Turkiye Garanti Bankasi A.S. (GARAN) - Cash Flow Conversion Efficiency

Latest as of December 2025: -0.127x

Based on the latest financial reports, Turkiye Garanti Bankasi A.S. (GARAN) has a cash flow conversion efficiency ratio of -0.127x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (TL-56.93 Billion ≈ $-1.28 Billion USD) by net assets (TL446.64 Billion ≈ $10.00 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Turkiye Garanti Bankasi A.S. - Cash Flow Conversion Efficiency Trend (2014–2025)

This chart illustrates how Turkiye Garanti Bankasi A.S.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Read Turkiye Garanti Bankasi A.S. (GARAN) financial obligations for a breakdown of total debt and financial obligations.

Turkiye Garanti Bankasi A.S. Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Turkiye Garanti Bankasi A.S. ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Ally Financial Inc NYSE:ALLY	0.078x
Mapfre MC:MAP	0.061x
Avery Dennison Corp NYSE:AVY	0.141x
DWS Group GmbH & Co. KGaA XETRA:DWS	0.046x
Best Buy Co. Inc NYSE:BBY	-0.037x
Computershare Ltd AU:CPU	0.150x
Lenovo Group Limited F:LHL1	0.073x
HDFC Asset Management Company Limited NSE:HDFCAMC	0.155x

Annual Cash Flow Conversion Efficiency for Turkiye Garanti Bankasi A.S. (2014–2025)

The table below shows the annual cash flow conversion efficiency of Turkiye Garanti Bankasi A.S. from 2014 to 2025. For the full company profile with market capitalisation and key ratios, see GARAN market cap.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	TL446.64 Billion ≈ $10.00 Billion	TL4.98 Billion ≈ $111.60 Million	0.011x	+102.54%
2024-12-31	TL331.41 Billion ≈ $7.42 Billion	TL-145.82 Billion ≈ $-3.27 Billion	-0.440x	-162.56%
2023-12-31	TL245.62 Billion ≈ $5.50 Billion	TL172.75 Billion ≈ $3.87 Billion	0.703x	+139.28%
2022-12-31	TL153.12 Billion ≈ $3.43 Billion	TL-274.16 Billion ≈ $-6.14 Billion	-1.790x	+25.50%
2021-12-31	TL79.22 Billion ≈ $1.77 Billion	TL-190.39 Billion ≈ $-4.26 Billion	-2.403x	-92.62%
2020-12-31	TL62.41 Billion ≈ $1.40 Billion	TL-77.86 Billion ≈ $-1.74 Billion	-1.248x	-245.10%
2019-12-31	TL54.05 Billion ≈ $1.21 Billion	TL-19.54 Billion ≈ $-437.65 Million	-0.362x	+37.77%
2018-12-31	TL46.89 Billion ≈ $1.05 Billion	TL-27.24 Billion ≈ $-610.08 Million	-0.581x	+9.58%
2017-12-31	TL41.61 Billion ≈ $931.87 Million	TL-26.73 Billion ≈ $-598.75 Million	-0.643x	-13.65%
2016-12-31	TL35.80 Billion ≈ $801.74 Million	TL-20.24 Billion ≈ $-453.25 Million	-0.565x	+12.12%
2015-12-31	TL31.20 Billion ≈ $698.88 Million	TL-20.07 Billion ≈ $-449.62 Million	-0.643x	-40.10%
2014-12-31	TL26.63 Billion ≈ $596.38 Million	TL-12.23 Billion ≈ $-273.86 Million	-0.459x	--

About Turkiye Garanti Bankasi A.S.

IS:GARAN Turkey Banks - Regional

Market Cap

$12.59 Billion

TL561.96 Billion TRY

Market Cap Rank

#1862 Global

#4 in Turkey

Share Price

TL133.80

Change (1 day)

+0.83%

52-Week Range

TL99.90 - TL165.00

All Time High

TL165.00