Commonwealth Bank of Australia (CBA) — Financial Flexibility Index
Commonwealth Bank of Australia (CBA) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of AU$3.35 Billion (operating CF AU$1.67 Billion minus capex AU$1.67 Billion) represents 0% of total liabilities (AU$1.33 Trillion). Check CBA strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Commonwealth Bank of Australia Financial Flexibility Index (1991–2025)
Historical Financial Flexibility Index trend for Commonwealth Bank of Australia across 35 annual periods. See working capital to net assets of Commonwealth Bank of Australia to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Commonwealth Bank of Australia (1991–2025)
Year-by-year free cash flow to debt coverage for Commonwealth Bank of Australia. For the full company profile including market capitalisation, see CBA market cap.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | AU$811.00 Million | AU$-825.00 Million | AU$1.28 Trillion | ▲ +101.6% |
| 2024 | -0.04x | AU$-47.76 Billion | AU$-48.16 Billion | AU$1.18 Trillion | ▼ -600.1% |
| 2023 | -0.01x | AU$-6.82 Billion | AU$-8.39 Billion | AU$1.18 Trillion | ▼ -127.3% |
| 2022 | 0.02x | AU$24.22 Billion | AU$23.24 Billion | AU$1.14 Trillion | ▼ -49.0% |
| 2021 | 0.04x | AU$42.08 Billion | AU$41.31 Billion | AU$1.01 Trillion | ▼ -3.1% |
| 2020 | 0.04x | AU$40.45 Billion | AU$38.86 Billion | AU$943.53 Billion | ▲ +219.5% |
| 2019 | 0.01x | AU$12.17 Billion | AU$11.53 Billion | AU$906.85 Billion | ▼ -31.5% |
| 2018 | 0.02x | AU$17.77 Billion | AU$16.79 Billion | AU$907.30 Billion | ▲ +4564.2% |
| 2017 | 0.00x | AU$384.00 Million | AU$-713.00 Million | AU$914.39 Billion | ▲ +113.5% |
| 2016 | 0.00x | AU$-2.71 Billion | AU$-4.48 Billion | AU$874.47 Billion | ▲ +92.4% |
| 2015 | -0.04x | AU$-33.47 Billion | AU$-34.05 Billion | AU$820.45 Billion | ▼ -21.4% |
| 2014 | -0.03x | AU$-24.94 Billion | AU$-25.46 Billion | AU$742.10 Billion | ▼ -146.5% |
| 2013 | -0.01x | AU$-10.02 Billion | AU$-10.67 Billion | AU$735.26 Billion | ▼ -437.9% |
| 2012 | 0.00x | AU$-1.72 Billion | AU$-2.88 Billion | AU$676.66 Billion | ▼ -108.6% |
| 2011 | 0.03x | AU$18.64 Billion | AU$17.67 Billion | AU$630.61 Billion | ▲ +330.7% |
| 2010 | 0.01x | AU$4.19 Billion | AU$3.44 Billion | AU$610.76 Billion | ▲ +40.9% |
| 2009 | 0.00x | AU$2.87 Billion | AU$1.48 Billion | AU$588.93 Billion | ▲ +264.4% |
| 2008 | 0.00x | AU$-1.37 Billion | AU$-2.08 Billion | AU$461.44 Billion | ▼ -119.5% |
| 2007 | 0.02x | AU$6.08 Billion | AU$5.64 Billion | AU$400.69 Billion | ▲ +221.8% |
| 2006 | 0.00x | AU$1.64 Billion | AU$1.17 Billion | AU$347.76 Billion | ▼ -68.8% |
| 2005 | 0.02x | AU$4.59 Billion | AU$4.37 Billion | AU$302.98 Billion | ▲ +555.8% |
| 2004 | 0.00x | AU$649.00 Million | AU$-2.37 Billion | AU$281.11 Billion | ▲ +128.3% |
| 2003 | -0.01x | AU$-1.98 Billion | AU$-2.12 Billion | AU$242.96 Billion | ▼ -177.8% |
| 2002 | 0.01x | AU$2.40 Billion | AU$1.99 Billion | AU$228.59 Billion | ▲ +12.3% |
| 2001 | 0.01x | AU$1.97 Billion | AU$1.83 Billion | AU$210.56 Billion | ▼ -67.2% |
| 2000 | 0.03x | AU$5.69 Billion | AU$3.17 Billion | AU$199.82 Billion | ▲ +65.5% |
| 1999 | 0.02x | AU$2.26 Billion | AU$2.18 Billion | AU$131.13 Billion | ▲ +120.5% |
| 1998 | 0.01x | AU$965.00 Million | AU$887.00 Million | AU$123.65 Billion | ▼ -65.7% |
| 1997 | 0.02x | AU$2.57 Billion | AU$2.39 Billion | AU$113.08 Billion | ▼ -52.9% |
| 1996 | 0.05x | AU$4.92 Billion | AU$4.61 Billion | AU$101.92 Billion | ▲ +354.2% |
| 1995 | 0.01x | AU$1.02 Billion | AU$690.00 Million | AU$96.08 Billion | ▼ -38.1% |
| 1994 | 0.02x | AU$1.46 Billion | AU$1.22 Billion | AU$85.25 Billion | ▲ +41.3% |
| 1993 | 0.01x | AU$1.04 Billion | AU$826.00 Million | AU$85.35 Billion | ▼ -58.3% |
| 1992 | 0.03x | AU$2.41 Billion | AU$2.18 Billion | AU$82.82 Billion | ▲ +12.0% |
| 1991 | 0.03x | AU$2.21 Billion | AU$1.63 Billion | AU$84.89 Billion | — |