Turkiye Garanti Bankasi A.S. (GARAN) — Cash Flow Quality Index

Latest as of March 2026: 1.02x

Turkiye Garanti Bankasi A.S. (GARAN) has a Cash Flow Quality Index of 1.02x as of March 2026. Operating cash flow of TL33.95 Billion exceeds net income of TL33.15 Billion, indicating high earnings quality where cash backs reported profits. Explore GARAN strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.02x
Operating CF / Net Income

Operating Cash Flow

TL33.95 Billion
TRY

Net Income

TL33.15 Billion
TRY

Data as of

Mar 2026
Most recent filing

Turkiye Garanti Bankasi A.S. Cash Flow Quality Index (2014–2025)

Historical Cash Flow Quality Index for Turkiye Garanti Bankasi A.S. across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Turkiye Garanti Bankasi A.S. (GARAN) tangible net worth to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Turkiye Garanti Bankasi A.S. (2014–2025)

Year-by-year earnings quality comparison for Turkiye Garanti Bankasi A.S.. For live market cap and the full company financial profile, see GARAN market cap overview.

Year Quality Index Operating CF (TRY) Net Income YoY Change
2025 0.05x TL4.98 Billion TL109.82 Billion ▲ +102.8%
2024 -1.60x TL-145.82 Billion TL91.24 Billion ▼ -179.9%
2023 2.00x TL172.75 Billion TL86.37 Billion ▲ +142.7%
2022 -4.69x TL-274.16 Billion TL58.51 Billion ▲ +67.8%
2021 -14.56x TL-190.39 Billion TL13.07 Billion ▼ -17.9%
2020 -12.35x TL-77.86 Billion TL6.31 Billion ▼ -289.6%
2019 -3.17x TL-19.54 Billion TL6.16 Billion ▲ +22.7%
2018 -4.10x TL-27.24 Billion TL6.64 Billion ▲ +2.9%
2017 -4.22x TL-26.73 Billion TL6.33 Billion ▼ -6.5%
2016 -3.96x TL-20.24 Billion TL5.11 Billion ▲ +29.3%
2015 -5.61x TL-20.07 Billion TL3.58 Billion ▼ -67.5%
2014 -3.35x TL-12.23 Billion TL3.65 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.