Turkiye Garanti Bankasi A.S. (GARAN) — Financial Flexibility Index

Latest as of March 2026: 0.01x

Turkiye Garanti Bankasi A.S. (GARAN) has a Financial Flexibility Index of 0.01x as of March 2026. Free cash flow of TL35.31 Billion (operating CF TL33.95 Billion minus capex TL1.36 Billion) represents 0% of total liabilities (TL4.33 Trillion). Also explore GARAN year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

TL35.31 Billion
Operating CF − Capex

Total Liabilities

TL4.33 Trillion
TRY

Capital Expenditures

TL1.36 Billion
TRY

Turkiye Garanti Bankasi A.S. Financial Flexibility Index (2014–2025)

Historical Financial Flexibility Index trend for Turkiye Garanti Bankasi A.S. across 12 annual periods. Check Turkiye Garanti Bankasi A.S. PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Turkiye Garanti Bankasi A.S. (2014–2025)

Year-by-year free cash flow to debt coverage for Turkiye Garanti Bankasi A.S.. For the full company profile including market capitalisation, see GARAN market cap.

Year Flexibility Index Free Cash Flow (TRY) Operating CF Total Liabilities YoY Change
2025 0.00x TL15.37 Billion TL4.98 Billion TL4.10 Trillion ▲ +107.3%
2024 -0.05x TL-136.39 Billion TL-145.82 Billion TL2.67 Trillion ▼ -156.4%
2023 0.09x TL176.95 Billion TL172.75 Billion TL1.96 Trillion ▲ +138.3%
2022 -0.24x TL-272.03 Billion TL-274.16 Billion TL1.15 Trillion ▲ +3.7%
2021 -0.25x TL-189.10 Billion TL-190.39 Billion TL770.17 Billion ▼ -54.7%
2020 -0.16x TL-75.96 Billion TL-77.86 Billion TL478.50 Billion ▼ -214.0%
2019 -0.05x TL-18.93 Billion TL-19.54 Billion TL374.50 Billion ▲ +30.0%
2018 -0.07x TL-25.44 Billion TL-27.24 Billion TL352.27 Billion ▲ +12.3%
2017 -0.08x TL-25.91 Billion TL-26.73 Billion TL314.73 Billion ▼ -18.4%
2016 -0.07x TL-19.22 Billion TL-20.24 Billion TL276.33 Billion ▲ +11.5%
2015 -0.08x TL-19.51 Billion TL-20.07 Billion TL248.44 Billion ▼ -46.4%
2014 -0.05x TL-11.83 Billion TL-12.23 Billion TL220.42 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities