Turkiye Garanti Bankasi A.S. (GARAN) — Cash Flow-to-Debt Ratio
Turkiye Garanti Bankasi A.S. (GARAN) has a Cash Flow-to-Debt Ratio of 0.03x as of June 2026, meaning its operating cash flow of TL122.03 Billion could theoretically repay 0% of its total liabilities (TL4.73 Trillion) in one year. See financial agility of Turkiye Garanti Bankasi A.S. to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Turkiye Garanti Bankasi A.S. Cash Flow-to-Debt Ratio (2014–2025)
Historical debt coverage capacity for Turkiye Garanti Bankasi A.S. across 12 annual periods. For the full cash flow conversion analysis, see Turkiye Garanti Bankasi A.S. (GARAN) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Turkiye Garanti Bankasi A.S. (2014–2025)
Year-by-year debt coverage analysis for Turkiye Garanti Bankasi A.S.. Check Turkiye Garanti Bankasi A.S. earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (TRY) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | TL4.98 Billion | TL4.10 Trillion | ▲ +102.2% |
| 2024 | -0.05x | TL-145.82 Billion | TL2.67 Trillion | ▼ -161.8% |
| 2023 | 0.09x | TL172.75 Billion | TL1.96 Trillion | ▲ +137.1% |
| 2022 | -0.24x | TL-274.16 Billion | TL1.15 Trillion | ▲ +3.6% |
| 2021 | -0.25x | TL-190.39 Billion | TL770.17 Billion | ▼ -51.9% |
| 2020 | -0.16x | TL-77.86 Billion | TL478.50 Billion | ▼ -211.9% |
| 2019 | -0.05x | TL-19.54 Billion | TL374.50 Billion | ▲ +32.5% |
| 2018 | -0.08x | TL-27.24 Billion | TL352.27 Billion | ▲ +9.0% |
| 2017 | -0.08x | TL-26.73 Billion | TL314.73 Billion | ▼ -16.0% |
| 2016 | -0.07x | TL-20.24 Billion | TL276.33 Billion | ▲ +9.4% |
| 2015 | -0.08x | TL-20.07 Billion | TL248.44 Billion | ▼ -45.7% |
| 2014 | -0.06x | TL-12.23 Billion | TL220.42 Billion | — |