Southern California Bancorp Cash Flow Conversion Efficiency
Southern California Bancorp cash flow conversion efficiency. Based on the latest financial reports, Southern California Bancorp (BCAL) has a cash flow conversion efficiency ratio of 0.025x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($14.82 Million) by net assets ($586.64 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Southern California Bancorp (2005–2025)
Cash flow conversion efficiency of Southern California Bancorp from 2005 to 2025. This chart illustrates how Southern California Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. View latest Southern California Bancorp stock price today for real-time trading data and today's change.
Southern California Bancorp Cash Flow Conversion Ratio Explained
Southern California Bancorp cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Southern California Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Southern California Bancorp ranked by their cash flow conversion efficiency. Also see Southern California Bancorp stock valuation for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Samsung Fire And Marine Ins Pref
KO:000815
|
0.080x |
|
Shenzhen Jieshun Science and Technology Industry Co Ltd
SHE:002609
|
0.059x |
|
Oscotec Inc
KQ:039200
|
0.222x |
|
Kronos Worldwide Inc
NYSE:KRO
|
-0.010x |
|
American Woodmark Corporation
NASDAQ:AMWD
|
-0.015x |
|
Covenant Logistics Group, Inc.
NYSE:CVLG
|
-0.026x |
|
Dilip Buildcon Limited
NSE:DBL
|
-0.441x |
|
Rackspace Technology Inc
NASDAQ:RXT
|
-0.004x |
Annual Cash Flow Conversion Efficiency for Southern California Bancorp (2005–2025)
The table below shows the annual cash flow conversion efficiency of Southern California Bancorp from 2005 to 2025. Review Southern California Bancorp free cash flow efficiency to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $576.59 Million | $57.29 Million | 0.099x | +1.12% |
| 2024-12-31 | $511.84 Million | $50.29 Million | 0.098x | -14.47% |
| 2023-12-31 | $288.15 Million | $33.10 Million | 0.115x | +124.00% |
| 2022-12-31 | $260.36 Million | $13.35 Million | 0.051x | -35.67% |
| 2021-12-31 | $246.53 Million | $19.65 Million | 0.080x | +8.93% |
| 2020-12-31 | $168.88 Million | $12.36 Million | 0.073x | +5.32% |
| 2019-12-31 | $120.52 Million | $8.37 Million | 0.069x | -5.20% |
| 2018-12-31 | $101.36 Million | $7.43 Million | 0.073x | -2.28% |
| 2017-12-31 | $49.70 Million | $3.73 Million | 0.075x | -15.26% |
| 2016-12-31 | $44.62 Million | $3.95 Million | 0.089x | +88.43% |
| 2015-12-31 | $37.51 Million | $1.76 Million | 0.047x | +3.16% |
| 2014-12-31 | $33.60 Million | $1.53 Million | 0.046x | +98.27% |
| 2013-12-31 | $24.45 Million | $561.49K | 0.023x | -55.11% |
| 2012-12-31 | $23.32 Million | $1.19 Million | 0.051x | -39.51% |
| 2011-12-31 | $23.35 Million | $1.97 Million | 0.085x | +176.80% |
| 2010-12-31 | $19.35 Million | $591.41K | 0.031x | +162.27% |
| 2009-12-31 | $20.18 Million | $-990.37K | -0.049x | -78.92% |
| 2008-12-31 | $17.15 Million | $-470.27K | -0.027x | -114.63% |
| 2007-12-31 | $22.64 Million | $4.24 Million | 0.187x | +559.80% |
| 2006-12-31 | $22.72 Million | $-926.00K | -0.041x | -27.11% |
| 2005-12-31 | $6.20 Million | $-198.69K | -0.032x | -- |
About Southern California Bancorp
California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land de… Read more