Commonwealth Bank of Australia (CBA) — Cash Flow Quality Index
Commonwealth Bank of Australia (CBA) has a Cash Flow Quality Index of -0.34x as of June 2026. Operating cash flow of AU$-1.85 Billion is below net income of AU$5.50 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Commonwealth Bank of Australia cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Commonwealth Bank of Australia Cash Flow Quality Index (2006–2026)
Historical Cash Flow Quality Index for Commonwealth Bank of Australia across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CBA cash generation efficiency.
Annual Cash Flow Quality Index for Commonwealth Bank of Australia (2006–2026)
Year-by-year earnings quality comparison for Commonwealth Bank of Australia.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2026 | -0.02x | AU$-177.00 Million | AU$10.91 Billion | ▲ +80.1% |
| 2025 | -0.08x | AU$-825.00 Million | AU$10.13 Billion | ▲ +98.4% |
| 2024 | -5.08x | AU$-48.16 Billion | AU$9.48 Billion | ▼ -511.0% |
| 2023 | -0.83x | AU$-8.39 Billion | AU$10.09 Billion | ▼ -138.5% |
| 2022 | 2.16x | AU$23.24 Billion | AU$10.77 Billion | ▼ -46.8% |
| 2021 | 4.06x | AU$41.31 Billion | AU$10.18 Billion | ▲ +0.2% |
| 2020 | 4.05x | AU$38.86 Billion | AU$9.59 Billion | ▲ +184.3% |
| 2019 | 1.43x | AU$11.53 Billion | AU$8.09 Billion | ▼ -23.1% |
| 2018 | 1.85x | AU$16.79 Billion | AU$9.06 Billion | ▼ -43.6% |
| 2017 | 3.29x | AU$29.27 Billion | AU$8.90 Billion | ▲ +4603.5% |
| 2017 | -0.07x | AU$-713.00 Million | AU$9.76 Billion | ▼ -102.8% |
| 2016 | 2.57x | AU$20.04 Billion | AU$7.80 Billion | ▲ +628.5% |
| 2016 | -0.49x | AU$-4.48 Billion | AU$9.23 Billion | ▼ -120.2% |
| 2015 | 2.41x | AU$18.46 Billion | AU$7.66 Billion | ▲ +164.0% |
| 2015 | -3.76x | AU$-34.05 Billion | AU$9.05 Billion | ▼ -27.5% |
| 2014 | -2.95x | AU$-25.46 Billion | AU$8.63 Billion | ▼ -110.7% |
| 2013 | -1.40x | AU$-10.67 Billion | AU$7.62 Billion | ▼ -244.2% |
| 2012 | -0.41x | AU$-2.88 Billion | AU$7.09 Billion | ▼ -114.7% |
| 2011 | 2.76x | AU$17.67 Billion | AU$6.39 Billion | ▲ +354.3% |
| 2010 | 0.61x | AU$3.44 Billion | AU$5.66 Billion | ▲ +94.6% |
| 2009 | 0.31x | AU$1.48 Billion | AU$4.72 Billion | ▲ +172.2% |
| 2008 | -0.43x | AU$-2.08 Billion | AU$4.79 Billion | ▼ -134.3% |
| 2007 | 1.26x | AU$5.64 Billion | AU$4.47 Billion | ▲ +325.1% |
| 2006 | 0.30x | AU$1.17 Billion | AU$3.93 Billion | — |