Commonwealth Bank of Australia (CBA) — Cash Flow Quality Index
Commonwealth Bank of Australia (CBA) has a Cash Flow Quality Index of 0.31x as of December 2025. Operating cash flow of AU$1.67 Billion is below net income of AU$5.41 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore CBA long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Commonwealth Bank of Australia Cash Flow Quality Index (2006–2025)
Historical Cash Flow Quality Index for Commonwealth Bank of Australia across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Commonwealth Bank of Australia to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Commonwealth Bank of Australia (2006–2025)
Year-by-year earnings quality comparison for Commonwealth Bank of Australia. For live market cap and the full company financial profile, see CBA market cap.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -0.08x | AU$-825.00 Million | AU$10.12 Billion | ▲ +98.4% |
| 2024 | -5.08x | AU$-48.16 Billion | AU$9.48 Billion | ▼ -511.0% |
| 2023 | -0.83x | AU$-8.39 Billion | AU$10.09 Billion | ▼ -138.5% |
| 2022 | 2.16x | AU$23.24 Billion | AU$10.77 Billion | ▼ -46.8% |
| 2021 | 4.06x | AU$41.31 Billion | AU$10.18 Billion | ▲ +0.2% |
| 2020 | 4.05x | AU$38.86 Billion | AU$9.59 Billion | ▲ +184.3% |
| 2019 | 1.43x | AU$11.53 Billion | AU$8.09 Billion | ▼ -23.1% |
| 2018 | 1.85x | AU$16.79 Billion | AU$9.06 Billion | ▼ -43.6% |
| 2017 | 3.29x | AU$29.27 Billion | AU$8.90 Billion | ▲ +4603.5% |
| 2017 | -0.07x | AU$-713.00 Million | AU$9.76 Billion | ▼ -102.8% |
| 2016 | 2.57x | AU$20.04 Billion | AU$7.80 Billion | ▲ +628.5% |
| 2016 | -0.49x | AU$-4.48 Billion | AU$9.23 Billion | ▼ -120.2% |
| 2015 | 2.41x | AU$18.46 Billion | AU$7.66 Billion | ▲ +164.0% |
| 2015 | -3.76x | AU$-34.05 Billion | AU$9.05 Billion | ▼ -27.5% |
| 2014 | -2.95x | AU$-25.46 Billion | AU$8.63 Billion | ▼ -110.7% |
| 2013 | -1.40x | AU$-10.67 Billion | AU$7.62 Billion | ▼ -244.2% |
| 2012 | -0.41x | AU$-2.88 Billion | AU$7.09 Billion | ▼ -114.7% |
| 2011 | 2.76x | AU$17.67 Billion | AU$6.39 Billion | ▲ +354.3% |
| 2010 | 0.61x | AU$3.44 Billion | AU$5.66 Billion | ▲ +94.6% |
| 2009 | 0.31x | AU$1.48 Billion | AU$4.72 Billion | ▲ +172.2% |
| 2008 | -0.43x | AU$-2.08 Billion | AU$4.79 Billion | ▼ -134.3% |
| 2007 | 1.26x | AU$5.64 Billion | AU$4.47 Billion | ▲ +325.1% |
| 2006 | 0.30x | AU$1.17 Billion | AU$3.93 Billion | — |