Southern California Bancorp (BCAL) - Total Assets
Based on the latest financial reports, Southern California Bancorp (BCAL) holds total assets worth $4.03 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Southern California Bancorp - Total Assets Trend (2002–2025)
This chart illustrates how Southern California Bancorp's total assets have evolved over time, based on quarterly financial data. Also see market value of Southern California Bancorp for the company's overall valuation and market capitalisation.
Southern California Bancorp - Asset Composition Analysis
Current Asset Composition (December 2025)
Southern California Bancorp's total assets of $4.03 Billion consist of 7.1% current assets and 92.9% non-current assets. Review total liabilities of Southern California Bancorp to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.3% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $18.48 Million | 0.5% |
| Goodwill | $110.93 Million | 2.8% |
Asset Composition Trend (2002–2025)
This chart illustrates how Southern California Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See Southern California Bancorp stock quote for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Southern California Bancorp's current assets represent 7.1% of total assets in 2025, a decrease from 14.6% in 2002.
- Cash Position: Cash and equivalents constituted 1.3% of total assets in 2025, down from 14.6% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 2.8% of total assets.
Southern California Bancorp Competitors by Total Assets
Key competitors of Southern California Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Mizuho Financial Group Inc.
NYSE:MFG
|
USA | $302.27 Trillion |
|
Postal Savings Bank of China Co Ltd
SHG:601658
|
China | CN¥18.68 Trillion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.47 Trillion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Xiamen Bank Co Ltd
SHG:601187
|
China | CN¥442.56 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp545.16 Trillion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.88 Billion |
|
Instabank ASA
OL:INSTA
|
Norway | Nkr9.22 Billion |
Southern California Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.11 | 0.03 | 0.53 |
| Quick Ratio | 0.11 | 0.03 | 0.53 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-3.00 Billion | $-3.23 Billion | $-350.31 Million |
Southern California Bancorp - Advanced Valuation Insights
This section examines the relationship between Southern California Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.19 |
| Latest Market Cap to Assets Ratio | 0.17 |
| Asset Growth Rate (YoY) | 0.0% |
| Total Assets | $4.03 Billion |
| Market Capitalization | $700.88 Million USD |
Valuation Analysis
Below Book Valuation: The market values Southern California Bancorp's assets below their book value (0.17x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Southern California Bancorp's assets decreased by 0.0% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Southern California Bancorp (2002–2025)
The table below shows the annual total assets of Southern California Bancorp from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $4.03 Billion | +0.04% |
| 2024-12-31 | $4.03 Billion | +70.81% |
| 2023-12-31 | $2.36 Billion | +3.34% |
| 2022-12-31 | $2.28 Billion | +0.80% |
| 2021-12-31 | $2.27 Billion | +43.49% |
| 2020-12-31 | $1.58 Billion | +89.49% |
| 2019-12-31 | $833.29 Million | +8.36% |
| 2018-12-31 | $769.01 Million | +60.12% |
| 2017-12-31 | $480.26 Million | +12.99% |
| 2016-12-31 | $425.05 Million | +23.44% |
| 2015-12-31 | $344.33 Million | +8.19% |
| 2014-12-31 | $318.27 Million | +57.47% |
| 2013-12-31 | $202.11 Million | +6.75% |
| 2012-12-31 | $189.32 Million | +0.59% |
| 2011-12-31 | $188.21 Million | +4.59% |
| 2010-12-31 | $179.95 Million | +61.39% |
| 2009-12-31 | $111.50 Million | +12.26% |
| 2008-12-31 | $99.33 Million | +35.81% |
| 2007-12-31 | $73.14 Million | +12.23% |
| 2006-12-31 | $65.16 Million | +33.69% |
| 2005-12-31 | $48.74 Million | +23.74% |
| 2004-12-31 | $39.39 Million | +50.89% |
| 2003-12-31 | $26.10 Million | +47.84% |
| 2002-12-31 | $17.66 Million | -- |
About Southern California Bancorp
California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in California, the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans, including construction and land de… Read more