Turkiye Garanti Bankasi A.S. (GARAN) — Cash Flow Quality Index
Turkiye Garanti Bankasi A.S. (GARAN) has a Cash Flow Quality Index of 4.03x as of June 2026. Operating cash flow of TL122.03 Billion exceeds net income of TL30.29 Billion, indicating high earnings quality where cash backs reported profits. Explore Turkiye Garanti Bankasi A.S. debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Turkiye Garanti Bankasi A.S. Cash Flow Quality Index (2014–2025)
Historical Cash Flow Quality Index for Turkiye Garanti Bankasi A.S. across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Turkiye Garanti Bankasi A.S. operating cash flow efficiency.
Annual Cash Flow Quality Index for Turkiye Garanti Bankasi A.S. (2014–2025)
Year-by-year earnings quality comparison for Turkiye Garanti Bankasi A.S..
| Year | Quality Index | Operating CF (TRY) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | TL4.98 Billion | TL109.82 Billion | ▲ +102.8% |
| 2024 | -1.60x | TL-145.82 Billion | TL91.24 Billion | ▼ -179.9% |
| 2023 | 2.00x | TL172.75 Billion | TL86.37 Billion | ▲ +142.7% |
| 2022 | -4.69x | TL-274.16 Billion | TL58.51 Billion | ▲ +67.8% |
| 2021 | -14.56x | TL-190.39 Billion | TL13.07 Billion | ▼ -17.9% |
| 2020 | -12.35x | TL-77.86 Billion | TL6.31 Billion | ▼ -289.6% |
| 2019 | -3.17x | TL-19.54 Billion | TL6.16 Billion | ▲ +22.7% |
| 2018 | -4.10x | TL-27.24 Billion | TL6.64 Billion | ▲ +2.9% |
| 2017 | -4.22x | TL-26.73 Billion | TL6.33 Billion | ▼ -6.5% |
| 2016 | -3.96x | TL-20.24 Billion | TL5.11 Billion | ▲ +29.3% |
| 2015 | -5.61x | TL-20.07 Billion | TL3.58 Billion | ▼ -67.5% |
| 2014 | -3.35x | TL-12.23 Billion | TL3.65 Billion | — |