Turkiye Garanti Bankasi A.S. (GARAN) — Financial Flexibility Index
Turkiye Garanti Bankasi A.S. (GARAN) has a Financial Flexibility Index of 0.03x as of June 2026. Free cash flow of TL124.75 Billion (operating CF TL122.03 Billion minus capex TL2.71 Billion) represents 0% of total liabilities (TL4.73 Trillion). Check GARAN cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Turkiye Garanti Bankasi A.S. Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Turkiye Garanti Bankasi A.S. across 12 annual periods. For the full cash flow conversion analysis, see Turkiye Garanti Bankasi A.S. (GARAN) cash flow conversion.
Annual Financial Flexibility Index for Turkiye Garanti Bankasi A.S. (2014–2025)
Year-by-year free cash flow to debt coverage for Turkiye Garanti Bankasi A.S.. Explore GARAN cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (TRY) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | TL15.37 Billion | TL4.98 Billion | TL4.10 Trillion | ▲ +107.3% |
| 2024 | -0.05x | TL-136.39 Billion | TL-145.82 Billion | TL2.67 Trillion | ▼ -156.4% |
| 2023 | 0.09x | TL176.95 Billion | TL172.75 Billion | TL1.96 Trillion | ▲ +138.3% |
| 2022 | -0.24x | TL-272.03 Billion | TL-274.16 Billion | TL1.15 Trillion | ▲ +3.7% |
| 2021 | -0.25x | TL-189.10 Billion | TL-190.39 Billion | TL770.17 Billion | ▼ -54.7% |
| 2020 | -0.16x | TL-75.96 Billion | TL-77.86 Billion | TL478.50 Billion | ▼ -214.0% |
| 2019 | -0.05x | TL-18.93 Billion | TL-19.54 Billion | TL374.50 Billion | ▲ +30.0% |
| 2018 | -0.07x | TL-25.44 Billion | TL-27.24 Billion | TL352.27 Billion | ▲ +12.3% |
| 2017 | -0.08x | TL-25.91 Billion | TL-26.73 Billion | TL314.73 Billion | ▼ -18.4% |
| 2016 | -0.07x | TL-19.22 Billion | TL-20.24 Billion | TL276.33 Billion | ▲ +11.5% |
| 2015 | -0.08x | TL-19.51 Billion | TL-20.07 Billion | TL248.44 Billion | ▼ -46.4% |
| 2014 | -0.05x | TL-11.83 Billion | TL-12.23 Billion | TL220.42 Billion | — |