Turkiye Garanti Bankasi A.S. (GARAN) — Financial Flexibility Index
Turkiye Garanti Bankasi A.S. (GARAN) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of TL35.31 Billion (operating CF TL33.95 Billion minus capex TL1.36 Billion) represents 0% of total liabilities (TL4.33 Trillion). Check Turkiye Garanti Bankasi A.S. PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Turkiye Garanti Bankasi A.S. Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Turkiye Garanti Bankasi A.S. across 12 annual periods. See Turkiye Garanti Bankasi A.S. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Turkiye Garanti Bankasi A.S. (2014–2025)
Year-by-year free cash flow to debt coverage for Turkiye Garanti Bankasi A.S.. For the full company profile including market capitalisation, see how much is Turkiye Garanti Bankasi A.S. worth.
| Year | Flexibility Index | Free Cash Flow (TRY) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | TL15.37 Billion | TL4.98 Billion | TL4.10 Trillion | ▲ +107.3% |
| 2024 | -0.05x | TL-136.39 Billion | TL-145.82 Billion | TL2.67 Trillion | ▼ -156.4% |
| 2023 | 0.09x | TL176.95 Billion | TL172.75 Billion | TL1.96 Trillion | ▲ +138.3% |
| 2022 | -0.24x | TL-272.03 Billion | TL-274.16 Billion | TL1.15 Trillion | ▲ +3.7% |
| 2021 | -0.25x | TL-189.10 Billion | TL-190.39 Billion | TL770.17 Billion | ▼ -54.7% |
| 2020 | -0.16x | TL-75.96 Billion | TL-77.86 Billion | TL478.50 Billion | ▼ -214.0% |
| 2019 | -0.05x | TL-18.93 Billion | TL-19.54 Billion | TL374.50 Billion | ▲ +30.0% |
| 2018 | -0.07x | TL-25.44 Billion | TL-27.24 Billion | TL352.27 Billion | ▲ +12.3% |
| 2017 | -0.08x | TL-25.91 Billion | TL-26.73 Billion | TL314.73 Billion | ▼ -18.4% |
| 2016 | -0.07x | TL-19.22 Billion | TL-20.24 Billion | TL276.33 Billion | ▲ +11.5% |
| 2015 | -0.08x | TL-19.51 Billion | TL-20.07 Billion | TL248.44 Billion | ▼ -46.4% |
| 2014 | -0.05x | TL-11.83 Billion | TL-12.23 Billion | TL220.42 Billion | — |