≈ $51.54 Billion	AU$23.24 Billion ≈ $16.44 Billion	0.319x	-39.23%
2021-06-30	AU$78.69 Billion ≈ $55.68 Billion	AU$41.31 Billion ≈ $29.23 Billion	0.525x	-2.81%
2020-06-30	AU$71.94 Billion ≈ $50.90 Billion	AU$38.86 Billion ≈ $27.50 Billion	0.540x	+226.39%
2019-06-30	AU$69.65 Billion ≈ $49.28 Billion	AU$11.53 Billion ≈ $8.16 Billion	0.166x	-33.12%
2018-06-30	AU$67.86 Billion ≈ $48.02 Billion	AU$16.79 Billion ≈ $11.88 Billion	0.247x	+2309.36%
2017-06-30	AU$63.66 Billion ≈ $45.04 Billion	AU$-713.00 Million ≈ $-504.49 Million	-0.011x	+84.82%
2016-06-30	AU$60.76 Billion ≈ $42.99 Billion	AU$-4.48 Billion ≈ $-3.17 Billion	-0.074x	+88.51%
2015-06-30	AU$52.99 Billion ≈ $37.50 Billion	AU$-34.05 Billion ≈ $-24.09 Billion	-0.642x	-24.55%
2014-06-30	AU$49.35 Billion ≈ $34.92 Billion	AU$-25.46 Billion ≈ $-18.01 Billion	-0.516x	+10.08%
2013-06-30	AU$18.59 Billion ≈ $13.16 Billion	AU$-10.67 Billion ≈ $-7.55 Billion	-0.574x	-726.91%
2012-06-30	AU$41.57 Billion ≈ $29.41 Billion	AU$-2.88 Billion ≈ $-2.04 Billion	-0.069x	-114.64%
2011-06-30	AU$37.29 Billion ≈ $26.38 Billion	AU$17.67 Billion ≈ $12.50 Billion	0.474x	+389.22%
2010-06-30	AU$35.57 Billion ≈ $25.17 Billion	AU$3.44 Billion ≈ $2.44 Billion	0.097x	+106.31%
2009-06-30	AU$31.44 Billion ≈ $22.25 Billion	AU$1.48 Billion ≈ $1.04 Billion	0.047x	+159.13%
2008-06-30	AU$26.14 Billion ≈ $18.49 Billion	AU$-2.08 Billion ≈ $-1.47 Billion	-0.079x	-134.40%
2007-06-30	AU$24.44 Billion ≈ $17.30 Billion	AU$5.64 Billion ≈ $3.99 Billion	0.231x	+322.42%
2006-06-30	AU$21.34 Billion ≈ $15.10 Billion	AU$1.17 Billion ≈ $825.02 Million	0.055x	-67.41%
2005-06-30	AU$26.06 Billion ≈ $18.44 Billion	AU$4.37 Billion ≈ $3.09 Billion	0.168x	+275.96%
2004-06-30	AU$24.89 Billion ≈ $17.61 Billion	AU$-2.37 Billion ≈ $-1.68 Billion	-0.095x	+0.68%
2003-06-30	AU$22.15 Billion ≈ $15.67 Billion	AU$-2.12 Billion ≈ $-1.50 Billion	-0.096x	-201.35%
2002-06-30	AU$21.06 Billion ≈ $14.90 Billion	AU$1.99 Billion ≈ $1.41 Billion	0.095x	+2.38%
2001-06-30	AU$19.85 Billion ≈ $14.04 Billion	AU$1.83 Billion ≈ $1.30 Billion	0.092x	-48.02%
2000-06-30	AU$17.85 Billion ≈ $12.63 Billion	AU$3.17 Billion ≈ $2.25 Billion	0.178x	-43.10%
1999-06-30	AU$6.96 Billion ≈ $4.93 Billion	AU$2.18 Billion ≈ $1.54 Billion	0.313x	+142.75%
1998-06-30	AU$6.89 Billion ≈ $4.87 Billion	AU$887.00 Million ≈ $627.61 Million	0.129x	-62.18%
1997-06-30	AU$7.02 Billion ≈ $4.97 Billion	AU$2.39 Billion ≈ $1.69 Billion	0.340x	-45.61%
1996-06-30	AU$7.37 Billion ≈ $5.21 Billion	AU$4.61 Billion ≈ $3.26 Billion	0.626x	+507.30%
1995-06-30	AU$6.70 Billion ≈ $4.74 Billion	AU$690.00 Million ≈ $488.22 Million	0.103x	-48.51%
1994-06-30	AU$6.07 Billion ≈ $4.30 Billion	AU$1.22 Billion ≈ $859.76 Million	0.200x	+36.46%
1993-06-30	AU$5.63 Billion ≈ $3.98 Billion	AU$826.00 Million ≈ $584.45 Million	0.147x	-62.78%
1992-06-30	AU$5.52 Billion ≈ $3.91 Billion	AU$2.18 Billion ≈ $1.54 Billion	0.394x	+6.11%
1991-06-30	AU$4.40 Billion ≈ $3.12 Billion	AU$1.63 Billion ≈ $1.16 Billion	0.371x	--

About Commonwealth Bank of Australia

AU:CBA Australia Banks - Diversified

Market Cap

$194.93 Billion

AU$275.50 Billion AUD

Market Cap Rank

#106 Global

#3 in Australia

Share Price

AU$164.76

Change (1 day)

+1.08%

52-Week Range

AU$147.22 - AU$191.40

All Time High

AU$191.40