Commonwealth Bank of Australia (CBA) — Defensive Interval Ratio

Latest as of June 2025: 2 days

Commonwealth Bank of Australia (CBA) has a Defensive Interval Ratio of 2 days as of June 2025. Defensive assets of AU$4.90 Billion (cash AU$-, short-term investments AU$-, receivables AU$4.90 Billion) cover 2 days of daily cash needs of AU$2.61 Billion/day. Check CBA tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

2 days
Days of operational coverage

Defensive Assets

AU$4.90 Billion
Cash + ST Investments + Receivables

Daily Cash Need

AU$2.61 Billion
Current Liabilities ÷ 365

Current Liabilities

AU$952.82 Billion
AUD

Commonwealth Bank of Australia Defensive Interval Ratio (2013–2025)

This chart shows how Commonwealth Bank of Australia's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of June 2025, the ratio stands at 2 days, meaning defensive assets of AU$4.90 Billion can fund 2 days of operations without new revenue. Also explore CBA net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Commonwealth Bank of Australia (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for Commonwealth Bank of Australia from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Commonwealth Bank of Australia.

Year DIR (days) Defensive Assets (AUD) Daily Cash Need Cash ST Investments Change (days)
2025 2 days AU$4.90 Billion AU$2.61 Billion/day AU$- AU$- ▲ +58 days
2024 -56 days AU$-137.99 Billion AU$2.48 Billion/day AU$- AU$-143.04 Billion ▼ -58 days
2023 3 days AU$4.40 Billion AU$1.61 Billion/day AU$- AU$- ▲ +1 days
2022 1 days AU$2.48 Billion AU$1.73 Billion/day AU$- AU$- ▼ 0 days
2021 2 days AU$2.56 Billion AU$1.53 Billion/day AU$- AU$- ▼ -17 days
2020 19 days AU$26.01 Billion AU$1.37 Billion/day AU$- AU$22.03 Billion ▲ +2 days
2019 17 days AU$20.60 Billion AU$1.23 Billion/day AU$- AU$18.65 Billion ▲ +10 days
2018 7 days AU$8.12 Billion AU$1.22 Billion/day AU$- AU$209.00 Million ▼ -4 days
2017 11 days AU$12.27 Billion AU$1.15 Billion/day AU$- AU$1.11 Billion ▼ -41 days
2016 52 days AU$62.38 Billion AU$1.20 Billion/day AU$- AU$1.48 Billion ▲ +35 days
2015 17 days AU$33.62 Billion AU$1.92 Billion/day AU$- AU$15.37 Billion ▼ -4 days
2014 22 days AU$38.63 Billion AU$1.78 Billion/day AU$- AU$15.90 Billion ▼ -3 days
2013 25 days AU$40.58 Billion AU$1.65 Billion/day AU$- AU$15.27 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)