Commonwealth Bank of Australia (CBA) — Defensive Interval Ratio

Latest as of June 2026: 16 days

Commonwealth Bank of Australia (CBA) has a Defensive Interval Ratio of 16 days as of June 2026. Defensive assets of AU$5.07 Billion (cash AU$-, short-term investments AU$-, receivables AU$5.07 Billion) cover 16 days of daily cash needs of AU$326.01 Million/day.

Defensive Interval Ratio

16 days
Days of operational coverage

Defensive Assets

AU$5.07 Billion
Cash + ST Investments + Receivables

Daily Cash Need

AU$326.01 Million
Current Liabilities ÷ 365

Current Liabilities

AU$118.99 Billion
AUD

Commonwealth Bank of Australia Defensive Interval Ratio (2013–2026)

This chart shows how Commonwealth Bank of Australia's Defensive Interval Ratio has evolved across 14 annual periods from 2013 to 2026. As of June 2026, the ratio stands at 16 days, meaning defensive assets of AU$5.07 Billion can fund 16 days of operations without new revenue. For the complete balance sheet picture, see CBA asset base.

Annual Defensive Interval Ratio for Commonwealth Bank of Australia (2013–2026)

The table below presents the year-by-year Defensive Interval Ratio for Commonwealth Bank of Australia from 2013 to 2026, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Commonwealth Bank of Australia (CBA) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (AUD) Daily Cash Need Cash ST Investments Change (days)
2026 288 days AU$93.95 Billion AU$326.01 Million/day AU$- AU$88.88 Billion ▲ +286 days
2025 2 days AU$4.90 Billion AU$2.61 Billion/day AU$- AU$- ▲ +58 days
2024 -56 days AU$-137.99 Billion AU$2.48 Billion/day AU$- AU$-143.04 Billion ▼ -58 days
2023 3 days AU$4.40 Billion AU$1.61 Billion/day AU$- AU$- ▲ +1 days
2022 1 days AU$2.48 Billion AU$1.73 Billion/day AU$- AU$- ▼ 0 days
2021 2 days AU$2.56 Billion AU$1.53 Billion/day AU$- AU$- ▼ -17 days
2020 19 days AU$26.01 Billion AU$1.37 Billion/day AU$- AU$22.03 Billion ▲ +2 days
2019 17 days AU$20.60 Billion AU$1.23 Billion/day AU$- AU$18.65 Billion ▲ +10 days
2018 7 days AU$8.12 Billion AU$1.22 Billion/day AU$- AU$209.00 Million ▼ -4 days
2017 11 days AU$12.27 Billion AU$1.15 Billion/day AU$- AU$1.11 Billion ▼ -41 days
2016 52 days AU$62.38 Billion AU$1.20 Billion/day AU$- AU$1.48 Billion ▲ +35 days
2015 17 days AU$33.62 Billion AU$1.92 Billion/day AU$- AU$15.37 Billion ▼ -4 days
2014 22 days AU$38.63 Billion AU$1.78 Billion/day AU$- AU$15.90 Billion ▼ -3 days
2013 25 days AU$40.58 Billion AU$1.65 Billion/day AU$- AU$15.27 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)